Thought about it for a long time, then finally struck today

Hi everyone 👋

I would like to hear your opinion on my idea regarding my long-term portfolio (for the next 20-30 years). I've really been racking my brains over the last few weeks, switching back and forth between several positions.

I use Trade Republic! In case one or the other would like to know, or it should play a role.

As of today, I have owned the following ETFs for about 1 year: (these are topped up monthly via a savings plan)

1) MSCI World (ishares)

2) MSCI EM IMI (ishares)

3) Automation & Robotics (ishares)

4) FTSE All-World High Dividend (Vanguard)

All ETFs are accumulating!

I have recently added the FTSE High Dividend ETF to my portfolio, as I have been focusing heavily on dividend stocks in recent months and think all the companies in the ETF are very good and see the ETF as stable and with good growth potential.

Your opinion on this? 4 ETFs make sense or rather only 1 or 2 and thus be able to invest more per ETF... ? I think it would be really difficult for me to sort out one of the 4 ETFs... but I am open to all suggestions.

I have also created a "cash flow" dividend portfolio and find the appeal of getting monthly or quarterly cash very nice and motivating.

Consisting of these stocks :

1) $PEP (+0.44%)

2) $O (+0.12%)

3) $MAIN (-0.99%)

4) $STAG (+0.49%)

5) $ITH (+1.18%)

I also have $TXN (+0.32%) and $JNJ (-0.32%) but I would like to liquidate both of them and distribute the money in the existing 5 shares or my 4 ETFs.

Otherwise I still have $LTC (-0.61%) and $EPR (+0.88%) very interesting, as they also pay monthly dividends and are very attractive at around 7%.

$TXN (+0.32%) and $JNJ (-0.32%) I would like to take out because I think the % they pay in dividends is too low, there is growth and the dividends are also increased annually, but I see more cash flow with the others.

Apart from that, I still have a crypto portfolio with $BTC (-0.24%) and some altcoins, but this will most likely be completely liquidated at the end of the year and then some profits reinvested in the bear market at the end of 2026! $BTC (-0.24%) is King 🔥👑

Looking forward to your opinions and have a great rest of the week!

Best regards

Chris

Hello everyone,

I am currently toying with the idea of reorganizing my portfolio.

It currently looks like this:

50 % $HMWO (-0.7%)

20 % $AEEM (-0.17%)

30 % Shares with reference to dividend($MAIN (-0.99%) , $O (+0.12%) , $PEP (+0.44%) etc)

The whole thing is currently also fueled via a savings plan every month. Furthermore, all dividends are reinvested! This should also happen in the future (build up cash flow).

Now I would like to slim down my portfolio a bit and possibly swap the allocation or the ETFs (world + emerging) and exchange the shares for an ETF with dividends. I would also like to add some BTC. This should simplify the portfolio and reduce the effort involved. Nevertheless, it should also generate returns!

Now I have 2-3 ideas to rebuild the whole thing and would like to ask the swarm!

Option 1:

65% $VWRL (-0.11%)

30% $JEGP (-0.25%)

5% $BTC (-0.24%)

Target here: All world as a base, plus some divi power and monthly cash flow (replaces shares) + BTC on top. Overall a little more risk.

Option 2:

55% current Etfs World+emerging

25% $VHYL (-0.39%)

15% $JEGP (-0.25%)

5% $BTC (-0.24%)

Objective here: as with option 1, only slightly less reallocation work and slightly less risk.

Option 3:

55% $VWRL (-0.11%) or as ACC

25% $VHYL (-0.39%)

15% $JEGP (-0.25%)

5% $BTC (-0.24%)

You are welcome to share your ideas, feedback or similar.

I don't want to start a discussion about dividends, as there has been a lot of talk about them recently: yes, no, why and why not!

Thank you 😇!

Have a great start to the USA week 🙂.

Hi folks ,

I would like to add more stocks to my portfolio and would appreciate your opinion and vote. Which company/sector do you think is missing? And no, I'm not looking for ETF advice😂.

Also, I've been on the stock market since 2021 and have invested around €80,000 in the last 12 months.

The following stocks are available:

$MMM (-0.02%) - $3350 (-5.73%) - $1211 (+0.78%) - $UNH (-0.62%) - $KER (-0.44%) - $PEP (+0.44%) - $DJT (-4.93%)

I look forward to your opinion!

The rivalry between the two iconic soft drinks manufacturers Coca-Cola $KO (-0.24%)

and PepsiCo $PEP (+0.44%)

has been going on for decades. Of course, it's not just about who has the tastier drinks in their portfolio, especially the best cola, but also about whose share has delivered the better performance.

Here, the point currently goes very clearly to Coca-Cola, a stock that has long been held in high esteem by investor legend Warren Buffett: the share currently offers the better performance at all time levels. Only in comparison with 30 years ago does PepsiCo have the edge over Coca-Cola (+916%) with a total return of 1,023%, taking into account ups and downs.

The underperformance is mainly due to a weak share price development in the past quarters. In the last year alone, PepsiCo has lost a quarter of its value (taking the dividend into account). The reasons for this are a dip in growth, falling margins and, from the perspective of at least some investors, a dilution of the product portfolio: PepsiCo has recently sought to strengthen itself primarily through investments and acquisitions, including Celsius and Poppi, while arch-rival Coca-Cola has continued to focus on its core markets. The recent rise in yields on US government bonds has created additional headwinds: the company's dividend has come into competition with the high interest rate on bonds.

In view of the two-year downturn, the dividend yield now stands at 4.4%, while the company's valuation has fallen well below the historical average. This has attracted both dividend hunters and value-oriented investors who believe there is a chance of a turnaround. Although at first glance the chart does not invite investors to buy the share, there are glimmers of hope that could provide an anti-cyclical entry opportunity.

PepsiCo chart signals

Overarching downward trend:

After reaching an all-time high of USD 196.88, PepsiCo shares are trading in a multi-year downtrend.

Trend acceleration: The stock has broken out of its downtrend channel to the downside and has recently accelerated its slide.

Series of sell signals: The technical weakness of the share is pronounced and at the same time there is a so-called death cross in the moving average.

Anti-cyclical entry opportunity: The support at USD 130 and the first bullish divergences are now raising hopes of a trend reversal.#cola

Hello Getquins,

As always, I'm starting my summer a little early with a vacation. This time it's not Asia but surprisingly :-) the USA.

As it's my first vacation in this country (otherwise only on business) I'm taking advantage of other opportunities, not just the company and hotel.

$ROST (-1.36%) The shares of the company are very strong here and were not known to me as a share, the turnover, profit and share price in the past are very lucrative.

My investment $PEP (+0.44%) I hardly see here except for sweets like Lay Chips but $KO (-0.24%) is the leading beverage here.

I have $TSLA (-1.89%) and am surprised at the company empire, the South African is doing (almost) everything right. His company Space X (now also rockets), the Boring Company opposite and batteries under construction for houses, companies and cities are a large portfolio.

They build like mad here, whether streets $CAT (-0.32%)

$DE (-1.67%) or entire residential areas with several hundred houses.

The integration of South Americans has been properly implemented here, you can see them working in construction, with the cleaning crew or as handymen in the trades. Whether this will work in Europe with state support is questionable, but it's a different topic.

Almost 90% of people here have $AAPL (-0.99%) iphone, $F (-0.55%) pickups or $GM (-0.84%) a few European ones can also be seen here $VOW (-0.96%)
$BMW (-1.47%)

The bar culture, restaurants and dinners are very popular.

$BOM

Of course there is a huge $WMT (-0.85%) and next to it the $CVS (-0.86%)

Best regards and hope you had Easter or soon Whitsun vacation.

So long

Smudo

Depot presentation - hope for constructive criticism and inspiring opinions

• Beginnings

Started with 25€ Q4 2021, now Q4 2024 my portfolio exceeded 50k for the first time, which was an amazing feeling for me not to be one of the people with mountains of Klarna debt. But to have built up something.

• Strategy & goal

My investment horizon is still very long, I'm 27 and still have plenty of time.

My strategy is definitely the dividend strategy. I want to slowly but surely have a constantly growing payout. So that I can draw on it as early as possible. After all, I'm living in the here and now and don't want to wait until I'm old to have some of the money. Finding the balance between living and saving is the art, I think.

• Self-assessment

I'm quite happy with my position, a few mistakes from the beginning like $MPW (-1.33%) or $BAYN (+0.3%) are also included. I lost a small amount of money on the Beer coin, but I believe that this experience has helped me to avoid making such mistakes in the long term. But also a lucky hand like $NVDA (-2.94%) 300%, or holding on to the $BTC (-0.24%) since 2022 make me feel positive. So far, however, my rational and conscious decision has confirmed me. 2000€ capital gains and well over 2000€ realized profits make me feel positive. An internal interest flow of approx. 25% (according to financial flow Copilot All Time).

• Diversification

I think my diversification is good, many strong stocks, a healthy amount of crypto, call money, ETFs, whereby the percentage should still grow. Physical gold is also included in a healthy weighting. A cash reserve of 5k is always available (emergency overnight money)

• Deposits

My cryptos and a few shares are with Bitpanda. (I started there because of a friend)

My main account is with Trade Republic (I'm very happy with this broker and have tried others that didn't convince me any better)

• Current situation

At the moment I think my German share is too high and would like to do something about it, as well as gradually clearing out the legacy assets mentioned above, which I don't believe in in the long term.

I am currently interested in $AMD (-2.28%) in terms of AI and turnaround. Stocks such as $UNH (-0.62%) in relation to FOMO are also worth watching. As well as $PEP (+0.44%) to better cover the consumer staples sector.

In the hope of constructive criticism of the overall situation and stimulating opinions on it.

$PEP (+0.44%) First purchase for the dividend portfolio.