11Mon·

Dear all, in your opinion, $VUSA (+0.7%) vs $VWRL (+0.3%)
$SCHB (+1.09%), which one is the best and highest ETF growth/dividend for long-term, moderate risk, to invest 120€ per month? And top 5 stocks (growth and dividend) to also add to this pie? I was thinking about 40% growth stocks + 40% dividend stocks + 20% growth/dividend ETF. Many thanks and best regards.

2 Comments

Thomas@UndNun

11Mon

Dividend is about the same for all. Thus comparing them with the benchmark it has to be $VUSA. But if you want more diversity, meaning less tech and less USA than it has to be $VWRL. $SCHB looses in both respects.

About pure dividend stocks:
In my opinion they are for people who have already achieved what they want and want to play safe.
If you are still building your savings (like me) they are a waste of performance. Usually only giving about 3.5% like Coca Cola, its just above inflation. Thus if you still need to grow its hurting yourself.

You may want to consider $GMVM. It's performance is good. And since it is a wide moat ETF it should be considerably safe.

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Andreas M.@thor88

11Mon

VWRL price/ stock now is at 126, you don't qualify. VUSA you qualify is at 99 / stock. VUSA vs. SCHB long term it looks better (VUSA) for the last 2 years. Buy the whole stock not fractional shares, very important, you want to own it because it's a long term investment. Or.. you might consider $IWDA which is in your price range and it performs better then $VWRL long term and lower a bit (4%) vs. VUSA so it's in between, cost it's also low.

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