Hello, I am thinking about restructuring my portfolio, which in my opinion is very unbalanced, with a view to the future. I'm thinking of an investment horizon of around 15-20 years.
I would like to structure the core of my portfolio with the help of 60% #etfs with the help of
- $VWRL (-0.03%) 30%
- $CSPX (-0.33%) 30%
In addition, around 5% of my postage portfolio is to be #crypto above all $BTC (-2.73%) consist of
I invest the remaining 35% in individual stocks.
- Technology sector 8%
- Thought of $MSFT (+0.86%) , $GOOGL (-2.22%) , $AMZN (-2.3%) , $SAP (+1.11%) ,$NVDA (-2.84%) in approximately equal parts
- Healthcare sector 4%
- Something like $JNJ (+0.19%) , $NOVN (+2.07%) , $NOVO B (-4.64%) but I'm not quite sure here yet, I want to read up on it in more detail
- Consumer sector 6%
- Thought of $COKE (-4.17%) , $1810 (-2.13%)
$PG (+1.03%) but not sure yet either - Industrial sector 5%
- Something like $6501 (-2.67%)
$SIE (-6.65%)
Energy sector 7%- $SHEL (+1.69%) , $ENR (-3.05%)
Financial sector- $ALV (+1.19%) and $NU (-5.95%)
I currently have a monthly savings rate of 400-500 euros in addition to my studies and would divide this up accordingly and put it into a #sparplan and put it into a savings account.
What do you think of the weighting and do you have any tips, especially in the health sector?
Brief feedback is very welcome
