$V60D (-0.55%) Take a look here. I stumbled across it by chance. A Vanguard ETF that is "active" and tracks a 60/40 portfolio. I think it's mega. This makes it damn easy for investors who just want to run savings plans and want the classic 60/40 portfolio. And for 0.25% TER.
Out of interest, I entered this at ExtraETF and saw that it gets even better. If you don't want 60/40 but 80/20 - there's that too. $V80A (-1%) Or maybe close to retirement? Then there is also 20/80 $V20A (-0.1%)
All this as a distributor or as an accumulator. Ingenious!
Ok, I know that some people are yawning because it's not Crypto or NVIDIA. But I think the products are great for someone who likes things to be more conservative and, above all, simpler. Keyword laziness and baby sleep. There are no more excuses for them not to invest!