Hello, I am thinking about restructuring my portfolio, which in my opinion is very unbalanced, with a view to the future. I'm thinking of an investment horizon of around 15-20 years.
I would like to structure the core of my portfolio with the help of 60% #etfs with the help of
- $VWRL (-1.04%) 30%
- $CSPX (-1.25%) 30%
In addition, around 5% of my postage portfolio is to be #crypto above all $BTC (+0.97%) consist of
I invest the remaining 35% in individual stocks.
- Technology sector 8%
- Thought of $MSFT (-1.82%) , $GOOGL (-2.33%) , $AMZN (-1.93%) , $SAP (-0.79%) ,$NVDA (-1.52%) in approximately equal parts
- Healthcare sector 4%
- Something like $JNJ (+0.73%) , $NOVN (+0.1%) , $NOVO B (-1.65%) but I'm not quite sure here yet, I want to read up on it in more detail
- Consumer sector 6%
- Thought of $COKE (+1.01%) , $1810 (-2.52%)
$PG (+1.17%) but not sure yet either - Industrial sector 5%
- Something like $6501 (-0.31%)
$SIE (-1.31%)
Energy sector 7%- $SHEL (+2.49%) , $ENR (-0.89%)
Financial sector- $ALV (-0.21%) and $NU (-1.67%)
I currently have a monthly savings rate of 400-500 euros in addition to my studies and would divide this up accordingly and put it into a #sparplan and put it into a savings account.
What do you think of the weighting and do you have any tips, especially in the health sector?
Brief feedback is very welcome
