Hello, I am thinking about restructuring my portfolio, which in my opinion is very unbalanced, with a view to the future. I'm thinking of an investment horizon of around 15-20 years.
I would like to structure the core of my portfolio with the help of 60% #etfs with the help of
- $VWRL (-2,53%) 30%
- $CSPX (-2,1%) 30%
In addition, around 5% of my postage portfolio is to be #crypto above all $BTC (-3,03%) consist of
I invest the remaining 35% in individual stocks.
- Technology sector 8%
- Thought of $MSFT (-1,17%) , $GOOGL (-1,3%) , $AMZN (-2,23%) , $SAP (-0,47%) ,$NVDA (-1,34%) in approximately equal parts
- Healthcare sector 4%
- Something like $JNJ (-0,85%) , $NOVN (+0,97%) , $NOVO B (-0,44%) but I'm not quite sure here yet, I want to read up on it in more detail
- Consumer sector 6%
- Thought of $COKE (+1,63%) , $1810 (+6,31%)
$PG (-1,54%) but not sure yet either - Industrial sector 5%
- Something like $6501 (-6,52%)
$SIE (-2,09%)
Energy sector 7%- $SHEL (-1,34%) , $ENR (+1,08%)
Financial sector- $ALV (+0,59%) and $NU (-2,29%)
I currently have a monthly savings rate of 400-500 euros in addition to my studies and would divide this up accordingly and put it into a #sparplan and put it into a savings account.
What do you think of the weighting and do you have any tips, especially in the health sector?
Brief feedback is very welcome