9Lun·
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Hi there,

I wanted to do some reallocating now or pay in enough so that the positions fit again. My goal is to save for at least 20 years and to have a nice sum for our son for his studies etc. The savings rate has now increased to €300


I would like to invest 20% each 10% in $BTC (+1,12 %) and $ETH (-0,03 %) in the portfolio. and reduce my $IBC3 (+0,29 %) to 20% and the rest to $XDWL (+0,5 %) and $FGEQ (+0,44 %) 30% each.


Do you think 20% is too much for crypto?


I would be grateful for any opinions and suggestions.

8Puestos
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10 Comentarios

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So I would say 20% is the absolute upper limit for crypto, but you can still do it. Maybe I personally would rather do 15% BTC and 5% ETH, but that's a matter of taste. So if you're aware of the risks, you can do it.
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With 20% BTC and ETH, you roughly double the expected return, but also the risk. It's a matter of taste, there is no objective right or wrong. But I don't see a problem with the sums and the horizon.
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Without absolute values, it is unfortunately not possible for me to make an assessment as, for example, 7.1% CocaCola could be either €1k or €10k.

You write: "Savings rate has now increased to 300,00€"
Monthly ?

Why did you sell the ETFs at a loss?
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Much better than 100 shitcoins, but I would still give BTC significantly more weight than ETH
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