iShares STOXX Europe 600 Insurance ETF

ETF

ISIN: DE000A0H08K7

Ticker: EXH5

DE000A0H08K7

EXH5

Price

Discussion sur EXH5

Postes

DiviMike

@DiviMike

1Sem.·

🛡️(Re)insurer ETF: Your opinion is needed!

Dear Community,

For some time now, I have been struggling with the idea of using (re)insurers such as $MUV2 (+0,62 %) or also $HNR1 (+0,22 %) in my portfolio. But also the $ZURN (-0,25 %) and the $SREN (+0,55 %) have popped up from time to time.

While searching for a suitable ETF, I then came across the Invesco STOXX Europe 600 Optimized Insurance ETF $SC0Y (+0,31 %) came across it.

Here are a few key facts about the ETF:

Comprises 20 companies, led by
$ALV (+0,55 %)
(14,34%),
$CS (-0,34 %)
(12,27%),
$ZURN (-0,25 %)
(11,59%) and
$MUV2 (+0,62 %)
(10,99%)
(as at: 11.06.2025)
Includes mainly companies from Germany (28,4%)Switzerland (24,4%)United Kingdom (15%) and France (13%) (as at: 11.06.2025)
Fund volume: just under 50 million, and rising (as at: 19.06.2025)
TER: 0.20%
Management type: passive
Dividend: Accumulating

I would like to invest just under 15% of my portfolio in this ETF.

Questions:

How do you generally rate the idea of holding (re)insurers in your portfolio?
How do you rate the relatively small number of companies in the ETF? Risk assessment?
What do you think of the ETF? Can you explain why it has a fund volume of "only" 50 million, while, for example, the more than twice as expensive iShares STOXX Europe 600 Insurance UCITS ETF (DE) $EXH5 (+0,41 %) has a fund volume of more than 450 million - even though both ETFs have almost identical growth?

Thank you in advance for your constructive feedback. And remember to drink enough water in this weather! 💧

@Dividenden_Monteur
@BamBamInvest
@DividendenAlpaka
@RenditeRudin

Source:

https://www.invesco.com/de/de/financial-products/etfs/invesco-stoxx-europe-600-optimised-insurance-ucits-etf-acc.html

14 Commentaires

Sina@lawinvest

1Sem.

Principle: Insurance belongs in every portfolio. They usually perform well even in times of crisis. Often combine share price growth (at least solid) with dividends.

The ETF: as it is still heavily weighted at the top for the few stocks (Allianz 14% etc.), I would personally prefer to put the shares in my portfolio myself.

But now the general point: insurance companies have been able to generate excess returns in recent years due to high interest rates. This may now be somewhat slower, which is why I would personally choose a staggered entry. And I would certainly stretch it out over a long period. Possibly the planned 15% on a 12-month savings plan or something like that

•

Afficher la réponse

Pascal

@Finanzios

3Mo·

This week

Loan repaid ✅️

Open consumer loan (car financing) with 6% interest and a remaining debt of 11k repaid.

Silver coins ordered ✅️

Decided to invest a small amount in commodities (coins).

Savings plans increased ✅️

Savings plans on the $VHYL (+0,07 %)
$VUSA (-0,15 %) and $EXH5 (+0,41 %) increased.

Great feeling when things are going well financially 🎊

13 Commentaires

tims92@tims92

3Mo

6% blatant, congratulations. Everyone has made mistakes like this in life 😅. For me it was a Golf R with 18 at Satander Bank. 🥲

•

Voir toutes les 9 autres réponses

_ake_

@_ake_

5Mo·

Conversion of my depot from Q2 2025!!!

Thank you for your constructive tips, suggestions and criticism!!! 👍🏻👌🏻 (@Chucky075 , @DADlikesCRYPTO , @Aktienmasseur , @Meikl_22 , @Dividenden-Sammler , @Berliner_Weltenbummler , @Epi)

I sat down and picked my portfolio apart. I evaluated each stock & ETF. I took a close look at the performance and dividend yield of the individual stocks and rated them according to points. Based on this points plan, I selected 6 ETFs for the new portfolio.

From 22 ETF titles, only 6 ETFs remain. I have selected the following ETFs:

$HMWO (-0,11 %)
EUR 460.00 from the savings rate (approx. 82.14%)
$AHYQ (+0,07 %)
EUR 40.00 from the savings rate (approx. 7.14%)
$FUSD (-0,32 %)
EUR 40.00 from the savings rate (approx. 7.14 %)
$EXH5 (+0,41 %)
EUR 40.00 from the savings rate (approx. 7.14 %)
$XIEE (-0,29 %)
EUR 40.00 of the savings installment (approx. 7.14 %)
$QYLE (+0,02 %)
EUR 40.00 from the savings installment (approx. 7.14 %)

All shares remain in place and are saved through savings plans. Furthermore, I have decided to leave the remaining 16 ETFs in the portfolio, but not to save any more.

The allocation of the portfolio should consist of 70% ETFs and 30% individual shares. The savings installment is EUR 800.00 per month. EUR 240.00 will be invested in individual shares and EUR 560.00 in the above-mentioned ETFs.

What do you think?

Do you have any tips or ideas?

Of course, I hope I've found the right approach now. 🙈🙊

_ake_

@_ake_

5Mo·

I would appreciate some constructive help!

I have been investing myself since 2013 and started with individual shares and options (leverage products). In my youthful recklessness, I had to learn the hard way. Fortunately, I have been able to recoup my losses very well over the years.

For this reason, I have steered clear of options since 2014 and now only invest in individual shares and ETFs.

In 2023, I started to set up a portfolio for my retirement provision (see below). For this reason, I liquidated my old portfolio with good profits and reinvested them in the new portfolio.

The new portfolio is saved monthly in the amount of EUR 800.00 through savings plans. Some of you are probably wondering about the large position $PFLT (-0,03 %). I have held this single share since the beginning and it offers a good cash flow with few price fluctuations.

I follow a dividend strategy myself, so I always have some liquid funds available and can allocate them better to the individual positions.

The position $PSEC (+0,3 %) will not continue to be held after a dividend cut.

It's not the best portfolio. But so far I'm satisfied. Nevertheless, I would be very happy to receive help and tips from you. ☺️

Thank you already for your feedback!!! 👌🏻👍🏻

19 Commentaires

5Mo

I find it difficult to judge. It's like a friend asking you whether his new car should have 2 or 4 doors. How would you know? You'll have to ask him what he intends to do with the car and what his expectations are.
So: what are you interested in? Max return? Min max drawdown? Min vola? What is your goal, what is your risk profile?

Without everything, I would always recommend the Epi portfolio: 60% world AG, 20% gold, 20% BTC. Above-average return with average risk. Unfortunately, your suggestions have neither. 🤷

•

Voir toutes les 5 autres réponses

Sebastian

@Shotmaster

8Mo·

Hello dear Gequin Community,

I am currently working on restructuring my portfolio. Historically, I currently have a few funds and a number of individual shares.

I would like to switch the funds to ETFs and continue to save in them.

Classically, I would now select the following ETFs:

$VWCE (-0,08 %) / $VHYL (+0,07 %) and $VFEG (+0,22 %)

Now my little thought experiment: Why should I limit myself to three ETFS when I could spread the whole thing much more widely? I have also thought about something like this (with smaller sums, of course):

Of course I have a few duplications here, but I am much more differentiated.

Does this approach make sense in your eyes or is it a modest idea?

6 Commentaires

Luffy@Luffy3D2Y

8Mo

Even if some disagree, sector ETFs are not a slice of the pie. It's just like a casino. You bet on a sector and hope to achieve an excess return. It can go well, but it can also go wrong. If you're aware of that, then it's okay. And why shouldn't you limit yourself to just three ETFs? First of all, what is your goal with more than three ETFs? You want to switch for a specific reason. Is that still the case? Do you want to go to the trouble of weighting the individual ETFs depending on what's going well or badly?

•

Voir toutes les 2 autres réponses

Titres populaires

Meilleurs créateurs cette semaine

Données en temps réel par LSX · Données financières de FactSet