2D·

Portfolio cleaned out; rebalancing objective

Hello everyone,

my third portfolio post and now I've drawn up my timetable. Preliminary info.... I've got a reasonable cash deposit with TR and a bit of gold waiting for me in the vault in case all else fails .... Well, you know what I mean.

I'm actually not too risk-oriented, which is why I want to continue to pay my 100 euros a week straight into savings plans. Dividends and overnight interest will also be reinvested. I would like to achieve an ETF/shares/crypto split of 60/35/5 for my portfolio.

To achieve this, I am currently no longer saving in individual shares. The money is now flowing exclusively into the $VWRL (-2,9 %) , $K0MR (-2,92 %)
$EUDF (-2,97 %)
$BTC (-4,27 %) and $ETH (-8,2 %) . I am also building up a small division with $XDWH (-2,04 %) as this has been very underrepresented so far.

Now it's time to hold out until the rebalancing is complete and then we'll see....

Maybe when I retire, I can round up the gold bars I've never used and simply hand the portfolio over to my children.... who knows?

What do you think of this idea?

Best regards Christian

8 Comentarios

I think that sucking gold bars is unhealthy in the long term and also reduces yields, as they lose weight when they are sucked round.

•

Christian@Gebsen79

@Multibagger 😂😂

••

Alfred E.Neumann :-)@Papiertiger

finds good. probably watched too much financial YT? :-) I don't know 0.5% TER at Gerd or the issuer for replicating, would be too stupid for me and whether it is so outstandingly better remains to be seen over the next few years.

••

Christian@Gebsen79

@Papiertiger You're right, of course; it's difficult without a crystal ball. I like the approach of the actual world market, so I'm happy to try it out.

••

Alfred E.Neumann :-)@Papiertiger

@Gebsen79 finances Gerd's downtown office and "villa" - ok, it's just a simple house on the outskirts of Munich - from him :-)

••

Christian@Gebsen79

@Papiertiger you also have to be able to jönne....🥳

••

Thomas_1979@Thomas_1979

You have the $VWRL, then you don't need the $SPSA, they are almost identical. Then it's better to go in the direction of $WSML.
Good luck and hang in there!

••

Christian@Gebsen79

@Thomas_1979 sorry, I have to add that I have the acwi to save for my daughter....also quasi godfather investment in my portfolio....you have to ignore it.

••