Hello, I am thinking about restructuring my portfolio, which in my opinion is very unbalanced, with a view to the future. I'm thinking of an investment horizon of around 15-20 years.
I would like to structure the core of my portfolio with the help of 60% #etfs with the help of
- $VWRL (+0,79%) 30%
- $CSPX (+0,72%) 30%
In addition, around 5% of my postage portfolio is to be #crypto above all $BTC (+0,01%) consist of
I invest the remaining 35% in individual stocks.
- Technology sector 8%
- Thought of $MSFT (+1,32%) , $GOOGL (-1,98%) , $AMZN (+0,25%) , $SAP (+2,08%) ,$NVDA (+4,72%) in approximately equal parts
- Healthcare sector 4%
- Something like $JNJ (-0,01%) , $NOVN (+0,04%) , $NOVO B (-0,7%) but I'm not quite sure here yet, I want to read up on it in more detail
- Consumer sector 6%
- Thought of $COKE (-1,22%) , $1810 (-2,12%)
$PG (+1,18%) but not sure yet either - Industrial sector 5%
- Something like $6501 (+3,34%)
$SIE (+3,19%)
Energy sector 7%- $SHEL (+1,27%) , $ENR (+2,01%)
Financial sector- $ALV (+0,85%) and $NU (+2,32%)
I currently have a monthly savings rate of 400-500 euros in addition to my studies and would divide this up accordingly and put it into a #sparplan and put it into a savings account.
What do you think of the weighting and do you have any tips, especially in the health sector?
Brief feedback is very welcome