Hello, I am thinking about restructuring my portfolio, which in my opinion is very unbalanced, with a view to the future. I'm thinking of an investment horizon of around 15-20 years.
I would like to structure the core of my portfolio with the help of 60% #etfs with the help of
- $VWRL (-0,08%) 30%
- $CSPX (-0,12%) 30%
In addition, around 5% of my postage portfolio is to be #crypto above all $BTC (-0%) consist of
I invest the remaining 35% in individual stocks.
- Technology sector 8%
- Thought of $MSFT (-0,01%) , $GOOGL (+0,35%) , $AMZN (-1,07%) , $SAP (+7,53%) ,$NVDA (-0,93%) in approximately equal parts
- Healthcare sector 4%
- Something like $JNJ (+1,72%) , $NOVN (-1,14%) , $NOVO B (+0,9%) but I'm not quite sure here yet, I want to read up on it in more detail
- Consumer sector 6%
- Thought of $COKE (+3,6%) , $1810 (-0,12%)
$PG (+0,06%) but not sure yet either - Industrial sector 5%
- Something like $6501 (+1,07%)
$SIE (+1,02%)
Energy sector 7%- $SHEL (+0,52%) , $ENR (-0,29%)
Financial sector- $ALV (+0,7%) and $NU (-0,72%)
I currently have a monthly savings rate of 400-500 euros in addition to my studies and would divide this up accordingly and put it into a #sparplan and put it into a savings account.
What do you think of the weighting and do you have any tips, especially in the health sector?
Brief feedback is very welcome
