Hello, I am thinking about restructuring my portfolio, which in my opinion is very unbalanced, with a view to the future. I'm thinking of an investment horizon of around 15-20 years.
I would like to structure the core of my portfolio with the help of 60% #etfs with the help of
- $VWRL (-0.22%) 30%
- $CSPX (-0.21%) 30%
In addition, around 5% of my postage portfolio is to be #crypto above all $BTC (-2.36%) consist of
I invest the remaining 35% in individual stocks.
- Technology sector 8%
- Thought of $MSFT (+0.94%) , $GOOGL (-0.08%) , $AMZN (-0.21%) , $SAP (-1.21%) ,$NVDA (-0.38%) in approximately equal parts
- Healthcare sector 4%
- Something like $JNJ (+0.17%) , $NOVN (+1.36%) , $NOVO B (-0.67%) but I'm not quite sure here yet, I want to read up on it in more detail
- Consumer sector 6%
- Thought of $COKE (+1.19%) , $1810 (-0.2%)
$PG (-0.23%) but not sure yet either - Industrial sector 5%
- Something like $6501 (+1.01%)
$SIE (-0.05%)
Energy sector 7%- $SHEL (+1.25%) , $ENR (+2.11%)
Financial sector- $ALV (+0.3%) and $NU (-0.06%)
I currently have a monthly savings rate of 400-500 euros in addition to my studies and would divide this up accordingly and put it into a #sparplan and put it into a savings account.
What do you think of the weighting and do you have any tips, especially in the health sector?
Brief feedback is very welcome
