Hello, I am thinking about restructuring my portfolio, which in my opinion is very unbalanced, with a view to the future. I'm thinking of an investment horizon of around 15-20 years.
I would like to structure the core of my portfolio with the help of 60% #etfs with the help of
- $VWRL (+1.42%) 30%
- $CSPX (+1.51%) 30%
In addition, around 5% of my postage portfolio is to be #crypto above all $BTC (+0.12%) consist of
I invest the remaining 35% in individual stocks.
- Technology sector 8%
- Thought of $MSFT (+1.13%) , $GOOGL (+2.52%) , $AMZN (+1.98%) , $SAP (-2.92%) ,$NVDA (+3.8%) in approximately equal parts
- Healthcare sector 4%
- Something like $JNJ (+1.9%) , $NOVN (+1.11%) , $NOVO B (+0.94%) but I'm not quite sure here yet, I want to read up on it in more detail
- Consumer sector 6%
- Thought of $COKE (-1.16%) , $1810 (+0.76%)
$PG (-0.21%) but not sure yet either - Industrial sector 5%
- Something like $6501 (+2.23%)
$SIE (-2.83%)
Energy sector 7%- $SHEL (-0.19%) , $ENR (+3.27%)
Financial sector- $ALV (-2.56%) and $NU (+3.65%)
I currently have a monthly savings rate of 400-500 euros in addition to my studies and would divide this up accordingly and put it into a #sparplan and put it into a savings account.
What do you think of the weighting and do you have any tips, especially in the health sector?
Brief feedback is very welcome
