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Check what conditions are attached to the premiums. And how high the costs are! The 3% is usually upfront costs. Depending on this, I would make a further decision if I were you.
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@Dr27589 the building society saver pays 1% interest annually on the current balance, which I can see from the annual certificates....
All the requirements for the above-mentioned bonus should have been met by now, as the building society saver has been running for 12 years and the favorable loan interest rate has been waived.
Accordingly, as far as I know, the bonus should be paid on top when it is paid out.

Thank you for your answer 🙋🏽‍♂️
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@6beqc with pleasure. Then get the critters out.
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