Hello, I am thinking about restructuring my portfolio, which in my opinion is very unbalanced, with a view to the future. I'm thinking of an investment horizon of around 15-20 years.
I would like to structure the core of my portfolio with the help of 60% #etfs with the help of
- $VWRL (+0,21%) 30%
- $CSPX (+0,49%) 30%
In addition, around 5% of my postage portfolio is to be #crypto above all $BTC (-0,02%) consist of
I invest the remaining 35% in individual stocks.
- Technology sector 8%
- Thought of $MSFT (+1,54%) , $GOOGL (+0,18%) , $AMZN (+0,11%) , $SAP (+0,93%) ,$NVDA (+1,17%) in approximately equal parts
- Healthcare sector 4%
- Something like $JNJ (-0,27%) , $NOVN (-0,45%) , $NOVO B (+1,36%) but I'm not quite sure here yet, I want to read up on it in more detail
- Consumer sector 6%
- Thought of $COKE (-2,88%) , $1810 (-1,37%)
$PG (-0,01%) but not sure yet either - Industrial sector 5%
- Something like $6501 (+0,8%)
$SIE (-0,9%)
Energy sector 7%- $SHEL (+1,57%) , $ENR (-1,67%)
Financial sector- $ALV (-0,16%) and $NU (-1,76%)
I currently have a monthly savings rate of 400-500 euros in addition to my studies and would divide this up accordingly and put it into a #sparplan and put it into a savings account.
What do you think of the weighting and do you have any tips, especially in the health sector?
Brief feedback is very welcome
