$MSTR (+1,3%) ? At least in the short term, as it was decided yesterday that they will not be included in the S&P500 on Wednesday for $H1ES34 but $SQ (+7,07%) . An extraordinary replacement had become necessary as Hess Corp. was taken over by $CVX (-0,91%) was taken over.

Hello everyone,

I wanted to introduce my current depot...I'm 34 years old, married and earn my living as a train driver.

I myself only started actively investing at the beginning of 2024before that I had little to no basic knowledge - so to be honest I'm pretty naive started. 😅

In the meantime, I've gone deeper, read a lot, analyzed, improved - and built up a long-term plan.

🔍 My goal:

A robust, stable portfolio with a focus on:

• long-term wealth accumulation
• regular passive income through dividends
• a small admixture for future themes (Bitcoin)

This is what my portfolio currently looks like:

🧱 ETF as a foundation

• $IWDA (-0,42%)
  iShares Core MSCI World (ACC) - 100 €/month

➡️ The MSCI World forms the broad basis and is intended for long-term asset accumulation.

🏢 REITs & real estate dividends - for monthly cash flow

• $O (-0,8%)
  Realty Income - 50 €/month
• $STAG (-0,2%)
  STAG Industrial - 25 €/month
• $VICI (-0,32%)
  VICI Properties - 50 €/month

➡️ My focus here is on monthly and stable dividendsespecially from Realty Income.

💸 Dividend stocks (consumer goods & energy)

• $MBG (+0,31%) Mercedes Benz Group - 50 €/month
• $PEP (-1,99%)
  PepsiCo - 50 €/month
• $KO (-0,08%)
  Coca-Cola - 50€/month
• $CVX (-0,91%)
  Chevron (new) - 50 €/month
• $EUHD (+0,24%) Invesco EURO STOXX High Dividend Low Volatility UCITS ETF Dist - €100/month

➡️ I would like to build up a reliable long-term dividend cushion here - defensive brands such as KO/PEP have "peaceful sleep quality" for me.

₿ $BTC (-0,07%)
Bitcoin

• Savings plan: €50/month

➡️ This is my "future addition" - deliberately kept small, but built up regularly.

💰 Liquidity

• Overnight money account reduced to ~€5,000 (nest egg)
• Previously a car purchase (~€28,000) and caravan purchase (~€21,000) were made

📆 My strategy:

• Follow through with savings plans consistently
• Reinvest dividends
• No more panic selling, just learn & observe

💭 Conclusion:

I know I didn't start not started with perfect conditionsbut I try to learn from mistakes and build solidly in the long term.

My portfolio is still being built up, but it already feels quite coherent: broad-based, cash flow-oriented and with a view to the future.

#crypto
#etfs
#dividends
#portfoliofeedback #newbie

$SHEL (-0,83%) is currently considering $BP. (-0,15%) to take over the company. The potential transaction volume would amount to 80 billion US dollars, making it one of the largest M&A transactions in the history of Oil & Gas. BP is currently reviewing the offer, but negotiations have been slow so far. Shell & BP have not yet made any concrete statements. Shell officially described the reports as "further market speculation" and said it was focusing on its own performance and the interests of its shareholders.

𝖭𝖾𝗍 𝖣𝖾𝖻𝗍 𝗍𝗈 𝖤𝗊𝗎𝗂𝗍𝗒 𝖽𝖾𝗋 Ö𝗅𝗄𝗈𝗇𝗓𝖾𝗋𝗇𝖾 𝖡𝖯, 𝖲𝗁𝖾𝗅𝗅, 𝖳𝗈𝗍𝖺𝗅𝖤𝗇𝖾𝗋𝗀𝗂𝖾𝗌, 𝖤𝗑𝗑𝗈𝗇 𝗎𝗇𝖽 𝖢𝗁𝖾𝗏𝗋𝗈𝗇. 𝖡𝖯 𝗐𝗂𝖾𝗌 𝖤𝗇𝖽𝖾 2024 𝗆𝗂𝗍 𝖠𝖻𝗌𝗍𝖺𝗇𝖽 𝖽𝖾𝗇 𝗁ö𝖼𝗁𝗌𝗍𝖾𝗇 𝖶𝖾𝗋𝗍 𝖺𝗎𝖿, 𝖿𝖺𝗌𝗍 𝖽𝗈𝗉𝗉𝖾𝗅𝗍 𝗌𝗈 𝗁𝗈𝖼𝗁 𝗐𝗂𝖾 𝖲𝗁𝖾𝗅𝗅.

A takeover would create a European oil giant that could compete with $XOM (-0,23%) and $CVX (-0,91%) could take on. BP in particular has been under pressure from activist investors for some time, as its attempted foray into renewable energies has been less successful. A stronger focus on oil & gas is therefore strategically desirable.

This is my first post, so please don't hate. 🙂

I've been using the dividend strategy for a year now because it motivates me to stick with it. The simple one-ETF solution is too boring for me in the long run - I have more fun following individual stocks from time to time.

So far, I've mainly invested in dividend ETFs, and I want to keep it that way. However, I would like to add a few individual stocks to my portfolio to make it more interesting.

My goal is a maximum of 10 individual stocks so that I don't lose track. Here are the stocks I'm currently looking at:

• Realty Income ($O (-0,8%) )
• Main Street Capital ($MAIN (+0,13%) )
• Agree Realty ($ADC (-1,04%) )
• STAG Industrial ($STAG (-0,2%) )
• BlackRock ($BLK (-1,5%) )
• The Home Depot ($HD (+0,79%) )
• Munich Re ($MUV2 (+0,98%) )
• Chevron ($CVX (-0,91%) )
• American Electric Power ($AEP (-0,11%) )
• Waste Management ($WM (-1,61%) )
• Sixt Vz. ($SIX2 (-4,98%) )

My questions for you:

👉 Are these stocks generally suitable for a dividend strategy?

👉 Is there potential for improvement in terms of sector and country allocation?

👉 Is there a stock that you think should definitely not be missing?

Looking forward to your opinions and tips!

#dividendenstrategie
#einzelaktien
#passiveseinkommen

Speculation on rising oil prices in the short term.

And why $CVX (-0,91%) and not $XOM (-0,23%) ? Chevron jumped back above the 200 day line today.

22 leverage.