Apple

(Delayed) portfolio review October 2024 - A month with 5 share sales and one ETF sale

Even though October was just over two weeks ago, it feels like a different time. Germany still had an (unspeakable) traffic light government, in America the race for the White House was still open and a phone call between Scholz and Putin was unthinkable.

And even though November has been much more exciting on the stock market than October so far, October was a month of major changes from a personal perspective.

Apart from stock market investments, we are slowly starting to think about building a house. As a result, for the first time in a long time I made several sales in my portfolio and therefore also cleared out a little.

Previously this year, there were only 2 sales in my portfolio: at NVIDIA I took my stake out in February and since then have only let the profits run. In addition, in March I had Encavis after the takeover bid.

There were a total of 6 sales in October. For just under €7,000 I sold my China ETF which has recovered well over the last few months.

On the equity side, I have now sold most of the Corona Hype stocks and Match, Atlassian, Shopify and Block have been sold. In addition, I have also Pfizer sold. That was another €8,000, leaving only Sea from the Corona hype times, where I will remain invested for the time being, as it covers a completely different region geographically with Southeast Asia.

My savings quota will therefore be significantly reduced for the time being due to the upcoming house building project. From just under €1,500 to €2,000, it will only be €500-600 per month for the time being

Monthly view:

In total, October was +1,7%. This corresponds to price gains of ~5.000€.

The MSCI World (benchmark) was +0.9% and the S&P500 +1.5%

Winners & losers:

A look at the winners and losers is part of the usual picture:

On the winning side is, as so often NVIDIA is at the top with almost €3,000 in share price gains. It is followed by TSMC, Bitcoin, Alphabet and Palo Alto Networks with gains of €900-1,000 each.

On the loser side above all ASML made its contribution with price losses of almost €1,400. This was followed by Bechtle, Thermo Fisher, LVMH and Nike a broader mix of stocks that have not necessarily performed well recently. Nevertheless, all 5 loser stocks are still part of my savings plans.

The performance-neutral movements in October were just under €4,600. The sales proceeds are all still in cash accounts at the moment, so they have not yet flowed out of the assets. There will be a larger dip here at some point in the future.

Current year:

My performance in the current year is +27,5% and thus above my benchmark, the MSCI World with 23.7%.

In total, my portfolio currently stands at ~331.000€. This corresponds to an absolute growth of ~€79,000 in the current year 2023. ~53.000€ of this comes from price gains, ~3.000€ from dividends / interest and ~22.000€ from additional investments.

Dividend:

• Dividends in October were 32% above the previous year at ~€150
• TSMC is in the lead with a (gross) dividend of €30 every 3 months. TSMC has already raised the dividend for next year by 30% again
• In the current year, the dividends after 10 months are +25% over the first 9 months of 2023 at ~2.350€

Buys & sells:

• I bought in October for approx. 1.500€
• As always, my savings plans were executed:
• Blue chipsNovo Nordisk $NOVO B (+3%) LVMH $MC (+1,27%) Apple $AAPL (+1,26%) Home Depot $HD (+2,91%) Microsoft $MSFT (+1,55%) Nike $NKE (+3,44%) Starbucks $SBUX (+3,28%) Stryker $SYK (-0,47%) Texas Instruments $TXN (+1,13%)
• 
  GrowthCrowdstrike $CRWD (+4,74%) MercadoLibre $MELI (+2,36%)
• 
  ETFsMSCI World $XDWD (+1,02%) Nikkei 225 $XDJP (+1,38%) and the WisdomTree Global Quality Dividend Growth $GGRP (+1,55%)
• 
  Crypto: Bitcoin $BTC (+0,28%) and Ethereum $ETH (-0,19%)
• 
  Sales as mentioned, there were some in October with Match $MTCH (+1,57%) Pfizer $PFE (+2,63%) Block $SQ (+0,18%) Shopify $SHOP (+1,18%) Atlassian $TEAM Invesco MSCI China All-shares $MCHS (-2,02%)

Target 2024:

My goal for this year is to reach €300,000 in my portfolio. Due to the extremely positive market development in the current year, my portfolio already stands at ~€331,000 at the end of October.

As of mid-November and thanks to the Trump rally, my portfolio is currently approaching €350,000 and was even slightly above this level a few days ago. However, with a larger cash portion that will sooner or later flow into financing as equity.

#dividends

#dividende

#rückblick

#depotupdate

#aktie

#stocks

#etfs

#crypto

#personalstrategy

I set up a custody account with Scalable Capital last week.

In addition to my cash flow depotwhich currently pays me a dividend of €709.45 next year (see picture), I will set up a savings plan custody account there.

This savings plan custody account will have a term of 20 years+.

I will pay in €495 per month and divide it between 15 companies as follows:

$GOOGL (+0,04%) - 33€

$AMZN (+0,2%) - 33€

$AAPL (+1,26%) -33€

$ASML (+0,8%) - 33€

$FAST (+1,42%) - 33€

$JNJ (+0,25%) - 33€

$MC (+1,27%) - 33€

$MCD (+1,29%) - 33€

$MSFT (+1,55%) - 33€

$NOVO B (+3%) - 33€

$PEP (+1,38%) - 33€

$PG (+2,31%) - 33€

$UNP (+1,96%) - 33€

$UNH (-0,04%) - 33€

$V (+0,68%) - 33€

The savings plans will be executed for the first time on Monday and then continue on a monthly basis.

I will post a monthly update here

📊 The top shares in leading investment funds are clear favorites:

Microsoft $MSFT (+1,55%) , Amazon $AMZN (+0,2%) and Alphabet
$GOOGL (+0,04%)
$GOOG (+0,05%) can be found in more than 15 portfolios 🏆. Also Apple $AAPL (+1,26%) and Berkshire Hathaway
$BRK.B (+1,54%) are also among the most widely held shares and offer stability and steady growth. These "blue chips" dominate with proven strength.

Future-oriented investors focus on companies such as Nvidia
$NVDA (-2,33%) (AI, chips) and Palantir
$PLTR (+5,1%) (data analysis, AI) 💡.

Conclusion: A combination of big tech giants and innovative pioneers can offer security and growth potential.

Link to the list:

https://www.dataroma.com/m/managers.php

If you're fed up with inflation,

just invest in companies whose products you buy regularly 😊👍

For me, for example, the IPhone is €100 cheaper per year 💪😂

Lunch for today is saved.

📊 Tech giants under the magnifying glass: What the latest figures from $AAPL (+1,26%)
, $GOOGL (+0,04%)
and $MSFT (+1,55%)
tell us about the future 📉

Hey community! The big tech companies have recently published their quarterly figures, and this gives us exciting insights into their current situation and future. Here is a brief analysis of the most important developments at $AAPL (+1,26%) , $GOOAV and $MSFT (+1,55%) :

1. $AAPL (+1,26%)
(Apple) 🍏

-Sales growthApple recorded a small decline in revenue - iPhone sales were particularly affected, while the Services division grew.

-Focus: It remains exciting to see how the company will focus more strongly on wearables and services. The Apple Watch and Apple Music could become the next big drivers in the long term.

2. $GOOGL (+0,04%)
(Alphabet) 🌐

-Advertising and AIAlphabet was able to increase its advertising business, but growth has slowed down. The focus is increasingly on AI, especially in Google Search and YouTube.

-ForecastMany analysts see Alphabet as an AI heavyweight. The question remains whether AI will pick up the pace of growth again.

3. $MSFT (+1,55%)
(Microsoft) 💻

-Cloud & AIMicrosoft's cloud division (Azure) has grown strongly and the company is investing heavily in AI developments, including through its cooperation with OpenAI.

-Outlook: The cloud remains a key growth area. Microsoft is also planning AI applications in Office products - an exciting growth market.

What do you think of these companies' current developments? Will you remain invested in the long term? $AAPL (+1,26%) , $GOOAV or $MSFT (+1,55%) , or are you considering changing your positions?

#AktienAnalyse
#TechAktien
#Investieren
#Quartalszahlen

Personal dividend yield is now just under 8%

Podcast episode 64 "Buy High. Sell Low."

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https://www.youtube.com/watch?v=KhujwtO8puE

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