Hello, I am thinking about restructuring my portfolio, which in my opinion is very unbalanced, with a view to the future. I'm thinking of an investment horizon of around 15-20 years.
I would like to structure the core of my portfolio with the help of 60% #etfs with the help of
- $VWRL (+0,35%) 30%
- $CSPX (+0,24%) 30%
In addition, around 5% of my postage portfolio is to be #crypto above all $BTC (+0,19%) consist of
I invest the remaining 35% in individual stocks.
- Technology sector 8%
- Thought of $MSFT (+0,49%) , $GOOGL (-1,43%) , $AMZN (+0,09%) , $SAP (-0,93%) ,$NVDA (+0,15%) in approximately equal parts
- Healthcare sector 4%
- Something like $JNJ (+1,6%) , $NOVN (+1,76%) , $NOVO B (+1,4%) but I'm not quite sure here yet, I want to read up on it in more detail
- Consumer sector 6%
- Thought of $COKE (+1,75%) , $1810 (-0,61%)
$PG (+0,35%) but not sure yet either - Industrial sector 5%
- Something like $6501 (+5,73%)
$SIE (-0,1%)
Energy sector 7%- $SHEL (+1,27%) , $ENR (-2,03%)
Financial sector- $ALV (-0,5%) and $NU (-0,12%)
I currently have a monthly savings rate of 400-500 euros in addition to my studies and would divide this up accordingly and put it into a #sparplan and put it into a savings account.
What do you think of the weighting and do you have any tips, especially in the health sector?
Brief feedback is very welcome