4D·

No. 2: No sooner said than done

I made another purchase today$VHYL (-0.22%) to keep boosting it. The goal is to maintain a good balance with the other ETFs, especially the $TDIV (-0.15%) , so that both positions can grow naturally. The savings plan is in place, and I’ll be adding more next month as well.

Do you also have this ETF in your portfolio? If not, which dividend ETF do you rely on instead?

~ Rendite Rudin

#ETF
#VGHY
#TDIV
#Dividenden
#AssetAllocation
#Langzeitinvestor
#RenditeRudin

23.06

Vanguard FTSE All-Wld Hgh Div Yld ETF D

Bought at CHF 72.23

23 Comments

Susanne@Isus01

I plan to focus more on dividends in 10 to 15 years. For now, I still see myself as being in the early stages.

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PresidentDonkey@DonkeyInvestor

@Isus01 It'll just end up being expensive if you switch up your portfolio later. Better to focus on dividend growth today.

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Susanne@Isus01

@DonkeyInvestor It's true that rebalancing is expensive. That's a good point. My idea was to then, in about 10 years, start building up an additional dividend ETF for another 10 years. But I haven't fully worked the numbers out yet.

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PresidentDonkey@DonkeyInvestor

@Isus01 One possibility. I'd still bet on growth, though. See, for example, here (it's a bit older, so the numbers aren't exactly accurate anymore)
https://getqu.in/GepPDm/

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Susanne@Isus01

@DonkeyInvestor A really interesting comparison. Thanks for sharing the link.

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Rendite Rudin@RenditeRudin

@Isus01 I can understand that—everyone has their own preferences and strategies! I hope yours pays off, and I wish you the best of luck on your investment journey!

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Susanne@Isus01

@RenditeRudin you too 🚀

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Thomas@Thomas_1963

I sold my shares in this stock a while ago because I was no longer satisfied with the dividend yield and dividend growth over the past three years.

Here’s what my portfolio looks like:
$TDIV 30%
$LDGL 30%
$WINC 10%
$ZPRG 10%
$ISPA 10%
$FYEQ 10%

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Rendite Rudin@RenditeRudin

@Thomas_1963 It looks strong, too! The weighting for the $LDGL is a bit high, since this is a new ETF and we can't yet predict its long-term performance. Why are you giving this ETF such a high weighting?

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Thomas@Thomas_1963

@RenditeRudin It has won me over time and again—thanks to its quality filter, the equal weighting of individual holdings, its global diversification, its low costs, and its monthly dividend payments. The dividend yield is approximately 3.9%.

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Tobias...123@Tobias1982

I own the VanEck as a dividend ETF 👍🏼

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Rendite Rudin@RenditeRudin

@Tobias1982 I'm assuming it's the $TDIV?

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Zerax@Zerax

The hybrid is also in the portfolio. 👍

However, the weighting of $VHYL (~4%) isn't as high as that of $TDIV (~10%).

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Rendite Rudin@RenditeRudin

@Zerax Great! My first goal is to have both equally weighted, and my second goal is to weight the $VHYL about 10% higher than the Vaneck.

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Ruben Schoff@Sand

I have the MSCI ACWI IMI as my core holding, the #vhyl as a value component, and cash flow.

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Rendite Rudin@RenditeRudin

@Sand That's great! Best of luck in the future!

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Luis B.@Laruibasar

I had that but decided on $TDIV , after considering allocation strategy and tax impact of dividends in Portugal, I switched to only one ETF for dividends, I manage to have some more tax deductions if I have dividends on stocks from Europe companies, due to a EU Directive.

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Rendite Rudin@RenditeRudin

@Laruibasar I also a very strong ETF and also part of my Core-Position! Good luck on your journey!

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Poor Dad@PoorDad

I built my own dividend ETF. When it comes to dividends, TDIV can’t hold a candle to it... 😅 What’s the situation in Germany regarding the double taxation agreement (DTA) for dividends from ETFs? In Austria, there’s no DTA for ETFs, just like with regular stocks. That means the capital gains tax isn’t credited against ETF dividends.

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Rendite Rudin@RenditeRudin

@PoorDad Since I live in Switzerland, I can't answer that question for you, but maybe someone else in the community can?

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Poor Dad@PoorDad

@RenditeRudin And what about the DTA in Switzerland?

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JM@jm_finance

I have $VWRL and $VHYL in my portfolio; they work for me 🙂

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Rendite Rudin@RenditeRudin

@jm_finance That works, too! Good luck!

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