With a monthly savings rate of 200 euros, six ETFs are far too many, I personally would opt for an all world. The selection of shares I also do not find particularly good :/ they bring you so in the constellation nowhere. But so it went me partly at first, the longer you deal with it the more you notice. Finds great that you are so young years to deal with it ☺️👍
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@anilerensen I can only agree with that! I'm good that you give it a lot of thought, but especially in the beginning, less is more! 😊 In a core-satellite strategy, the purpose of the core is that it gives you stability in times of downturns. That only works if you build it up nicely first. So if you plan to restructure your portfolio anyway, I would first put everything into the MSCI World or an ACWI before going into the individual stocks.
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@stefanieschmn Hey Stefanie, I have a follow-up question. When would be the time to invest in individual stocks in your opinion then? Many greetings
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•@ManuelHohlwegler I would first think about a clear weighting of the core and the satellites - if you choose satellites that are too small, you won't move anything. If the satellites are too large, the risk of what the core should ultimately absorb is far too great. If we assume an 80/20 weighting, I would expand the core to at least 10-15k so that it is worthwhile for the satellites at all.
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