Hello, I am thinking about restructuring my portfolio, which in my opinion is very unbalanced, with a view to the future. I'm thinking of an investment horizon of around 15-20 years.
I would like to structure the core of my portfolio with the help of 60% #etfs with the help of
- $VWRL (-0,29%) 30%
- $CSPX (-0,41%) 30%
In addition, around 5% of my postage portfolio is to be #crypto above all $BTC (+0,15%) consist of
I invest the remaining 35% in individual stocks.
- Technology sector 8%
- Thought of $MSFT (-0,4%) , $GOOGL (-0,03%) , $AMZN (-0,36%) , $SAP (+0,48%) ,$NVDA (-0,37%) in approximately equal parts
- Healthcare sector 4%
- Something like $JNJ (-0,18%) , $NOVN (+1,8%) , $NOVO B (+2,43%) but I'm not quite sure here yet, I want to read up on it in more detail
- Consumer sector 6%
- Thought of $COKE (-0,75%) , $1810 (-1,1%)
$PG (-0,31%) but not sure yet either - Industrial sector 5%
- Something like $6501 (+3,11%)
$SIE (-0,83%)
Energy sector 7%- $SHEL (-0,27%) , $ENR (+3,21%)
Financial sector- $ALV (+0,22%) and $NU (-0,66%)
I currently have a monthly savings rate of 400-500 euros in addition to my studies and would divide this up accordingly and put it into a #sparplan and put it into a savings account.
What do you think of the weighting and do you have any tips, especially in the health sector?
Brief feedback is very welcome
