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25As the earnings season starts again, here is a summary of the most important figures next week.
$JPM (-0.92%)
$C (-1.34%)
$WFC (+0.28%)
$BLK (+1.57%)
$JNJ (+0.2%)
$GS (-0.69%)
$BAC (-0.23%)
$AA (+3.06%)
$ASML (+3.22%)
$PLD (-0.2%)
$UAL (+1.55%)
$KMI (-0.25%)
$PEP (-0.62%)
$ABT (+0.5%)
$Netflix
$TSM (-0.1%)
$USB (+0.1%)
$IBKR (+3.77%)
$AXP (+0.55%)
$MMM (+0.96%)
Hello everyone!
My parents are in the process of selling my grandparents' house. It will probably fetch around €275,000. My parents will soon both be 60 years old.
They had initially considered buying another property nearby. But they have moved away again. The lack of flexibility and the time and risk involved with tenants put them off.
I also told them more about investing in the stock market. They were very open and interested, even though they said they had an unfounded fear of shares etc.
Now my question to you. What is the best way to invest the money? I think dividends would be very nice as my parents like the passive income like from a property. But it should also be very well diversified across countries and sectors.
I personally have developed 2 solutions. You can give your opinion as to whether you think the solutions are good or, of course, if you have completely different ideas.
1. the ETF solution
15% $XEOD (+0.01%) Call money ETF. Div. 1.9%
15% $TDIV (+0.03%) VanEck Divi Leaders. Div 3.5%
10% $TRET (-0.47%) Global Real Estate. Div. 3.7%
7,5% $VHYL (-0.04%) Allworld High Div Yi. Div 3.1%
7,5% $PEH (-0.28%) FTSE RAFI EM. Div 3.9%
5% $EWG2 (-0.18%) Gold
5% $SEDY (-0.3%) iShares EM Dividend. Div 8.0%
5% $JEGP (-0.37%) JPM Global Equity Inc Div 7.1%
5% $EEI (-1.4%) WisTree Europ Equity Inc Div 6.3%
5% $IHYG (+0.05%) High Yield Bond. Div 6.1%
5% $EXXW (+0.31%) AsiaPac Select Div50 Div 5.5%
15% Rest German Divi Shares approx. div 2.5%
=100% with 3.7% dividend.
275k ×3,7% = 10.175€
With full taxation 27.99% = 7327€
On average per month: 610€ dividend
With 2k tax-free allowance: 657€ dividend per month
I find it very well diversified, you have overnight money, you have the USA and Europe well represented, but also 12.5% emerging markets ETF. In terms of sectors, finance will be at the forefront. Followed by real estate and energy. I think that's fine.
2. the equity solution
I have selected 34 strong dividend stocks. In the list they are roughly divided into GICS sectors.
15% $XEOD (+0.01%) Overnight ETF. Div 1.9%
12% $EQQQ (+0.65%) Nasdaq100 ETF. Div 0.4%
5% $EWG2 (-0.18%) Gold
2% $O (-0.72%) Realty Income 6.0%
2% $VICI (-0.18%) Vici Properties 5.6%
2% $OHI (-1.91%) Omega Healthcare 7.2%
2% $PLD (-0.2%) Prologis 4.1%
2% $ALV (-0.32%) Allianz 4.35%
2% $HNR1 (+0.23%) Hannover Re 3.4%
2% $D05 (+1.11%) DBS Group 5.5%
2% $ARCC (+0.87%) Ares Capital 9.3
2% $6301 (-0.85%) Komatsu. 4,2%
2% $1 (-0.93%) CK Hutchison 4.6%
2% $AENA (-1.08%) AENA. 4,2%
2% $LOG (+0.1%) Logista 7.3%
1,5% $AIR (+1.06%) Airbus 1.8%
1,5% $DHL (+1.07%) DHL Group 4.8%
1,5% $8001 (-1.06%) Itochu 2.8%
2% $RIO (+0.28%) RioTinto plc 6.4%
2% $LIN (+1.21%) Linde 1.3%
2% $ADN (-0.75%) Acadian Timber 6.7%
3,5% $BATS (-1.06%) BAT 7.0%
2% $KO (-0.81%) Coca Cola 2.9
2% $HEN (+0.99%) Henkel 3.0%
2% $KVUE (-0.75%) Kenvue 4.1%
2% $ITX (+0.13%) Inditex 3.6%
2% $MCD (-0.01%) McDonalds 2.6%
2% $690D (-0.7%) Haier Smart Home 5.6
3,5% $IBE (-0.76%) Iberdrola. 4,1%
1,5% $AWK (-0.26%) American Water Works 4.4%
1,5% $SHEL (-0.35%) Shell 4.1%
1,5% $ENB (+0.23%) Enbridge 6.5%
2% $DTE (+0.03%) Deutsche Telekom 2.8%
2% $VZ (-0.8%) Verizon 6.8%
2% $GSK (-2.04%) GlaxoSmithKline 4.2
2% $AMGN (-0.8%) Amgen 3.5%
2% $JNJ (+0.2%) Johnson&Johnson 3.5%
= 100% with 3.5% dividend
275k ×3,5% = 9625€
With full taxation 27.99% = 6930€
On average per month: 577€ dividend
With 2k tax-free allowance: 624€ dividend per month
I also think this solution is cool because you can select the largest companies or strong dividend payers in the individual sectors or countries yourself. And of course you can also select shares with which you have a connection. However, I have focused on shares from the USA, England and Germany because of the withholding tax. Spain is also well represented because of my parents' ties to this country. It's also cool that the NasdaqETF also includes the Microsoft, Amazon, etc. compounders.
What do you think?
Hello dear community,
I've cracked 60k and now I need to implement more ideas. I was planning to add a bit more dividend. I still have 20k cash and would like to invest around 15k. My ideas are $MRK (-0.65%)
$HNR1 (+0.23%) and $UPS (+1.7%)
Do you have 1 or 2 more ideas? I would have real estate $PLD (-0.2%) in mind.
Happy Saturday everyone and good investing.
Here's to Xi and Trump having a good day today ;)
To give me a better overview, I have looked up the publication dates of all the quarterly figures of the companies in which I am invested.
Of course I don't want to withhold this from you:
May 2025
July 2025
August 2025
October 2025
November 2025
January 2026
February 2026
March 2026
April 2026
Ps: Does anyone have the dates of the quarterly figures for $SHEL (-0.35%) ? Unfortunately I can't find them online.
After making my first small investments of a few hundred euros in the stock market in February '25, I added a larger amount in the course of April. It also took some time to develop an investment strategy; where do I want to invest? What risk do I want to take? Accumulating or distributing? ETFs and/or individual shares? If so, which ones and why? Are there specific countries and/or sectors I would like to focus on?
Only at the end of last week were all the answers to these questions clear: a long-term investment horizon of just over 35 years with relatively low risk. A healthy ETF/share mix of 60/40. Distributing portfolio with high-yield and high-growth positions and with a relative focus on the USA and Europe.
I have a good feeling that I am happy with my strategy in the long term and finally no longer have to constantly turn the entire portfolio inside out.
My ETFs and individual stocks are $HMWO (+0.29%)
$TDIV (+0.03%)
$DGSD (-1.47%)
$MAIN (+1.25%)
$NOVO B (-0.24%)
$PGR (-0.69%)
$PSA (-0.38%)
$UKW (+0%)
$APH (+0.09%)
$DHL (+1.07%)
$HSBA (-0.58%)
$MUX (-0.67%)
$NEE (+0.49%)
$ZTS (-0.22%)
$AFL (+0.4%)
$O (-0.72%)
$SHEL (-0.35%)
$VID (+0.28%)
$RACE (+2.87%)
$PLD (-0.2%)
$OMV (-0.73%)
$PAL (+0.43%)
$RIO (+0.28%) and last but not least $VOW (+0.18%)
#dividende
#dividends
#etfs
#growth
#personalstrategy
#portfoliofeedback
I have been intensively involved in the real estate sector and have discovered some supposedly exciting companies such as
$SPG (-0.24%)
$GLPI (-1.17%)
$CUBE (-0.51%) and $BRX (-2.14%) discovered.
But there are special features to the valuation of REITs. 🧐
Traditional key figures such as high returns on capital or margins are often misleading, as REITs are legally obliged to distribute at least 90% of their taxable income 🤑 and are also highly leveraged.
In order to better assess REITs, I have read up on the subject and adjusted my valuation standards. Instead of adjusted earnings, I now focus more on funds from operations (FFO) and adjusted funds from operations (AFFO), which more realistically reflect operating profitability.
Here are some of the companies that I find particularly interesting:
I also see Energiekontor $EKT (+1.15%) as an alternative real estate investment 🤓. Energiekontor currently operates 39 of its own wind and solar parks, which generate electricity revenues instead of rental income.
Which companies do you see as particularly promising for a long-term investment?
$JEPQ (-0.04%)
$NOVO B (-0.24%)
$TROW (-0.08%)
$JD (-0.65%)
$DNG (+0%)
$CAT (+1.64%)
Upcoming purchases : $REP (-2.21%)
$MC (+2.86%)
$PLD (-0.2%)
Opinion, thank you.#dividends
#portfoliofeedback
In the still young year, the DAX has already recorded 16 record highs, the last one only yesterday. Most other stock market indices are also close to their all-time highs.
Where can you still invest now?
Handelsblatt experts have analyzed 1,000 stocks worldwide and identified 15 recommendations in three categories:
$FTNT (+1.78%) Fortinet | $NOVO B (-0.24%) Novo Nordisk | $GDDY (+0.88%) GoDaddy | $PLD (-0.2%) ProLogis | $NOW (-0.44%) Service Now
$PEP (-0.62%) PepsiCo | $CVX (-0.55%) Chevron | $FPE Fuchs Petrolab | $NWN (-0.19%) Northwest Natural Holding | $SAN (+0.56%) Sanofi
$SLB (-2.26%) Schlumberger | $BIIB (+0.19%) Biogen | $GPN (+2.93%) Global Payments | $MAKSY Marks & Spencer | $VOW (+0.18%) Volkswagen
Detailed analysis can be found at "Handelsblatt"
Source: Handelsblatt | Image: ChatGPT
A recent W+ article by the "Welt" editorial team presents supposedly lucrative dividend stocks.
Here is a selection of 18 shares "with high dividends and quality":
Two from Germany also made it onto the list:
Judge for yourself and feel free to comment with your opinions.
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