Good evening, everyone!

I’m looking for some advice on my investment portfolio and would greatly appreciate your recommendations.

A bit about me: I’m 32 years old and have been investing for the past three years. My goal is long-term investing, with a horizon of 20 years or more. As a programmer, I’m particularly interested in building a diversified portfolio with a focus on the technology sector.

Since investing is not my primary field, I want to keep my strategy as stress-free and passive as possible. My idea is to keep it as simple as possible. At the moment, I can invest around €1,200 per month.

The distribution I’m aiming for is as follows, although I plan to rebalance my portfolio monthly to achieve it:

• 40% MSCI World ETF $IWDA (-5,63 %)
• 15% MSCI Emerging Markets ETF $XMME (-5,04 %)
• 15% Bitcoin (or a Bitcoin ETF) $BTC (-1,28 %)
• 
  10% Nasdaq-100 ETF $CSNDX (-5,5 %)
• 10% Smallcaps Rusell 2000 $XRS2 (-4,4 %)
• 5% Physical gold $GLDA (-2,19 %)
• 5% Thematic ETFs (e.g., Semiconductors. I’m also considering adding ETFs related to AI, big data, or other emerging trends. I’d love to hear your suggestions on this.) $SMH (-6,84 %)

Does this allocation make sense to you? Are there any adjustments you’d recommend based on my goals and risk profile? I’m open to any feedback or suggestions you may have.

Thanks in advance for your insights!#etfs
#tech
#crypto

🧩 Investing with Integrity - Investieren mit Integrität🧩

I’m passionate about finding Halal investments that adhere to Islamic finance principles, avoiding sectors like alcohol, gambling, and interest-based banking, which are considered unethical. 🚫🍷🎲💵

It’s not just about avoiding certain industries; it's about supporting growth in areas aligned with ethical values. Here are some standout ETFs that align with these principles and have outperformed the SPDR S&P 500 ETF $SPY (-5,34 %) over the past 5 years:

- ARK Innovation ETF $ARKK (-2,64 %) +160% 

- Global X Lithium & Battery Tech ETF $LIT (-5,04 %) : +180% 

- Global X Cloud Computing ETF $CLOU +140% 

- Invesco QQQ Trust $QQQ : +130% / not 100% compliant

- Vanguard Information Technology ETF $VGT +130% 

- Global X Genomics & Biotechnology ETF $GNOM +120% 

- VanEck Vectors Semiconductor ETF $SMH (-6,84 %) +130% 

- iShares U.S. Technology ETF $$IYW (-5,78 %) +130% 

- First Trust Dow Jones Internet ETF $FDN +140% 

- ARK Next Generation Internet ETF $ARKW (+0 %) +150%

These funds focus on technology, clean energy, and innovation—sectors that contribute positively to society. 🌍💡

📈 does ethical investing matter to you?

📈Spielt ethisches Investieren für Dich eine Rolle?

#Investing
#HalalInvesting
#EthicalInvesting
#Finance
#Technology
#CleanEnergy
#Innovation

$NVDA (-7,25 %)
$VAR1
$MC (-4,14 %)
$O (-2,42 %)
$MCD (-4,77 %)
$RHM (-10,98 %)
$PYPL (-4,25 %)
$AMZN (-3,47 %)

Hello everyone. I am 27 yo and have just started to invest early this month.

My idea is to invest 2000 CHF each month, for the next 15/20 years, mainly on $VWCE (-5,52 %) and $SMH (-6,84 %) but also in some single stocks. So far, I’ve invested a small portion on $MSFT (-2,36 %), $AMZN (-3,47 %) and $GOOGL (-2,74 %), and intended to add $NVDA (-7,25 %) or $TSM (-6,15 %) in the near future, even tho there’s already exposure to these companies on the ETFs I have invested.

My question is: is this a smart, relatively low risk strategy or would you make some changes? Does it make sense to invest 25/30% of my portfolio on single stocks or should I just stick with ETFs?

Thank you.

Anyone have any feedback for my portfolio? Looking to get to 100k asap, while minimizing risk. $SU (-8,15 %) was a lucky call on grid electrification and energy requirements resulting from an AI and computing boom.

500EUR a month in total into $IWDA (-5,63 %)
$EXSA (-5,55 %)
$RBOT (-5,7 %) and $SMH (-6,84 %)

ETF Portfolio help

Hi,

I would like help with constructing a balanced/aggressive ETF only portfolio. I have

tried to do the individual stocks approach but that is proving too time.

So, these ETFs I like:

$SUSW (-5,53 %) MSCI World SRI

$IWVL (-4,98 %) MSCI World Value

$XXSC (-6,64 %) MSCI EMU Small Cap

$CSPX (-5,42 %) Vanguard S&P Core

$SMH (-6,84 %) VanEck Semicondutor

$XNAS (-5,45 %) Xtrackers Nasdaq100

iShares AEX

$EIMI (-4,57 %) MSCI Emerging

I dont want all of these and understand that there a bit of overlap with some – maybe even

quite a bit - but I am struggling to think which would be the best combination 4-5, and then

the right ratio of each, while still being aggressive over a 10-15year period.

Any thoughts or further considerations would be greatly appreciated.

Thanks,

W

Hi All, After many months of playing around with options and bying into positions this is where I think I am going to land with my buy to hold portfolio with ideally a 10 year horizon. Any thoughts or observations welcome. Thank you.

Cash - 6%

$SUSW (-5,53 %) MSCI WORLD SRI ETF - 10%

$XXSC (-6,64 %) MSCI Euro Small Cap ETF - 5%

$CRWD (-5,76 %) - 5%

$MSFT (-2,36 %) - 4%

$SHOP (-5,55 %) - 5%

$SMH (-6,84 %) Semi Conductor ETF - 5%

$AAPL (-6,8 %) Apple - 3%

$PAYC (-6,43 %) Paycom - 2%

$PATH (-1,94 %) UiPath - 2%

$VRTX (+0,82 %) Vertex Pharma - 7%

$GILD (-4,32 %) Gilead Sciences - 4%

$AZN (-7,9 %) AstraZeneca - 3%

$CRSP (-0,34 %) Crispr - 2%

$AMZN (-3,47 %) Amazon - 5%

$MELI (-4,71 %) Mercado Libre - 3%

$BKNG (-2,79 %) Booking.com - 2%

$GOOGL (-2,74 %) Alphabet - 3%

$META (-4,44 %) Meta - 3%

$ADYEN (-5,35 %) Adyen - 4%

$STNE (-6,8 %) StoneC0 - 3%

$ISP (-8,26 %) Intesa Sanpaolo - 3%

$ALPH Alpha Group International - 2%

$WHA (-4,66 %) Wereldhave - 2%

$BYG (-6,14 %) Big Yellow Group - 2%

$DHL (-6,85 %) DHL - 2%

$UKW (-3,14 %) Green Coat UKW - 2%

$ENPH (+1,11 %) Enphase - 2%