4D·

Why I traded $BTC for boredom

For a long time I had my savings plan $VWRL (-0,36 %) had it running. Solid, but the allowance has long since been exhausted by VWRL distributions. Time for a twin.


$VWCE (-0,43 %) Same index, same world, but accumulating. More tax-efficient than the distributing variant -> compound interest runs through unabated.


At the same time I have $BTC (-0,65 %) sold. Too volatile, too much mental attention for someone who is very busy at work. I need a portfolio that I can forget about - not one that keeps me awake at night.


The strategy now: VWRL remains untouched, VWCE becomes the new building block for everything new. Savings plan is running, with a one-off payment on top today.


Boring? Yes. Right? Yes, too 📈

05.06
Vanguard FTSE All-World ETF logo
Compró 61,53 a 162,52 €
10.000,00 €
50
13 Comentarios

Imagen de perfil
My position is so small that I have to scroll far down until it is visible 😂 so the savings plan continues to run stubbornly. @DonkeyInvestor had warned me to get in and said it would go down -> he was right
8
Imagen de perfil
@GoDividend the donkey is always right 😎
3
Imagen de perfil
@DonkeyInvestor then please let me know when it's about to go up...
Imagen de perfil
@bardar define briefly
1
Imagen de perfil
Imagen de perfil
Imagen de perfil
Isn't it the case that the advance lump sum is also due on accumulating ETFs and the aforementioned advantage is therefore invalid?
3
Imagen de perfil
@TradingHase I thought so too
2
Correct, the advance lump sum is deducted at the beginning of Jared and the tax-free amount is quickly exhausted.
I'm already thinking about saving in a distributing ETF in the future
2
Imagen de perfil
@MaxlvomDach I thought I was on the wrong track. Last year I switched all ETFs to distributing funds, leaving only one accumulating fund that is not distributing.
1
Imagen de perfil
massive buy, congratulations
2
Why not the $ALLW? It is significantly cheaper with the same index,
2
Imagen de perfil
Nice simple depot, fits and pleases - good luck with your strategy!
Únase a la conversación