Hello, I am thinking about restructuring my portfolio, which in my opinion is very unbalanced, with a view to the future. I'm thinking of an investment horizon of around 15-20 years.
I would like to structure the core of my portfolio with the help of 60% #etfs with the help of
- $VWRL (-0,61%) 30%
- $CSPX (-0,63%) 30%
In addition, around 5% of my postage portfolio is to be #crypto above all $BTC (+0,25%) consist of
I invest the remaining 35% in individual stocks.
- Technology sector 8%
- Thought of $MSFT (-0,54%) , $GOOGL (-0,22%) , $AMZN (-1,28%) , $SAP (-0,39%) ,$NVDA (-0,51%) in approximately equal parts
- Healthcare sector 4%
- Something like $JNJ (-0,78%) , $NOVN (-0,27%) , $NOVO B (-2,65%) but I'm not quite sure here yet, I want to read up on it in more detail
- Consumer sector 6%
- Thought of $COKE (-1,73%) , $1810 (-0,45%)
$PG (-0,19%) but not sure yet either - Industrial sector 5%
- Something like $6501 (+0,56%)
$SIE (-0,32%)
Energy sector 7%- $SHEL (+0,95%) , $ENR (-0,68%)
Financial sector- $ALV (+0,84%) and $NU (+7,45%)
I currently have a monthly savings rate of 400-500 euros in addition to my studies and would divide this up accordingly and put it into a #sparplan and put it into a savings account.
What do you think of the weighting and do you have any tips, especially in the health sector?
Brief feedback is very welcome
