Moin I am still very new to the stock market. I am 29 years old and would like to save something for old age as well as slowly get used to the stock market.
Yes my portfolio currently consists mostly of individual stocks as well as some very questionable positions like $9866 (-2,7 %) Nio or $LLL .
For these steps I have decided to collect initially first different experiences.
In addition to individual shares, I would like to create a savings plan in ETFs to significantly expand this position in the long term.
I ask myself whether I prefer the $VWCE (-0,01 %) which is more diversified or the $IWDA (+0,02 %) with a smaller ETF for diversification.
The plan is a savings plan in the amount of 3-400 € per month.
Would be very grateful for suggestions and ideas and look forward to a lively exchange in the future.