Hello, I am thinking about restructuring my portfolio, which in my opinion is very unbalanced, with a view to the future. I'm thinking of an investment horizon of around 15-20 years.
I would like to structure the core of my portfolio with the help of 60% #etfs with the help of
- $VWRL (+0,17%) 30%
- $CSPX (-0,01%) 30%
In addition, around 5% of my postage portfolio is to be #crypto above all $BTC (+0,07%) consist of
I invest the remaining 35% in individual stocks.
- Technology sector 8%
- Thought of $MSFT (-1,06%) , $GOOGL (-0,11%) , $AMZN (-0,33%) , $SAP (+0,26%) ,$NVDA (-0,69%) in approximately equal parts
- Healthcare sector 4%
- Something like $JNJ (+0,09%) , $NOVN (-0,1%) , $NOVO B (+0,66%) but I'm not quite sure here yet, I want to read up on it in more detail
- Consumer sector 6%
- Thought of $COKE (+4,68%) , $1810 (+0,17%)
$PG (+0,72%) but not sure yet either - Industrial sector 5%
- Something like $6501 (-0,77%)
$SIE (-1,95%)
Energy sector 7%- $SHEL (+1,86%) , $ENR (-5,52%)
Financial sector- $ALV (+1,16%) and $NU (+0,08%)
I currently have a monthly savings rate of 400-500 euros in addition to my studies and would divide this up accordingly and put it into a #sparplan and put it into a savings account.
What do you think of the weighting and do you have any tips, especially in the health sector?
Brief feedback is very welcome
