Hello, I am thinking about restructuring my portfolio, which in my opinion is very unbalanced, with a view to the future. I'm thinking of an investment horizon of around 15-20 years.
I would like to structure the core of my portfolio with the help of 60% #etfs with the help of
- $VWRL (+0,13%) 30%
- $CSPX (-0,08%) 30%
In addition, around 5% of my postage portfolio is to be #crypto above all $BTC (-0,36%) consist of
I invest the remaining 35% in individual stocks.
- Technology sector 8%
- Thought of $MSFT (+0,12%) , $GOOGL (-0,21%) , $AMZN (-0,12%) , $SAP (+0,58%) ,$NVDA (-0,4%) in approximately equal parts
- Healthcare sector 4%
- Something like $JNJ (+0,16%) , $NOVN (+1,29%) , $NOVO B (-0,65%) but I'm not quite sure here yet, I want to read up on it in more detail
- Consumer sector 6%
- Thought of $COKE (+0%) , $1810 (+0,61%)
$PG (+0,16%) but not sure yet either - Industrial sector 5%
- Something like $6501 (-0,34%)
$SIE (-0,98%)
Energy sector 7%- $SHEL (+0,08%) , $ENR (-2,01%)
Financial sector- $ALV (+0,54%) and $NU (-0,17%)
I currently have a monthly savings rate of 400-500 euros in addition to my studies and would divide this up accordingly and put it into a #sparplan and put it into a savings account.
What do you think of the weighting and do you have any tips, especially in the health sector?
Brief feedback is very welcome