1Wk·

Help with remodeling

Good evening!


I've had my portfolio for a few years now (2018) and was very involved with stocks when I was young, but since about 2021 I've lost the time and desire to do so and wanted to let everything run long, which was of course a mistake...


For about 1 month now, I have been motivated again to change this situation and to stick with it in the long term.


Titles like: $BAYN (+0.7%) , $BRN (-6.72%) , $SVA (+1.8%) , $PHE (+0%) and $HYSR (-1.15%) I have been holding them for ages and always hoped that they would go through the roof and missed the chance to sell them when the wind was blowing so that I could cut my losses... so I would rather hold them now than sell them because I missed the chance.


Title like: $KO (-0.27%) and $HBH (+0.62%) I bought a new one last week to lay a good foundation for the realignment ... Long on dividends.


The fund: $Raiffeisen Wachstum (RZ) T I had to take out at the time, I can no longer give the exact reason, as I have repeatedly taken out the necessary small change over the years and have kept the thing running for 2 years (monthly approx. 150€ as a savings plan permanent investment), whereby I am ready to switch this money at any time.


So much for the information on the portfolio ... I would like to try to limit my losses a little over the next 3, 5, 10, 20 years and make my portfolio healthy in the long term.


Budget apart from what is in my portfolio, which could of course be reallocated, would be around €3000.


Stocks like : $NOVO B (-1.56%) and $O (-0.5%) would really appeal to me right now.


Please give me some feedback or information, I am grateful for everything.


Greetings Julian 😃

8Positions
€9,903.63
60.09%
2
17 Comments

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My tip: don't invest in individual shares if you don't enjoy it and don't want to invest a lot of work.

A good starting point:
https://getqu.in/nN2cDl/ https://getqu.in/nN2cDl/
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Would perhaps take a Vanguard FTSE All-World ETF $VWRL as a basis.
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Sell everything and start again. Simply put everything into an ETF if you want a little more risk and return, take a 2x World etf
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Sell everything and start again.
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Sounds a lot like the sunk cost fallacy. As @RealMichaelScott and @ES2705 have written - sell everything and put it in a world ETF.

Your stock selection was not really successful and you don't seem to want to do that.
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As recommended several times, I would also sell everything if I were you and then put most of it in an ETF. If you are still interested in analyzing a company regularly from time to time, you can try to buy $O anti-cyclically (and possibly sell some of it). The share price is currently favorable, so you are getting in well and have a lot of upside potential. You can collect the monthly dividends and simply wait and see. If the share price rises too much, sell a little and buy when the share is cheap again. I would try to build up a large position over the long term and not always sell 100% when the price is up 20%. Of course, you can do this with any stock. $O currently offers a good entry price and you even have monthly dividends, which is motivating for some people. It also gives you regular cash flow to buy more when things go down 😄✌🏻
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I can only agree with some of the previous posts... take a world as a core (accumulating or distributing, depending on age) and low weighted stocks where you want to overweight certain sectors or countries. Add some gold or bitcoin as alternative assets and you're good to go. 👌

Ps: I would also start again from 2025 and sell everything and then think again properly about how you build up something new.
Hmm, you don't really have a recognizable strategy. I would also start from scratch in 2025.

What is your goal? What strategy do you want to pursue and why? What is your time horizon? How much time are you prepared to invest to find out more? How and where do you inform yourself? How do you select your individual stocks, if you want to continue investing in them?
Sernova 💀
Much too late for the current trends.
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