Hello everyone,
I am currently toying with the idea of reorganizing my portfolio.
It currently looks like this:
50 % $HMWO (+0,13 %)
20 % $AEEM (-0,51 %)
30 % Shares with reference to dividend($MAIN (+0,37 %) , $O (+0,2 %) , $PEP (+0,34 %) etc)
The whole thing is currently also fueled via a savings plan every month. Furthermore, all dividends are reinvested! This should also happen in the future (build up cash flow).
Now I would like to slim down my portfolio a bit and possibly swap the allocation or the ETFs (world + emerging) and exchange the shares for an ETF with dividends. I would also like to add some BTC. This should simplify the portfolio and reduce the effort involved. Nevertheless, it should also generate returns!
Now I have 2-3 ideas to rebuild the whole thing and would like to ask the swarm!
Option 1:
65% $VWRL (-0,19 %)
30% $JEGP (+0,02 %)
Target here: All world as a base, plus some divi power and monthly cash flow (replaces shares) + BTC on top. Overall a little more risk.
Option 2:
55% current Etfs World+emerging
25% $VHYL (-0,13 %)
15% $JEGP (+0,02 %)
Objective here: as with option 1, only slightly less reallocation work and slightly less risk.
Option 3:
55% $VWRL (-0,19 %) or as ACC
25% $VHYL (-0,13 %)
15% $JEGP (+0,02 %)
You are welcome to share your ideas, feedback or similar.
I don't want to start a discussion about dividends, as there has been a lot of talk about them recently: yes, no, why and why not!
Thank you 😇!
Have a great start to the USA week 🙂.
