Hello, I am thinking about restructuring my portfolio, which in my opinion is very unbalanced, with a view to the future. I'm thinking of an investment horizon of around 15-20 years.
I would like to structure the core of my portfolio with the help of 60% #etfs with the help of
- $VWRL (-0,91%) 30%
- $CSPX (-1,14%) 30%
In addition, around 5% of my postage portfolio is to be #crypto above all $BTC (+0,31%) consist of
I invest the remaining 35% in individual stocks.
- Technology sector 8%
- Thought of $MSFT (-1,57%) , $GOOGL (-2,28%) , $AMZN (-2,39%) , $SAP (-1,87%) ,$NVDA (-3,63%) in approximately equal parts
- Healthcare sector 4%
- Something like $JNJ (+2,12%) , $NOVN (+1,73%) , $NOVO B (+5,32%) but I'm not quite sure here yet, I want to read up on it in more detail
- Consumer sector 6%
- Thought of $COKE (-2,91%) , $1810 (+2,88%)
$PG (+2,23%) but not sure yet either - Industrial sector 5%
- Something like $6501 (-4,28%)
$SIE (-0,45%)
Energy sector 7%- $SHEL (-1,69%) , $ENR (-4,27%)
Financial sector- $ALV (-0,14%) and $NU (-11,11%)
I currently have a monthly savings rate of 400-500 euros in addition to my studies and would divide this up accordingly and put it into a #sparplan and put it into a savings account.
What do you think of the weighting and do you have any tips, especially in the health sector?
Brief feedback is very welcome
