Hello, I am thinking about restructuring my portfolio, which in my opinion is very unbalanced, with a view to the future. I'm thinking of an investment horizon of around 15-20 years.
I would like to structure the core of my portfolio with the help of 60% #etfs with the help of
- $VWRL (-0,34%) 30%
- $CSPX (-0,42%) 30%
In addition, around 5% of my postage portfolio is to be #crypto above all $BTC (-0,07%) consist of
I invest the remaining 35% in individual stocks.
- Technology sector 8%
- Thought of $MSFT (-0,67%) , $GOOGL (+2,21%) , $AMZN (+0,97%) , $SAP (+0,08%) ,$NVDA (-1,21%) in approximately equal parts
- Healthcare sector 4%
- Something like $JNJ (-0,14%) , $NOVN (-0,65%) , $NOVO B (+0,21%) but I'm not quite sure here yet, I want to read up on it in more detail
- Consumer sector 6%
- Thought of $COKE (+0,26%) , $1810 (+1,07%)
$PG (-0,79%) but not sure yet either - Industrial sector 5%
- Something like $6501 (+0,46%)
$SIE (+0,3%)
Energy sector 7%- $SHEL (-0,83%) , $ENR (-0,57%)
Financial sector- $ALV (-0,49%) and $NU (-1,61%)
I currently have a monthly savings rate of 400-500 euros in addition to my studies and would divide this up accordingly and put it into a #sparplan and put it into a savings account.
What do you think of the weighting and do you have any tips, especially in the health sector?
Brief feedback is very welcome