Hello, I am thinking about restructuring my portfolio, which in my opinion is very unbalanced, with a view to the future. I'm thinking of an investment horizon of around 15-20 years.
I would like to structure the core of my portfolio with the help of 60% #etfs with the help of
- $VWRL (-0.3%) 30%
- $CSPX (-0.3%) 30%
In addition, around 5% of my postage portfolio is to be #crypto above all $BTC (-1.35%) consist of
I invest the remaining 35% in individual stocks.
- Technology sector 8%
- Thought of $MSFT (-0.33%) , $GOOGL (-0.19%) , $AMZN (-0.37%) , $SAP (+1.73%) ,$NVDA (-0.66%) in approximately equal parts
- Healthcare sector 4%
- Something like $JNJ (-0.94%) , $NOVN (-1.1%) , $NOVO B (-1.07%) but I'm not quite sure here yet, I want to read up on it in more detail
- Consumer sector 6%
- Thought of $COKE (-0.23%) , $1810 (-0.65%)
$PG (-0.3%) but not sure yet either - Industrial sector 5%
- Something like $6501 (+0.48%)
$SIE (-0.18%)
Energy sector 7%- $SHEL (+0.05%) , $ENR (-0.58%)
Financial sector- $ALV (+0.83%) and $NU (+10.28%)
I currently have a monthly savings rate of 400-500 euros in addition to my studies and would divide this up accordingly and put it into a #sparplan and put it into a savings account.
What do you think of the weighting and do you have any tips, especially in the health sector?
Brief feedback is very welcome
