Suddenly €200,000 at your disposal. What would you do?

1Settimana

@Faule_Socke pretty bad comparison in my opinion. To equate a casino with shares. well. That would mean that I could never have made money with what I do, because a casino always wins mathematically.

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Tobi@Tobiwankenobi500

1Settimana

@Maximal_Frugal he means: "in the worst case, can go completely down the drain..."

Just put the 200k in an account with reasonable interest or fixed interest for a year.
Then invest 50% of your time from high school that year in finance / money (systems) / financial education and economics.

Regards

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Daxdaniel@Daxdaniel

5G

@Faule_Socke time in the market beats market timing. It doesn't have to be all in one day, I would spread it out over several weeks/months. But waiting years to invest is nonsense.
If the €200,000 were already invested, you wouldn't have the idea of paying it out and reinvesting it slowly forever, even though the decision would be the same: cash or invested

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Chris@Multibagger

1Settimana

I would invest 170,000 in dividend stocks and take the other 30k and try to make 1 million out of it in 10 years.

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1Settimana

@Multibagger crazy....Something like that is what I would do since I found you :D :D. would actually put the whole 200K in dividends in addition to my current stocks and with my crypto gedöns I would copy everything you do :D !

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Chris@Multibagger

1Settimana

@Maximal_Frugal But it could also go wrong.

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BockaufDividenden@BockaufDividenden

1Settimana

@Multibagger It's just money. The main thing is that I'm healthy and have my wonderful family by my side. My job and the dividends are really good. The 30 k wouldn't matter and even without money I would have everything I need :)

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Chris@Multibagger

1Settimana

@Maximal_Frugal cool and right attitude

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1Settimana

I would also invest a lot of it in dividend ETFs + dividend stocks, but my name says it all. Of course I would say that ;)

Try your hand at stocks, crypto, options, warrants with the €30,000, that's how I would do it.

The dividends provide psychological and physical stability because cash flow comes in. You can then still invest it elsewhere or consume it.

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ShrimpTheGimp🦐@ShrimpTheGimp

1Settimana

25k in money market / 25k nest egg / 75k in ETFs / 75k in dividend stocks

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1Settimana

from today's perspective @Epi 's GTA 3 Wikifolio

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1Settimana

@Iwamoto a possibility because of the name alone :D

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Epi@Epi

1Settimana

@Maximal_Frugal 3xGTAA, not GTA 3! Always the same myth! 😖

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1Settimana

@Epi that was a marketing ploy 🤭

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Farqual@Farqual

1Settimana

@Epi see it as an honor, both legendary😁

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Epi@Epi

1Settimana

@Iwamoto Not really a marketing ploy. The abbreviation GTAA comes from Meb Faber (Global Tactical Asset Allocation) and 3x in front of it marks the average leverage. Quite simple.

Apparently the name still regularly leads to benevolent misunderstandings. I can live with that. 😁

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1Settimana

@Epi that was known... I used a marketing trick with GTA 3 🤓

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Alex@nitroxx

1Settimana

@Iwamoto What's stopping you from starting with less 😉

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Metis@Metis

1Settimana

I would probably pump everything into dividend stocks that I already have. So I'd pump everything up to the target distribution percentage. XD And then be happy as a clam about the payouts. :D

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BeachPlease@BeachPlease

1Settimana

Exactly! Diversification is just a lack of knowledge and self-confidence - and only for wimps! 🤣

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1Settimana

@BeachPlease I'm thinking of Charlie Munger or Buffet :) only a few stocks were real wealth drivers

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1Settimana

Was Grandma particularly generous again at Christmas? 🤪

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1Settimana

@Iwamoto Actually, that applies exactly^^ or something like that. I died and inherited the house (it's been a while). It's abroad and yields about 200-230 K...

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1Settimana

@Maximal_Frugal My condolences

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1Settimana

@Iwamoto Thank you. It happens to everyone in life. At some point

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Krush82@Krush82

1Settimana

@Testo-Investor your 2nd account?

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6G

@Krush82 I'm not that skinny either 😂 and you know me, you think I still have some money left to invest that will fly in within the next 5 seconds 😂

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Krush82@Krush82

6G

@Testo-Investor You're right, of course. Then it could be your little brother at best. Merry Christmas my dear Testo King

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6G

@Krush82 I also wish you my best !

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5G

@Testo-Investor lol.... xD

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5G

@Maximal_Frugal was no diss my best I am also a heavyweight bodybuilder with 130kg at 180cm 😎

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5G

@Testo-Investor ok? xD Why do you choose a shortened lifespan? Quality of life? Meds and drug use? I don't get it. It's really not flex in my eyes.... sorry.

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5G

@Maximal_Frugal I didn't do any tinkering. These are just facts. Fortunately, I'm natural after over 20 years of training.

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5G

@Testo-Investor clearly 25 kg heavier than our former best natty pro Patrick Teutsch 😂✌️gtfo

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5G

@Maximal_Frugal teutsch and natty, anyone who still believed that back then can no longer be helped :-)

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Lhiano T.@LhianoTummeleer

5G

@Testo-Investor yo know him though ;) and if he wasn't natty like you claim then neither are you.

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1Settimana

Put it on black 🙂

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Dividendensammler@DividendensammIer

6G

Buy 5-10 apartments & dividend shares 😁

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Dividendensammler@DividendensammIer

5G

@DividendensammIer also a good idea! would have thought that apartments would be a good alternative to my depot.

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4G

@Maximal_Frugal absolut.

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LarryLindt@LarryLindt

1G

@DividendensammIer where do you buy 5-10 apartments for 200k? 😂

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Dividendensammler@DividendensammIer

1G

@LarryLindt with the leverage of the banks :)

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1G

@LarryLindt with banks😁

Use little to no equity and the rest via the bank.

Only pay ancillary costs for an apartment, which is 7-10%, so depending on the apartment, let's say 5-20k€:)

Depending on the property, maybe even without an estate agent, then you save a little more.

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9H

@DividendensammIer exactly in any case without a broker and preferably with the right connections there are even better prices

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Susanne@Isus01010

4G

I would get quotes for the loft conversion and park the money in call money accounts in the meantime. But that's also because I inherited shares from my father this year. I kept part of it and shifted some of it into ETFs

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4G

@Isus01010 not a bad idea either. you should never forget to live and fulfill your dreams and wishes. at some point it may be too late. My condolences on your inheritance.

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Artiskon@Artiskon

2G

200k just like that?
In any case, 1 $BTC and 25k cash as a nest egg.
That way, half is well and safely invested. I would invest the rest in shares / ETFs / precious metals.

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