Hello, I am thinking about restructuring my portfolio, which in my opinion is very unbalanced, with a view to the future. I'm thinking of an investment horizon of around 15-20 years.
I would like to structure the core of my portfolio with the help of 60% #etfs with the help of
- $VWRL (+0.94%) 30%
- $CSPX (+0.29%) 30%
In addition, around 5% of my postage portfolio is to be #crypto above all $BTC (-0.65%) consist of
I invest the remaining 35% in individual stocks.
- Technology sector 8%
- Thought of $MSFT (+0.16%) , $GOOGL (+0.21%) , $AMZN (+0.05%) , $SAP (-2.02%) ,$NVDA (+1.01%) in approximately equal parts
- Healthcare sector 4%
- Something like $JNJ (+0.2%) , $NOVN (-0.76%) , $NOVO B (-1%) but I'm not quite sure here yet, I want to read up on it in more detail
- Consumer sector 6%
- Thought of $COKE (-0.26%) , $1810 (+3.11%)
$PG (+0.01%) but not sure yet either - Industrial sector 5%
- Something like $6501 (-0.89%)
$SIE (+2.29%)
Energy sector 7%- $SHEL (-0.56%) , $ENR (+2.14%)
Financial sector- $ALV (+0.14%) and $NU (+2.19%)
I currently have a monthly savings rate of 400-500 euros in addition to my studies and would divide this up accordingly and put it into a #sparplan and put it into a savings account.
What do you think of the weighting and do you have any tips, especially in the health sector?
Brief feedback is very welcome
