Hello, I am thinking about restructuring my portfolio, which in my opinion is very unbalanced, with a view to the future. I'm thinking of an investment horizon of around 15-20 years.
I would like to structure the core of my portfolio with the help of 60% #etfs with the help of
- $VWRL (+0%) 30%
- $CSPX (+0,4%) 30%
In addition, around 5% of my postage portfolio is to be #crypto above all $BTC (-0,93%) consist of
I invest the remaining 35% in individual stocks.
- Technology sector 8%
- Thought of $MSFT (+3,6%) , $GOOGL (+6,34%) , $AMZN (+6,74%) , $SAP (+1,56%) ,$NVDA (+2,15%) in approximately equal parts
- Healthcare sector 4%
- Something like $JNJ (-0,08%) , $NOVN (-1,35%) , $NOVO B (-8,33%) but I'm not quite sure here yet, I want to read up on it in more detail
- Consumer sector 6%
- Thought of $COKE (-1,52%) , $1810 (-6,35%)
$PG (+0,08%) but not sure yet either - Industrial sector 5%
- Something like $6501 (-1,39%)
$SIE (+0,76%)
Energy sector 7%- $SHEL (+1,52%) , $ENR (+2,03%)
Financial sector- $ALV (-0,03%) and $NU (-1,35%)
I currently have a monthly savings rate of 400-500 euros in addition to my studies and would divide this up accordingly and put it into a #sparplan and put it into a savings account.
What do you think of the weighting and do you have any tips, especially in the health sector?
Brief feedback is very welcome
