Hello, I am thinking about restructuring my portfolio, which in my opinion is very unbalanced, with a view to the future. I'm thinking of an investment horizon of around 15-20 years.
I would like to structure the core of my portfolio with the help of 60% #etfs with the help of
- $VWRL (-0,25%) 30%
- $CSPX (-0,11%) 30%
In addition, around 5% of my postage portfolio is to be #crypto above all $BTC (-1,04%) consist of
I invest the remaining 35% in individual stocks.
- Technology sector 8%
- Thought of $MSFT (-1,9%) , $GOOGL (-1,63%) , $AMZN (-2%) , $SAP (-1,78%) ,$NVDA (-2,31%) in approximately equal parts
- Healthcare sector 4%
- Something like $JNJ (-1,38%) , $NOVN (-2,68%) , $NOVO B (-1,06%) but I'm not quite sure here yet, I want to read up on it in more detail
- Consumer sector 6%
- Thought of $COKE (+0,71%) , $1810 (-3,27%)
$PG (-0,87%) but not sure yet either - Industrial sector 5%
- Something like $6501 (-1,53%)
$SIE (-1,21%)
Energy sector 7%- $SHEL (+1,25%) , $ENR (-0,08%)
Financial sector- $ALV (-0,17%) and $NU (-0,56%)
I currently have a monthly savings rate of 400-500 euros in addition to my studies and would divide this up accordingly and put it into a #sparplan and put it into a savings account.
What do you think of the weighting and do you have any tips, especially in the health sector?
Brief feedback is very welcome
