Good morning,
I am quite new to the subject of investing etc. My knowledge ? I'm sure 99% of you have more.
And that's where I really need help. I am 39 and would like to build up a cash flow with dividends. Yes, I know that investing would be better in the long term. But I realized first hand how a little cold can lead you to the intensive care unit with 9 months of sick leave (including rehab etc).
That's when I realized that you also live in the here and now. Of course I also want to think about tomorrow, but I want to be able to do both. I would like to start with 250€ /month. I have in mind etf like $HMWO (-0,14 %) , $VHYL (+0,11 %) , $ISPA (-0,25 %) ,$TDIV (+0,46 %)
$ZPRG (+0,09 %) , $EUHD (+0,21 %)
$VWRL (-0,2 %) in mind.
And yet I am unsure . How much in whom, which one do I take ? should I possibly consider others ? Does the selection make sense at all? Do I want a distribution every month (would be great)?
At the moment I don't need the distribution and would reinvest it.
So many question marks buzzing around in my head .... Do you have any advice?
Thank you very much