UnitedHealth

The shares of $CVS (-0.24%) , $UNH (+1.52%) and other US companies in the healthcare sector drifted further downwards today.

The reason for this is the increasing speculation surrounding the plans of the orange-colored future head of state.

He plans to eliminate "the middleman". The middleman are dealers who help determine the final prices of drugs, but do not necessarily offer an add-on.

If the new administration really pushes this through, it will probably only be the beginning of a correction in the U.S. healthcare system.

What is your opinion on this?

https://www.bnnbloomberg.ca/business/2024/12/16/trump-middleman-remark-sinks-cvs-unitedhealth-cigna-shares/

$UNH (+1.52%) Anyone have an opinion on why it's falling like this now? Murderer was caught after all?

Subsequent purchase + savings plan ✌️

As sorry as I am about the assassination... but in return you get more shares in a good company

$UNH (+1.52%)

The tragic death of the CEO has unsettled the markets and the share price has fallen recently. However, UnitedHealth remains a solid company with a strong market position and a clear strategy. Long-term trends such as an ageing population and rising healthcare expenditure continue to point to growth.

The current setback could be an opportunity: UnitedHealth is well positioned to meet this challenge. Anyone investing for the long term could get in now at a good price - the best opportunities often present themselves during crises.📈

$UNH (+1.52%) UnitedHealth is at the center of a real tragedy right now: the United Healthcare CEO has been murdered and the news has caused quite an uproar - not only within the company, but also on the stock market. The shock is real, but for young investors like us, the question is: what do you do in moments like these? And this is where the legendary quote comes into play: "Invest when the blood is flowing in the streets." Yes, it sounds brutal, but it describes the idea of investing counter-cyclically - especially when the market is reacting irrationally.

What's going on right now?

UnitedHealth is a healthcare titan, with revenue streams from insurance (UnitedHealthcare) and services (Optum). In the last quarter, revenues increased by more than 9%, to over $100 billion. The numbers are strong, demand for healthcare services remains stable, but the short-term uncertainty - caused by this tragic incident - has put the stock on the defensive. Emotional market reactions could create the timing for entry opportunities.

Why could this be an opportunity?

UnitedHealth is more than just a health insurance company. Optum, the healthcare solutions subsidiary, is a growing powerhouse in telemedicine, chronic care and health data. These trends are long-term game changers. Despite the current crisis, the demand for these services remains consistently high - simply due to the ageing population in the USA.

Politics and the long-term outlook

There are challenges: The U.S. government is targeting reforms that could affect everything from drug prices to Medicare access. That means political pressure in the short term. But companies like UnitedHealth know how to adapt - they have the networks, technology and capital to stay ahead. Sure, it won't be a walk in the park, but in the long term, the healthcare sector is a growth market.

What is the competition doing?

Eli Lilly $LLY (+2.77%) , Huma$HUM (+3.04%) and CVS Health $CVS (-0.24%) are not small players, and they are also expanding their market shares. But UnitedHealth has a particular strength: diversification. With insurance AND services, they protect themselves against fluctuations in one of the two segments. The focus on Optum gives them an innovative edge.

What can you take away as a young investor?

Many people are put off by shocks like these, but this could be exactly the moment for you to get involved. Of course there are risks, especially from regulatory uncertainty. But if a company's fundamentals are strong - and UnitedHealth's are - then it's worth taking a closer look.

In the long term, this crisis could turn out to be an opportunity. The only question is: do you have the courage when others shy away?

https://www.manager-magazin.de/unternehmen/brian-thompson-us-konzerne-ruesten-nach-attentat-auf-versicherungsmanager-auf-a-21de7826-f4c1-4b00-9051-98c753bddf7d

+++ News: Heated mood around US health insurers +++

The shares of well-known insurance companies such as $UNH (+1.52%) but also those of competitors $ELV (+1.17%)
$HUM (-0.33%) and $CI (+2.33%) have fallen surprisingly this week. Although the losses are limited, the reasons for this are more than just shocking.

As I reported earlier, the CEO of United Healthcare's insurance division was the victim of a targeted assassination. While the police are now investigating at full speed, the perpetrator is currently the target of downright hero worship on social media. The assassin is repeatedly equated with characters from pop culture such as Batman, Robin Hood or John Wick.

Insults against the victim and his family are also liked and shared thousands of times. It is not just the viciousness of the comments that is frightening - but the fact that, as is so often the case in such instances, the platforms simply let them stand.

Insurers' shares are currently falling because there are fears that there could be further murders of insurance employees. The management of the major insurance companies is alarmed and has hastily removed photos and other personal data of their "C-level executives" from their websites.

Commentary and classification: After the failed assassination attempt on Trump, I'm hardly surprised at the kind of people we're dealing with here. The same people who talk about democracy and human rights in every other sentence are the same people who are now calling for the assassination of their ideological opponents once again. Even a good ESG score doesn't help United Health against so much hatred.

From a purely shareholder perspective, this charged sentiment towards the banking and insurance sector is $JPM (+0.57%) is of course a systemic risk when investing. However, these are not necessarily particularly controversial sectors. Retailers $WMT (-1.85%) pharmaceuticals $PFE (+2.02%)
$CVS (-0.24%) consumer goods manufacturers $KVUE (+0.05%)
$BATS (+0.16%) defense companies $LMT (-0.33%) etc. could soon find themselves in the crosshairs.

If you really want to be absolutely sure of being invested in a politically correct way, simply put your money in Northvolt and make a 90% loss. This also ensures that you can "eat the rich" can no longer be meant.

Actually, nothing has fundamentally changed at $UNH (+1.52%) changed, or how do you see it?

I know it has already been posted, but as so often without sufficient explanation.

The CEO of United Healthcare was shot. However, it is important to emphasize that he is not the CEO of United Health Group $UNH (+1.52%) is. That's his boss Andrew Witty.

It is definitely extremely sad and a tragedy, but it does not affect the shareholders of the company, but first and foremost the family and friends of the deceased.

The police are certain that it was a targeted assassination. However, the exact reasons why he, of all people, was the target of a murder are still unknown.

The CEO of $UNH (+1.52%) was shot dead outside a hotel in New York. RIP

I set up a custody account with Scalable Capital last week.

In addition to my cash flow depotwhich currently pays me a dividend of €709.45 next year (see picture), I will set up a savings plan custody account there.

This savings plan custody account will have a term of 20 years+.

I will pay in €495 per month and divide it between 15 companies as follows:

$GOOGL (+1.66%) - 33€

$AMZN (+0.06%) - 33€

$AAPL (+0.26%) -33€

$ASML (+1.86%) - 33€

$FAST (-0.36%) - 33€

$JNJ (+0.69%) - 33€

$MC (+0.95%) - 33€

$MCD (-0.2%) - 33€

$MSFT (-0.33%) - 33€

$NOVO B (+4.21%) - 33€

$PEP (-0.7%) - 33€

$PG (+0.17%) - 33€

$UNP (+0.5%) - 33€

$UNH (+1.52%) - 33€

$V (+0.39%) - 33€

The savings plans will be executed for the first time on Monday and then continue on a monthly basis.

I will post a monthly update here