Hello, I am thinking about restructuring my portfolio, which in my opinion is very unbalanced, with a view to the future. I'm thinking of an investment horizon of around 15-20 years.
I would like to structure the core of my portfolio with the help of 60% #etfs with the help of
- $VWRL (+0.92%) 30%
- $CSPX (+0.72%) 30%
In addition, around 5% of my postage portfolio is to be #crypto above all $BTC (+1.86%) consist of
I invest the remaining 35% in individual stocks.
- Technology sector 8%
- Thought of $MSFT (+0.33%) , $GOOGL (-0.01%) , $AMZN (+0.35%) , $SAP (+1.17%) ,$NVDA (+1.87%) in approximately equal parts
- Healthcare sector 4%
- Something like $JNJ (+0.74%) , $NOVN (+0.58%) , $NOVO B (+0.58%) but I'm not quite sure here yet, I want to read up on it in more detail
- Consumer sector 6%
- Thought of $COKE (+1.23%) , $1810 (+1.52%)
$PG (+0.82%) but not sure yet either - Industrial sector 5%
- Something like $6501 (+2.15%)
$SIE (+2.74%)
Energy sector 7%- $SHEL (-1.14%) , $ENR (+3.39%)
Financial sector- $ALV (+1.16%) and $NU (+1.43%)
I currently have a monthly savings rate of 400-500 euros in addition to my studies and would divide this up accordingly and put it into a #sparplan and put it into a savings account.
What do you think of the weighting and do you have any tips, especially in the health sector?
Brief feedback is very welcome

