Hello, I am thinking about restructuring my portfolio, which in my opinion is very unbalanced, with a view to the future. I'm thinking of an investment horizon of around 15-20 years.
I would like to structure the core of my portfolio with the help of 60% #etfs with the help of
- $VWRL (-1,61%) 30%
- $CSPX (-1,24%) 30%
In addition, around 5% of my postage portfolio is to be #crypto above all $BTC (-0,08%) consist of
I invest the remaining 35% in individual stocks.
- Technology sector 8%
- Thought of $MSFT (-0,48%) , $GOOGL (-0,59%) , $AMZN (-2,34%) , $SAP (+0,58%) ,$NVDA (-2,56%) in approximately equal parts
- Healthcare sector 4%
- Something like $JNJ (+0,26%) , $NOVN (-0,67%) , $NOVO B (-0,55%) but I'm not quite sure here yet, I want to read up on it in more detail
- Consumer sector 6%
- Thought of $COKE (+0%) , $1810 (+3,26%)
$PG (-0,28%) but not sure yet either - Industrial sector 5%
- Something like $6501 (-2,35%)
$SIE (-0,81%)
Energy sector 7%- $SHEL (+1,73%) , $ENR (-5,38%)
Financial sector- $ALV (-1%) and $NU (-0,93%)
I currently have a monthly savings rate of 400-500 euros in addition to my studies and would divide this up accordingly and put it into a #sparplan and put it into a savings account.
What do you think of the weighting and do you have any tips, especially in the health sector?
Brief feedback is very welcome
