Hi everyone,

My savings plans as of 01.06.25:

$NOVO B (+1.06%) - 400€

$NADQ (-0.75%) - 400€ + 15€ cashback

$HMWO (+0.05%) - 400€

$VHYL (+0.51%) - 200€

makes €1,415 for the month of June.

Where are you investing next month?

Looking forward to your ideas.

My focus is on dividend stocks and would like to bring the ETF - stock ratio to 60/40, therefore currently higher investment in ETF.

Dear Community,

I have a 300k securities account with 50% shares, divided between $AAPL (-0.07%)
$ALV (-0.22%)
$AMZN (-1.27%)
$NOVO B (+1.06%) and some $VOW (-0.63%) the other 50% in ETFs, split between $CSPX (-0.23%)
$EXUS (+0.58%)
$NADQ (-0.75%) and something $DE000LS9U6W1 (+0.3%) ...

A strong US (tech) focus is desirable. Not because I believe that the USA does a lot of things right, but shareholder & shareholder value primarily have an influence on entrepreneurship in the USA, ok and the Mag7++ have a top position in other ETFs anyway.

I use the MSCI EX USA to shift the focus away from/to the USA as required.

I have built up this status quo over the last 2 years, after having a lot of individual stocks in the years before and following the "greed eats brains" strategy with some losses (see other post).

Now I would like to read your opinion or collect a few points of view, knowing that there is not THE right one. In the near future I will receive an inheritance of around 400,000 euros. Now I am torn. No, I don't really know what to do. My reflex was "keep going and split up if you're happy with the above strategy/allocation", but perhaps more asset classes could be included with this sum .... and/or more focus on crypto, or more diversification or or or or .... Or everything on GTAA , @Epi :-D hehe - What do you think?

PS: I am 58, IT manager, EFH paid for, 2 children, studies feddich. Controlled build-up with withdrawal plan start in about 5 years. Shift from 50% individual stocks to 75% ETF planned in 2025.