First the new transaction.

$PEP (+0.7%) 2 further shares.

$COLO B (-0.91%) increased by 4 shares and also $KNIN (-0.26%) into the portfolio. In return $HLAG (-0.16%) out soon.

On the actual topic: After I reached my first $SOFI (+1.17%) my first 100% + share, the first 200% share was also reached today with Sofi🎉. Robinhood was close to the 200%, but didn't crack it. Considering that the euro/US dollar exchange rate is now clearly somewhere else, it's considerable either way.

Hello everyone and have a nice Sunday. I would like to hear your opinion, hard-hitting and honest, on my current portfolio.

I would like to emphasize up front that I have only been investing money since the beginning of 2023. My journey started directly with the tough crypto market. But good thing... As a result, I am very much in the plus with BTC and some altcoins... and very much in the minus with others... that's life 😁

I got into the stock market and my ETF savings plan in May 2024.

Since then, I've been investing in these 3 ETFs every month:

1) $IWDA (+0.35%) 50% - currently + 6.1%

2) $EIMI (+0.06%) 30% - currently + 6.6%

3) $RBOT (+0.23%) 20% - currently + 8.6%

Also bought some individual stocks such as $MSTR (+0.87%) , $COIN (+0.83%) , $PLTR (+0.24%) , $RIOT (+1.21%) and many more. I am also strongly up on the majority of them.

I monitor the markets on a daily basis and am increasingly looking for opportunities to pick up good and interesting ETFs or, in some cases, individual stocks (focus on dividends)

I have now made the following adjustments or added stocks (ETFs) in recent months:

4) $JEPQ (+0.11%)

5) $JEGP (+0.14%)

6) $TDIV (+0.88%)

I have included the two from jpmorgan as distributing etfs to generate additional cash flow. Getting money every month is just a good feeling and I thought I'd rather do it with these etfs than look for additional individual stocks.

The $TDIV (+0.88%) I have read a lot here and then decided to include it because it is doing really well and looks very interesting 🔥😎

So I now own 6 Etf's and sometimes I have the feeling it would be better to only have 2-3. But I find the 3 new distributing etfs really appealing due to the monthly or quarterly cash flow.

Individual stocks with a focus on dividends and which I have bought heavily in the last few months are :

1) $PEP (+0.7%)

2) $O (+0.2%)

3) $MAIN (+0.48%)

4) $RIO (-0.67%)

And brand new since last week

5) $ALV (+2.08%)

I would like to say goodbye to the following values in the near future:

$STAG (+0.05%)

$JNJ (+0.23%)

$TXN (+0.26%)

So there would be 11 stocks or securities in my long-term portfolio that I would like to save monthly or via DCA over the next 20-30 years.

I'm still new to the world of investing. Just under 2.5 years is nothing I would say. I would therefore be grateful for any tips on what I should possibly change or improve.

The dividends from the individual shares and ETFs always go into the $IWDA (+0.35%) because I want to increase its share, which alone should make up at least 50% I would say!

Unfortunately, I currently only have €350 to invest each month. But I currently have almost 100k in the markets. Most of it is in cryptos... but at the end of the year everything will be completely liquidated and then I'll have some cash to invest again!

Now it's your turn.

Thanks in advance.

Best regards

Chris 👋🤝😎

... and the day before $PEP (+0.7%) topped up 😄 It seems to me that we've seen the low point there. But I thought that before too 😅

Hello everyone,

Since I and my portfolio have recently exceeded the €50,000 mark, I wanted to take this as an opportunity to present my portfolio and my strategy to you. I look forward to your opinion, assessment, criticism and potential for improvement.

About me: I am still 29 years old and work as a team leader in an industrial company in the building materials sector. In terms of education, I feel I've been through all the stages - from a qualifying secondary school certificate to A-levels and a bachelor's degree to a master's degree. The only thing missing is a doctorate 😌

About the overall strategy: My assets are divided between my share portfolio, a condominium and a call money account. I live in your apartment myself. I wouldn't consider renting or real estate as an investment because I think the risks of having to invest money again are too high. You can also suspend the savings plan in your portfolio from time to time. So the apartment is held for as long as it is occupied and then sold when I buy a house.

About the equity strategy: I'll try to summarize this briefly

• Allocation: core-satellite strategy. So core for me is any ETF, satellites are the individual stocks. Core should make up about 80 percent, the individual stocks 20 percent. The buy-in for the individual stocks is always 2000 euros.
• Selection: Dividend strategy - the dividends of the ETFs are reinvested in them, the dividends of the individual shares go into an ETF.
• Buy and hold
• Special feature: I received a loan from a close relative for my apartment, which is repayable on maturity after 8 years. Due to some lucky coincidences, I had the money back together one year after the purchase. So instead of letting it sit in an overnight deposit, I invested it at the beginning of 2024 - with very good timing.

Stock selection and savings plan:

• $VHYL (+0.46%) The big core - I think the ETF is good because it is broadly diversified and has a good, reliable distribution. I am not currently saving in the ETF. Only the remaining shares from the beginning of 2024 are transferred from the second custody account (I transfer cash to a separate account and make a custody account transfer from the second custody account to mine. The loan amount will then accumulate there).
• $VWRL (+0.37%) Will be my new second large core and therefore currently saved with 500 euros per month.
• The following individual securities are currently fully saved: $ALV (+2.08%)
  $BAS (+2.4%)
  $EOAN (+0.92%)
  $BATS (+2.25%)
• As soon as the core share is over 80 percent, further shares are transferred from the second portfolio. $SIE (+3.34%) shares are transferred from the second portfolio. The total buy-in is therefore also EUR 2000.
• The following stocks are still included in the second portfolio and are transferred bit by bit - whenever there is money and depending on the core share in my portfolio: $VHYL (+0.46%)
  $VWRL (+0.37%)
  $PEP (+0.7%)
  $SIE (+3.34%)
  $DHL (+0.38%)
  $VOW (+1.07%)

Further strategy:

At the moment I feel comfortable with the strategy and until all individual stocks etc. have been transferred to the main portfolio. It will take some time before all the individual stocks etc. are transferred to the main portfolio. In the long term, I am considering $TDIV (+0.88%) with a 10 percent share. I will then select individual stocks in the future, but e.g. $RIO (-0.53%) , $MUV2 (+1.61%) or $MAIN (+0.48%) I could well imagine.

Looking forward to your comments on this boring strategy 😌

$PEP (+0.7%) Was 1 of the dividends I received in the month of June.

I received 12 paychecks and we continue to replenish the dividends

Mr. Wealth

$O (+0.2%)
$GOOGL (+0.54%)
$VWRL (+0.37%)
$VHYL (+0.46%)
$ASML (+0.1%)
$JEGP (+0.14%)
$KO (+0.08%)

#investeren
#dividend
#portfolio
#aandelen

https://youtu.be/V0fTGo359Kg?si=-PP2haiS6GFKxG-W

$III (-1.21%)
$PEP (+0.7%)

A snack sold at the discounter Action may contain mineral oil. This is potentially harmful to health.

The manufacturer PepsiCo Nederland BV informs about the recall of the article "Lay's Mini Pouch" in a 9-pack. It has been sold through Action chain stores since May 23, 2025.

During production, mineral oil that is not food-safe was accidentally introduced into the product. The mineral oil contains the chemical compounds MOSH and MOAH. Consumption is strongly advised against, according to produktwarnung.eu.

This is the affected product:

Product: Lay's mini pouches, 9-pack

Contents: 225 g

Best before date (BBD): 23.8.2025

EAN code: 8710398529787

Manufacturer code: 340057333

https://www.t-online.de/leben/aktuelles/id_100802408/chips-rueckruf-bei-action-mineraloel-in-lay-s-minibeutel.html

I find it interesting that $KO (+0.08%) is doing so much better than its rival $PEP (+0.7%)

Coke actually tastes better to me too 😋

$PEP (+0.7%)

NotCo partners with PepsiCo to introduce plant-based Doritos and nuggets in Chile

Chilean food technology company NotCo has partnered with PepsiCo to bring two new plant-based products to the Chilean market: NotMayo Doritos and NotChicken Nuggets Flamin' Hot.

These products have been developed to combine the bold flavors of popular snack brands with plant-based ingredients to meet the growing consumer demand for plant-based alternatives.

The collaboration combines PepsiCo's established brand presence with NotCo's AI-powered innovation, enabling the rapid development of plant-based versions of Doritos and chicken nuggets.

Matías Muchnick, CEO of NotCo, explains: "PepsiCo is one of the world's leading companies. What they do, they do extremely well, including the selection of their partners. In NotCo, we have found a company that values speed as much as we do and is not afraid to innovate and disrupt. That was critical to this dynamic of bringing two brands together and creating something unexpected for consumers."

PepsiCo's extensive experience in the global snacking market provides a strong platform for these new products, particularly with well-known brands such as Doritos.

Dear Group,

the weakest stocks in my portfolio at the moment are $PEP (+0.7%) and $JNJ (+0.23%) - They were originally added to the portfolio as a safety anchor. In the long term, both shares will certainly come out of the cellar again at some point. Nevertheless, I have looked around for alternatives. The two classics $MCD (+0.32%) and $KO (+0.08%) have aroused my interest. From a 10-year return perspective, both stocks beat my personal choices. What do you think? Could the two outperform my portfolio corpses at best, despite some less good div returns, and if so, where do you see a fair price corridor? At $MCD (+0.32%) I recently read something about 225 to 250 euros - it is currently just at the upper end of this range. And what about losses on the sale of shares vs. ETFs? As I'm normally with B&H, I actually don't know (shame on me). Could I offset the losses against future withholding tax? Then the decision would be much easier for me. Thank you as always and good returns.

Yours _EvD_ 🙂

Dividend will be reinvested to further reduce my equity. Unfortunately I got in a little early....