Hello, I am thinking about restructuring my portfolio, which in my opinion is very unbalanced, with a view to the future. I'm thinking of an investment horizon of around 15-20 years.
I would like to structure the core of my portfolio with the help of 60% #etfs with the help of
- $VWRL (+0.53%) 30%
- $CSPX (+0.44%) 30%
In addition, around 5% of my postage portfolio is to be #crypto above all $BTC (+0.04%) consist of
I invest the remaining 35% in individual stocks.
- Technology sector 8%
- Thought of $MSFT (+3.85%) , $GOOGL (+0.58%) , $AMZN (+0.13%) , $SAP (+0.81%) ,$NVDA (+0.4%) in approximately equal parts
- Healthcare sector 4%
- Something like $JNJ (+0.37%) , $NOVN (+0.82%) , $NOVO B (+0.28%) but I'm not quite sure here yet, I want to read up on it in more detail
- Consumer sector 6%
- Thought of $COKE (+0.24%) , $1810 (-1.37%)
$PG (-0.41%) but not sure yet either - Industrial sector 5%
- Something like $6501 (+1.47%)
$SIE (+1.49%)
Energy sector 7%- $SHEL (-0.24%) , $ENR (+0.5%)
Financial sector- $ALV (+1.32%) and $NU (-0.08%)
I currently have a monthly savings rate of 400-500 euros in addition to my studies and would divide this up accordingly and put it into a #sparplan and put it into a savings account.
What do you think of the weighting and do you have any tips, especially in the health sector?
Brief feedback is very welcome
