Principle: Insurance belongs in every portfolio. They usually perform well even in times of crisis. Often combine share price growth (at least solid) with dividends.
The ETF: as it is still heavily weighted at the top for the few stocks (Allianz 14% etc.), I would personally prefer to put the shares in my portfolio myself.
But now the general point: insurance companies have been able to generate excess returns in recent years due to high interest rates. This may now be somewhat slower, which is why I would personally choose a staggered entry. And I would certainly stretch it out over a long period. Possibly the planned 15% on a 12-month savings plan or something like that
The ETF: as it is still heavily weighted at the top for the few stocks (Allianz 14% etc.), I would personally prefer to put the shares in my portfolio myself.
But now the general point: insurance companies have been able to generate excess returns in recent years due to high interest rates. This may now be somewhat slower, which is why I would personally choose a staggered entry. And I would certainly stretch it out over a long period. Possibly the planned 15% on a 12-month savings plan or something like that
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@lawinvest Thank you Sina!
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