Hello, I am thinking about restructuring my portfolio, which in my opinion is very unbalanced, with a view to the future. I'm thinking of an investment horizon of around 15-20 years.
I would like to structure the core of my portfolio with the help of 60% #etfs with the help of
- $VWRL (+0,94%) 30%
- $CSPX (+0,22%) 30%
In addition, around 5% of my postage portfolio is to be #crypto above all $BTC (+0,21%) consist of
I invest the remaining 35% in individual stocks.
- Technology sector 8%
- Thought of $MSFT (+0,16%) , $GOOGL (+0,21%) , $AMZN (+0,05%) , $SAP (-2,02%) ,$NVDA (+0,59%) in approximately equal parts
- Healthcare sector 4%
- Something like $JNJ (+0,2%) , $NOVN (-0,76%) , $NOVO B (-1%) but I'm not quite sure here yet, I want to read up on it in more detail
- Consumer sector 6%
- Thought of $COKE (-0,28%) , $1810 (+2,27%)
$PG (+0,01%) but not sure yet either - Industrial sector 5%
- Something like $6501 (+2,08%)
$SIE (+2,29%)
Energy sector 7%- $SHEL (-0,56%) , $ENR (+2,14%)
Financial sector- $ALV (+0,14%) and $NU (+0,13%)
I currently have a monthly savings rate of 400-500 euros in addition to my studies and would divide this up accordingly and put it into a #sparplan and put it into a savings account.
What do you think of the weighting and do you have any tips, especially in the health sector?
Brief feedback is very welcome
