Hello, I am thinking about restructuring my portfolio, which in my opinion is very unbalanced, with a view to the future. I'm thinking of an investment horizon of around 15-20 years.
I would like to structure the core of my portfolio with the help of 60% #etfs with the help of
- $VWRL (+0,09%) 30%
- $CSPX (-0,13%) 30%
In addition, around 5% of my postage portfolio is to be #crypto above all $BTC (+1,29%) consist of
I invest the remaining 35% in individual stocks.
- Technology sector 8%
- Thought of $MSFT (+0,26%) , $GOOGL (-0,58%) , $AMZN (-1,05%) , $SAP (-0,74%) ,$NVDA (-1,1%) in approximately equal parts
- Healthcare sector 4%
- Something like $JNJ (+1,72%) , $NOVN (+1,53%) , $NOVO B (+1,01%) but I'm not quite sure here yet, I want to read up on it in more detail
- Consumer sector 6%
- Thought of $COKE (+3,24%) , $1810 (-0,78%)
$PG (+0,49%) but not sure yet either - Industrial sector 5%
- Something like $6501 (+5,99%)
$SIE (-0,19%)
Energy sector 7%- $SHEL (+1,55%) , $ENR (-2,26%)
Financial sector- $ALV (-0,26%) and $NU (-0,35%)
I currently have a monthly savings rate of 400-500 euros in addition to my studies and would divide this up accordingly and put it into a #sparplan and put it into a savings account.
What do you think of the weighting and do you have any tips, especially in the health sector?
Brief feedback is very welcome