1Anno·

Hello my investors, brimming with massive potency,


I hope things are going as well for you as they are for me ? The first hurdle I have taken. The 100k are now OFFICIAL reached. #stolzwiesau


Nonetheless, this is only hurdle 1/2... The further goal is to have 100k invested in my ETF's by 31.12.2024. Therefore continue FULL GAS!!!!!!! But it will be a bit tougher now, because I am also building up a cash reserve, which should reach the 10k mark relatively quickly. Let's wait and see.


Portfolio consists of:


72% ETFs

21% commodities (18% gold; 3% silver)

5% cash

2% individual shares and derivatives


What was going on for me in February?


-€4,000 in the overdraft facility because I wanted to make an investment immediately

+1,500 € partial sale of my Nike shoe collection

+3,000 € sale of AMG forged rims

+ €4,000 special income

+ 2,500 € savings plan


I am currently continuing to build up a cash reserve. This currently consists of € 5,000, of which I will invest € 2,500 via a savings plan on 04.03.2024. The breakdown will be as follows:


  • Vanguard S&P 500, Xtrackers Artificial Intelligence, VanEck Semiconductor UCITS ETF, Invesco EQQQ NASDAQ-100 ETF


$VUSA (+0,51%) (weighting 40%) 500 €

$n/a (+1,84%) (weighting 23%) € 500

$XAIX (+0,73%) (weighting 22%) € 1000

$EQQQ (+0,77%) (store of value for reallocation to Bitcoin) (weighting 15%) € 500


Performance of the portfolio:


TotalTTWROR +48.4 %

Since 01/2024 (without commodities) = TTWROR +8.46 % (+5,500€)


Of course, the performance would have been better if I had invested the entire 70 k immediately in January and not spread it over January / February, but you're always smarter afterwards.


Have a relaxing weekend :)





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26 Commenti

immagine del profilo
Keep up the good work Testoman :-) 2 comments: I still don't quite understand why you are saving these 3 ETFs at the same time. There is so much overlap that you could easily leave one out. 2. i'm afraid your "store of value" bet won't work out the way you envision. Investing directly in BTC would have been the better bull case in terms of halving.
5
immagine del profilo
@Krush82 The overlaps are intentional, but of course you're not entirely wrong .... everything is already double and triple.... I just don't feel comfortable with BTC anymore.... Especially with the asset, the EK is so crucial for the performance and I just want to wait for a better time.... Of course I was annoyed when I only made a test purchase 3 weeks ago and didn't put in €5,000 straight away, then I would have been 25% ahead by now.... But well, unfortunately that's the way it is .... In my eyes, the train has now left the station.....
immagine del profilo
@Testo-Investor For a higher weighting, it is simply enough to save more in one ETF. Never mind, you'll do it. As far as BTC is concerned, you've already missed out, of course, but getting in now certainly doesn't minimize the risk
1
immagine del profilo
@Krush82 yes with Btc I am of course massively annoyed ... you are absolutely right!
immagine del profilo
Congratulations. You're welcome bro. But respect you have really big balls with your US allocation and your tech sector bet. If the analysts at the big banks are right and there is a recession in the Magnificent 7, it would really hurt your portfolio. But the returns are currently proving you right, so keep it up 👍
2
immagine del profilo
@IIlIlIIlIIllIl thank you thank you !!! 👍👍 it all itches me 0,0.... In the long run it will recover again
immagine del profilo
Very strong 👌🏽🚀
1
immagine del profilo
On and on 💪
1
immagine del profilo
I would like an explanation of the special income.
1
immagine del profilo
@Wojtek Payment of vacation days / overtime.... I once titled it like this :D
immagine del profilo
@Testo-Investor overtime you say hmmm 😂 at which corner are you standing
2
immagine del profilo
@Wojtek that remains my secret :) But bring enough $$$ ! :)
1
immagine del profilo
1Anno
Why do you exclude commodities and probably everything else from performance? If you include everything in your target, then you include everything in the performance.

Otherwise: Besto Testo! 🚀
1
immagine del profilo
@Epi because I've had the commodities since 2019 and the etf thing only since 2024... and therefore it "distorts" the picture a bit .... You know what I mean
immagine del profilo
1Anno
@Testo-Investor Nope. What should be falsified if you add up everything from 1/24? Rather, you're falsifying latently now by mentally opening up different pots and picking out the nice numbers. If gold does well and QQQ less so, will you include gold? Better be honest with yourself right from the start and take the overall performance. After all, you are Testoking!
1
immagine del profilo
@Epi Get Quin only shows me the TTWROR value for the whole time of the portfolio.... and only commodities have 41%... I just wanted to say that I also look at performance separately, because equities are a different investment strategy for me. But you're basically right. Nevertheless, I am primarily interested in what my ETFs will deliver in 2024.
1
immagine del profilo
@Testo-Investor you can create a 2nd custody account (manually) and put them in there, I did the same with my cash and precious metals, for example, with Aggregated you can then see both together and the coins can be converted into below then it also pulls the current prices (e.g. create gold as Xetra here in Getquin)
1
immagine del profilo
@Dividendenportfolio123 Silver ounces are just a problem ... because there is no asset ... the silver price is not relevant for the value of the coins ...
immagine del profilo
immagine del profilo
@Epi no does not fit either currently I get 32€ for my coins ... Ek was 18€...
immagine del profilo
1Anno
@Testo-Investor Then just adjust the number: pieces x 32 / 18

No problem.
1
immagine del profilo
@Epi ok i'll give it a try thanks
1
immagine del profilo
The T-shirt can be taken off in the bath 😉
1
immagine del profilo
@mrvalue I remember
For the future 😂😂
immagine del profilo
Respect the first 100k is really something special and also my next big goal. Now things should really get going with the interest rate 😏 Congratulations 🥳
1
immagine del profilo
@MadMax556_45 thanks !!!! Keep going full throttle!!! 👍
1
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