Hello, I am thinking about restructuring my portfolio, which in my opinion is very unbalanced, with a view to the future. I'm thinking of an investment horizon of around 15-20 years.
I would like to structure the core of my portfolio with the help of 60% #etfs with the help of
- $VWRL (+0.85%) 30%
- $CSPX (+0.84%) 30%
In addition, around 5% of my postage portfolio is to be #crypto above all $BTC (+0.13%) consist of
I invest the remaining 35% in individual stocks.
- Technology sector 8%
- Thought of $MSFT (+1.93%) , $GOOGL (+3.2%) , $AMZN (+3.37%) , $SAP (-0.94%) ,$NVDA (+3.56%) in approximately equal parts
- Healthcare sector 4%
- Something like $JNJ (+0.37%) , $NOVN (-1.04%) , $NOVO B (+3.6%) but I'm not quite sure here yet, I want to read up on it in more detail
- Consumer sector 6%
- Thought of $COKE (-2.98%) , $1810 (-0.58%)
$PG (+0.27%) but not sure yet either - Industrial sector 5%
- Something like $6501 (+2.48%)
$SIE (+2.54%)
Energy sector 7%- $SHEL (-1.88%) , $ENR (+2.31%)
Financial sector- $ALV (+1%) and $NU (+1.96%)
I currently have a monthly savings rate of 400-500 euros in addition to my studies and would divide this up accordingly and put it into a #sparplan and put it into a savings account.
What do you think of the weighting and do you have any tips, especially in the health sector?
Brief feedback is very welcome
