Hello, I am thinking about restructuring my portfolio, which in my opinion is very unbalanced, with a view to the future. I'm thinking of an investment horizon of around 15-20 years.
I would like to structure the core of my portfolio with the help of 60% #etfs with the help of
- $VWRL (+0,53%) 30%
- $CSPX (+0,24%) 30%
In addition, around 5% of my postage portfolio is to be #crypto above all $BTC (+0,65%) consist of
I invest the remaining 35% in individual stocks.
- Technology sector 8%
- Thought of $MSFT (+0,23%) , $GOOGL (+1,27%) , $AMZN (-0,38%) , $SAP (+1,07%) ,$NVDA (-0,88%) in approximately equal parts
- Healthcare sector 4%
- Something like $JNJ (+0,22%) , $NOVN (+1,56%) , $NOVO B (+1,13%) but I'm not quite sure here yet, I want to read up on it in more detail
- Consumer sector 6%
- Thought of $COKE (+0,4%) , $1810 (+3,72%)
$PG (+1,22%) but not sure yet either - Industrial sector 5%
- Something like $6501 (-0,62%)
$SIE (+1,79%)
Energy sector 7%- $SHEL (-0,32%) , $ENR (+1,06%)
Financial sector- $ALV (+0,84%) and $NU (+2,79%)
I currently have a monthly savings rate of 400-500 euros in addition to my studies and would divide this up accordingly and put it into a #sparplan and put it into a savings account.
What do you think of the weighting and do you have any tips, especially in the health sector?
Brief feedback is very welcome

