Hello, I am thinking about restructuring my portfolio, which in my opinion is very unbalanced, with a view to the future. I'm thinking of an investment horizon of around 15-20 years.
I would like to structure the core of my portfolio with the help of 60% #etfs with the help of
- $VWRL (+0.72%) 30%
- $CSPX (+0.62%) 30%
In addition, around 5% of my postage portfolio is to be #crypto above all $BTC (-1.07%) consist of
I invest the remaining 35% in individual stocks.
- Technology sector 8%
- Thought of $MSFT (-0.15%) , $GOOGL (+0.55%) , $AMZN (-1.08%) , $SAP (+0.45%) ,$NVDA (+0.19%) in approximately equal parts
- Healthcare sector 4%
- Something like $JNJ (+1.17%) , $NOVN (+0.29%) , $NOVO B (+0.21%) but I'm not quite sure here yet, I want to read up on it in more detail
- Consumer sector 6%
- Thought of $COKE (+0.95%) , $1810 (+0.8%)
$PG (+0.69%) but not sure yet either - Industrial sector 5%
- Something like $6501 (+0.58%)
$SIE (+0.05%)
Energy sector 7%- $SHEL (-0.33%) , $ENR (+1.62%)
Financial sector- $ALV (+0.32%) and $NU (+1.15%)
I currently have a monthly savings rate of 400-500 euros in addition to my studies and would divide this up accordingly and put it into a #sparplan and put it into a savings account.
What do you think of the weighting and do you have any tips, especially in the health sector?
Brief feedback is very welcome
