Hello, I am thinking about restructuring my portfolio, which in my opinion is very unbalanced, with a view to the future. I'm thinking of an investment horizon of around 15-20 years.
I would like to structure the core of my portfolio with the help of 60% #etfs with the help of
- $VWRL (-4,28%) 30%
- $CSPX (-4,45%) 30%
In addition, around 5% of my postage portfolio is to be #crypto above all $BTC (-0,33%) consist of
I invest the remaining 35% in individual stocks.
- Technology sector 8%
- Thought of $MSFT (-2,62%) , $GOOGL (-3,55%) , $AMZN (-6,32%) , $SAP (-2,38%) ,$NVDA (-6,05%) in approximately equal parts
- Healthcare sector 4%
- Something like $JNJ (+1,02%) , $NOVN (+0,86%) , $NOVO B (+0%) but I'm not quite sure here yet, I want to read up on it in more detail
- Consumer sector 6%
- Thought of $COKE (+2,45%) , $1810 (+5,18%)
$PG (-0,76%) but not sure yet either - Industrial sector 5%
- Something like $6501 (-10,28%)
$SIE (-7,02%)
Energy sector 7%- $SHEL (-4,82%) , $ENR (-3,42%)
Financial sector- $ALV (-0,37%) and $NU (-2,16%)
I currently have a monthly savings rate of 400-500 euros in addition to my studies and would divide this up accordingly and put it into a #sparplan and put it into a savings account.
What do you think of the weighting and do you have any tips, especially in the health sector?
Brief feedback is very welcome
