Hello, I am thinking about restructuring my portfolio, which in my opinion is very unbalanced, with a view to the future. I'm thinking of an investment horizon of around 15-20 years.
I would like to structure the core of my portfolio with the help of 60% #etfs with the help of
- $VWRL (+0.84%) 30%
- $CSPX (+0.83%) 30%
In addition, around 5% of my postage portfolio is to be #crypto above all $BTC (+4.36%) consist of
I invest the remaining 35% in individual stocks.
- Technology sector 8%
- Thought of $MSFT (+2.63%) , $GOOGL (+1.29%) , $AMZN (+1.17%) , $SAP (+2.94%) ,$NVDA (+2.18%) in approximately equal parts
- Healthcare sector 4%
- Something like $JNJ (+0.55%) , $NOVN (-0.09%) , $NOVO B (+0.62%) but I'm not quite sure here yet, I want to read up on it in more detail
- Consumer sector 6%
- Thought of $COKE (+0.64%) , $1810 (-2.73%)
$PG (-0.72%) but not sure yet either - Industrial sector 5%
- Something like $6501 (+1.37%)
$SIE (-0.85%)
Energy sector 7%- $SHEL (-0.69%) , $ENR (+1.94%)
Financial sector- $ALV (+0.66%) and $NU (+1.51%)
I currently have a monthly savings rate of 400-500 euros in addition to my studies and would divide this up accordingly and put it into a #sparplan and put it into a savings account.
What do you think of the weighting and do you have any tips, especially in the health sector?
Brief feedback is very welcome
