Hello, I am thinking about restructuring my portfolio, which in my opinion is very unbalanced, with a view to the future. I'm thinking of an investment horizon of around 15-20 years.
I would like to structure the core of my portfolio with the help of 60% #etfs with the help of
- $VWRL (+1,26%) 30%
- $CSPX (+1,46%) 30%
In addition, around 5% of my postage portfolio is to be #crypto above all $BTC (+2,3%) consist of
I invest the remaining 35% in individual stocks.
- Technology sector 8%
- Thought of $MSFT (+2,19%) , $GOOGL (+2,45%) , $AMZN (+3,11%) , $SAP (+0,42%) ,$NVDA (+3,08%) in approximately equal parts
- Healthcare sector 4%
- Something like $JNJ (-1,55%) , $NOVN (-0,58%) , $NOVO B (-0,24%) but I'm not quite sure here yet, I want to read up on it in more detail
- Consumer sector 6%
- Thought of $COKE (-1,48%) , $1810 (-0,53%)
$PG (+0,65%) but not sure yet either - Industrial sector 5%
- Something like $6501 (-0,97%)
$SIE (+2,1%)
Energy sector 7%- $SHEL (-3,58%) , $ENR (+0,64%)
Financial sector- $ALV (+1,8%) and $NU (+1,8%)
I currently have a monthly savings rate of 400-500 euros in addition to my studies and would divide this up accordingly and put it into a #sparplan and put it into a savings account.
What do you think of the weighting and do you have any tips, especially in the health sector?
Brief feedback is very welcome
