Hello, I am thinking about restructuring my portfolio, which in my opinion is very unbalanced, with a view to the future. I'm thinking of an investment horizon of around 15-20 years.
I would like to structure the core of my portfolio with the help of 60% #etfs with the help of
- $VWRL (-1,54%) 30%
- $CSPX (-0,95%) 30%
In addition, around 5% of my postage portfolio is to be #crypto above all $BTC (-2,52%) consist of
I invest the remaining 35% in individual stocks.
- Technology sector 8%
- Thought of $MSFT (+1,55%) , $GOOGL (-0,77%) , $AMZN (-0,29%) , $SAP (+3,16%) ,$NVDA (-1,73%) in approximately equal parts
- Healthcare sector 4%
- Something like $JNJ (+1,5%) , $NOVN (+1,51%) , $NOVO B (+2,72%) but I'm not quite sure here yet, I want to read up on it in more detail
- Consumer sector 6%
- Thought of $COKE (+0,75%) , $1810 (-3,22%)
$PG (+1,3%) but not sure yet either - Industrial sector 5%
- Something like $6501 (-3,67%)
$SIE (-1,34%)
Energy sector 7%- $SHEL (+0,02%) , $ENR (-5,75%)
Financial sector- $ALV (-0,68%) and $NU (-1,21%)
I currently have a monthly savings rate of 400-500 euros in addition to my studies and would divide this up accordingly and put it into a #sparplan and put it into a savings account.
What do you think of the weighting and do you have any tips, especially in the health sector?
Brief feedback is very welcome
