Hello, I am thinking about restructuring my portfolio, which in my opinion is very unbalanced, with a view to the future. I'm thinking of an investment horizon of around 15-20 years.
I would like to structure the core of my portfolio with the help of 60% #etfs with the help of
- $VWRL (+0.21%) 30%
- $CSPX (-0.22%) 30%
In addition, around 5% of my postage portfolio is to be #crypto above all $BTC (+1.83%) consist of
I invest the remaining 35% in individual stocks.
- Technology sector 8%
- Thought of $MSFT (+0.71%) , $GOOGL (+0.41%) , $AMZN (+0.95%) , $SAP (+0.52%) ,$NVDA (+0.55%) in approximately equal parts
- Healthcare sector 4%
- Something like $JNJ (-0.09%) , $NOVN (+1.38%) , $NOVO B (-0.09%) but I'm not quite sure here yet, I want to read up on it in more detail
- Consumer sector 6%
- Thought of $COKE (+0.63%) , $1810 (+0.95%)
$PG (+0.15%) but not sure yet either - Industrial sector 5%
- Something like $6501 (+0.53%)
$SIE (+0.52%)
Energy sector 7%- $SHEL (+0.98%) , $ENR (+3.15%)
Financial sector- $ALV (+0.74%) and $NU (+0.65%)
I currently have a monthly savings rate of 400-500 euros in addition to my studies and would divide this up accordingly and put it into a #sparplan and put it into a savings account.
What do you think of the weighting and do you have any tips, especially in the health sector?
Brief feedback is very welcome

