15H·

Portfolio strategy for the coming months

I'm still studying and whenever I get a fixed salary, I get paid first. The last few months I've invested riskily and without a salary. Besides that, I want to bring some kind of order and automatism. My portfolio strategy is risk-taking, but still focused on growth with stability. I still have plenty of time, hopefully. The percentages are not set in stone, but the portfolio should already have a safe haven.

My current budget is €250:

50% in $HMWS (-0,08 %) = 125€

16% in $BTC (+1,88 %) = 40€

4% in $ETH (+1,82 %) = 10€

10% in $EWG2 (+2,33 %) = 25€

20% in various shares = 50€

Gladly feedback!

4 Comentarios

Wealth-Accelerator@Wealth-Accelerator

15H

If you're a student, I'm guessing you're still in your early to mid-20s and want to get your first automatisms in now. Good approach!
I would only go into gold with 4% and shift the 6% to the MSCI World.
And then only add 40 euros to equities and increase the MSCI World. Then you're at 60/16/4/4/16.
Sounds more stable for the start. If it were up to me, I would even set the equity position to 10% and go 66/16/4/4/10 😉

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Epi@Epi

13H

@Wealth-Accelerator And why is that?

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Wealth-Accelerator@Wealth-Accelerator

12H

@Epi Good question!
Short answer: reduces the risk of burning money and still leaves considerable scope to gain experience across all asset classes.

Further thoughts:
Gold has just had a massive rally. I think 10% is a tad too much.
And "buying the market" with 2/3 of the money is a solid story and I read from the post that he's still keen to try things out. That sounds like a risk-balanced compromise to me.
I myself am currently 95% in ETFs, 2% gold, 3% crypto. And increasing gold and crypto as little as possible.

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Epi@Epi

13H

An asset allocation is not yet a strategy.
What is your strategy?

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