Hello, I am thinking about restructuring my portfolio, which in my opinion is very unbalanced, with a view to the future. I'm thinking of an investment horizon of around 15-20 years.
I would like to structure the core of my portfolio with the help of 60% #etfs with the help of
- $VWRL (-1,22%) 30%
- $CSPX (-1,16%) 30%
In addition, around 5% of my postage portfolio is to be #crypto above all $BTC (+2,28%) consist of
I invest the remaining 35% in individual stocks.
- Technology sector 8%
- Thought of $MSFT (-1,4%) , $GOOGL (-1,32%) , $AMZN (-1,9%) , $SAP (-2,1%) ,$NVDA (-2,61%) in approximately equal parts
- Healthcare sector 4%
- Something like $JNJ (-0,41%) , $NOVN (-0,36%) , $NOVO B (-6,17%) but I'm not quite sure here yet, I want to read up on it in more detail
- Consumer sector 6%
- Thought of $COKE (-2,43%) , $1810 (-2,98%)
$PG (-0,23%) but not sure yet either - Industrial sector 5%
- Something like $6501 (-3,54%)
$SIE (-3,49%)
Energy sector 7%- $SHEL (+0,15%) , $ENR (-5,79%)
Financial sector- $ALV (-0,51%) and $NU (-2,04%)
I currently have a monthly savings rate of 400-500 euros in addition to my studies and would divide this up accordingly and put it into a #sparplan and put it into a savings account.
What do you think of the weighting and do you have any tips, especially in the health sector?
Brief feedback is very welcome
