Hello, I am thinking about restructuring my portfolio, which in my opinion is very unbalanced, with a view to the future. I'm thinking of an investment horizon of around 15-20 years.
I would like to structure the core of my portfolio with the help of 60% #etfs with the help of
- $VWRL (+0,77%) 30%
- $CSPX (+0,57%) 30%
In addition, around 5% of my postage portfolio is to be #crypto above all $BTC (+0,34%) consist of
I invest the remaining 35% in individual stocks.
- Technology sector 8%
- Thought of $MSFT (+0,62%) , $GOOGL (+1,16%) , $AMZN (+0,95%) , $SAP (-1,47%) ,$NVDA (+1,09%) in approximately equal parts
- Healthcare sector 4%
- Something like $JNJ (-1,55%) , $NOVN (-0,23%) , $NOVO B (-0,6%) but I'm not quite sure here yet, I want to read up on it in more detail
- Consumer sector 6%
- Thought of $COKE (+1,09%) , $1810 (-3,05%)
$PG (+0,26%) but not sure yet either - Industrial sector 5%
- Something like $6501 (+1,86%)
$SIE (+1,07%)
Energy sector 7%- $SHEL (+0,43%) , $ENR (+1,09%)
Financial sector- $ALV (+1,38%) and $NU (+0,85%)
I currently have a monthly savings rate of 400-500 euros in addition to my studies and would divide this up accordingly and put it into a #sparplan and put it into a savings account.
What do you think of the weighting and do you have any tips, especially in the health sector?
Brief feedback is very welcome
