$XDWD (-0.72%) -> $VWRL (-0.82%)
Why?
*VWRL offers true global exposure, including both developed and emerging markets, while XDWD only covers developed markets.
*VWRL is a complete one-fund solution, giving me exposure to the entire global stock market without needing additional ETFs.
*VWRL pays a cash dividend, which I enjoy receiving and can reinvest, while XDWD is focused more on accumulation than income.
