Hello, I am thinking about restructuring my portfolio, which in my opinion is very unbalanced, with a view to the future. I'm thinking of an investment horizon of around 15-20 years.
I would like to structure the core of my portfolio with the help of 60% #etfs with the help of
- $VWRL (-0.32%) 30%
- $CSPX (-0.45%) 30%
In addition, around 5% of my postage portfolio is to be #crypto above all $BTC (-0.11%) consist of
I invest the remaining 35% in individual stocks.
- Technology sector 8%
- Thought of $MSFT (-0.49%) , $GOOGL (-0.07%) , $AMZN (-0.32%) , $SAP (+0.5%) ,$NVDA (-0.33%) in approximately equal parts
- Healthcare sector 4%
- Something like $JNJ (-0.22%) , $NOVN (+1.45%) , $NOVO B (+2.77%) but I'm not quite sure here yet, I want to read up on it in more detail
- Consumer sector 6%
- Thought of $COKE (-0.75%) , $1810 (-0.85%)
$PG (-0.44%) but not sure yet either - Industrial sector 5%
- Something like $6501 (+3.15%)
$SIE (-0.55%)
Energy sector 7%- $SHEL (-0.16%) , $ENR (+3.41%)
Financial sector- $ALV (+0.19%) and $NU (-0.66%)
I currently have a monthly savings rate of 400-500 euros in addition to my studies and would divide this up accordingly and put it into a #sparplan and put it into a savings account.
What do you think of the weighting and do you have any tips, especially in the health sector?
Brief feedback is very welcome
