Hello, I am thinking about restructuring my portfolio, which in my opinion is very unbalanced, with a view to the future. I'm thinking of an investment horizon of around 15-20 years.
I would like to structure the core of my portfolio with the help of 60% #etfs with the help of
- $VWRL (-0.1%) 30%
- $CSPX (+0.14%) 30%
In addition, around 5% of my postage portfolio is to be #crypto above all $BTC (-0.25%) consist of
I invest the remaining 35% in individual stocks.
- Technology sector 8%
- Thought of $MSFT (+0.78%) , $GOOGL (-0.43%) , $AMZN (+2.96%) , $SAP (+1.85%) ,$NVDA (-0.86%) in approximately equal parts
- Healthcare sector 4%
- Something like $JNJ (-2.21%) , $NOVN (-2.08%) , $NOVO B (+5.46%) but I'm not quite sure here yet, I want to read up on it in more detail
- Consumer sector 6%
- Thought of $COKE (+1.84%) , $1810 (+2.72%)
$PG (-2.38%) but not sure yet either - Industrial sector 5%
- Something like $6501 (-3.41%)
$SIE (-1.4%)
Energy sector 7%- $SHEL (-1.13%) , $ENR (-1.7%)
Financial sector- $ALV (-2.72%) and $NU (-1.79%)
I currently have a monthly savings rate of 400-500 euros in addition to my studies and would divide this up accordingly and put it into a #sparplan and put it into a savings account.
What do you think of the weighting and do you have any tips, especially in the health sector?
Brief feedback is very welcome
