$XRP (-0,16 %) the cryptocurrency of the Ripple network, is often mentioned recently in connection with the introduction of ISO 20022. ISO 20022 is an international standard for financial messaging that aims to create a standardized language and structure for the exchange of payment information between banks and financial institutions.
Other cryptocurrencies that are also ISO 20022 compliant include $ADA (-1,68 %)
$HBAR (-4,54 %) ,$ALGO, (-5,04 %)
$QNT, (-2,17 %)
$IOTA, (-3,8 %)
$XDC (-0,87 %) Many of these coins are currently trading well below their historical highs. Whether they can reach their all-time highs again remains uncertain, but their compatibility with the new financial standard could give them a significant advantage in the coming year (2025). Of course, it must be said that XRP is the most "established" cryptocurrency of these.
On Thursday, the XRP token also saw a sharp rise in price after the New York Post reported that Donald Trump was open to including non-Bitcoin-based American cryptocurrencies such as XRP and Solana $SOL (+1,83 %) into a potential national cryptocurrency reserve.
The implementation deadline of ISO 20022 in November 2025 is mandatory for banks only.
I found this website interesting, but it is in English: https://www.iso20022.org/about-iso-20022
I look forward to your opinions/discussions.