Hello, I am thinking about restructuring my portfolio, which in my opinion is very unbalanced, with a view to the future. I'm thinking of an investment horizon of around 15-20 years.
I would like to structure the core of my portfolio with the help of 60% #etfs with the help of
- $VWRL (-0,11%) 30%
- $CSPX (+0,09%) 30%
In addition, around 5% of my postage portfolio is to be #crypto above all $BTC (+0,53%) consist of
I invest the remaining 35% in individual stocks.
- Technology sector 8%
- Thought of $MSFT (-0,24%) , $GOOGL (+0,25%) , $AMZN (-0,05%) , $SAP (-0,12%) ,$NVDA (+2,35%) in approximately equal parts
- Healthcare sector 4%
- Something like $JNJ , $NOVN (+0,34%) , $NOVO B (+0,16%) but I'm not quite sure here yet, I want to read up on it in more detail
- Consumer sector 6%
- Thought of $COKE , $1810 (-2,6%)
$PG but not sure yet either - Industrial sector 5%
- Something like $6501 (-1,46%)
$SIE (+1,85%)
Energy sector 7%- $SHEL (+0,21%) , $ENR (+0,78%)
Financial sector- $ALV (+0,21%) and $NU (+0,86%)
I currently have a monthly savings rate of 400-500 euros in addition to my studies and would divide this up accordingly and put it into a #sparplan and put it into a savings account.
What do you think of the weighting and do you have any tips, especially in the health sector?
Brief feedback is very welcome
