6Mon·

Individual shares as a hobby

For a long time, I didn't understand why some people invest in shares instead of ETFs, even knowing that they won't beat the market. I just couldn't get my head around it: you lose money (significantly above a certain amount), invest a lot of time, perhaps sleep badly and then have a row with your family because you recommended a "sure-fire share" that then plummeted. And then you call it a hobby 🤷


But a Christmas miracle has happened. I finally understand these people now 😍😍😍


For example, I like going to strip clubs. That's my hobby. And what does it cost me? Right, time and money. Plus the night is ruined and there's bound to be trouble with the family. Someone else might like rock climbing. What does that cost? Right, time and money. And if you fall off, there's trouble and sleepless nights. Others start a family. I don't even need to list what all this costs.


So what have I learned? Hobbies usually cost time and money. And things can always go wrong. So it's perfectly legitimate for hobby investors to burn time and money with individual shares 👍


So stay true to your hobby, I won't criticize you for it anymore. I've realized my mistake. And to be honest, the hobby isn't that expensive. At 100k and 2% worse than the market, that's just 2,000 euros a year (we can ignore the compound interest effect and lost time, it's just a hobby). I leave more money with Chantal every month 🚀


With this in mind: Merry Christmas to all hobby investors. And of course to all serious ETF and Bitcoin investors 💋.


PS: I'm on the train to Paderborn and I'm bored. Entertain me in the comments!

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101 Comments

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Well said. You should call yourself PhilosophEsel 😉. Or write a book 🤷🏼‍♂️
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@Weisswurstsepp hmm... How about philosophsel?
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@Weisswurstsepp How do you like that, Josef?
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I am proud of you ❤️!
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@DonkeyInvestor Philosel.
Succinct, simple, captivating. 👍
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@Epi Next up: Phallusel
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@DonkeyInvestor Well, I'm looking forward to the corresponding contribution! 😁
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@Epi Suggestions from KI. Which one do you like best?

Absolutely! Here are a few options for a social media post that combines the topics of phallus and finance in a humorous and engaging way:
Option 1: Financial fertility
Image: A piggy bank with a small phallus symbol
" Who says money can't grow? With the right care and investment, your wealth will grow just as plump as... well, you know. #financialtips #humor #investing"
Option 2: Phallic products
Image: An oversized piggy bank with the slogan "Invest in your future"
" Presentation: The phallic piggy bank. Because your money deserves just as much attention as... well, you get the idea. #financial jokes #marketing #unconventional"
Option 3: Financial power
Image: A man in a suit holding a large banknote
" Money makes the world go round, doesn't it? And who has the most... Power? #financialmotivation #humor #power"
Important:
* Target group: Think about the target group you are posting for. Is it a young, humorous audience or a slightly older, more conservative group?
* Platform: Adapt the post to the respective platform (e.g. shorter texts for Twitter, longer posts for Facebook).
* Hashtags: Use relevant hashtags to achieve greater reach.
* Encourage discussion: Ask an open question to encourage comments and interaction.
Additional ideas:
* Comparison: compare the value of money to other things (e.g. love, health).
* Irony: Play with clichés and expectations.
* Wordplay: Use ambiguous terms and puns.
Attention:
* A matter of taste: Not everyone finds such jokes funny or appropriate. Be aware that you may provoke negative reactions.
* Respect: Avoid insulting or discriminating against others.
Disclaimer:
Although these suggestions are meant to be humorous, it is important to treat a sensitive topic like sexuality with respect. Make sure that your posts are not perceived as sexist or offensive.
Would you like more options or more specific suggestions? Give me more information about your target audience and the context in which the post should be published.
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@DonkeyInvestor I don't like any of them. All the suggestions seem somehow generic, devoid of content and uncreative. 🤷
There's a better way!
Z. E.g. What do partner selection and stock selection have in common? Or: Dangers in search of a kick: sex vs. crypto. 😬
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@Epi I am looking forward to your contribution
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@DonkeyInvestor Nah, nah. I prefer to leave such topics to the good Phallusel.
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As long as you're on the train to Paderborn, you'll get there eventually. Imagine you're on the train to Bielefeld....
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@Dividendenopi It's unthinkable. What happens to the train? Will it just go into a black hole at some point? And more importantly? Does the train "pass through Bielefeld" on its way to Paderborn?
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@Dividendenopi sitzest, German is simply awesome.🤩
@DonkeyInvestor the train disappears at platform 9 3/4
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@Tobi60 tscha is now 2nd person singular subjunctive II preterite active 🤷‍♀️😂
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@Dividendenopi Chantal and I don't like educated people using words like "active"
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@Tobi60 Chantal and I don't like Harry Potter. But from what we know about Potter, that wouldn't be so bad, would it?
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@Dividendenopi I know, but I haven't heard anyone talk like that for a long time. I think that's really cool 👍🏼
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@DonkeyInvestor I don't think we need to get our hopes up that you'll end up in a black donkey wormhole... but you should be careful in Salzkotten, for whatever reason.
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@Dividendenopi too bad. I'd love to travel through a black hole. I think when I'm as old as you and have nothing left to lose, I'll let Musk shoot me into a black hole
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@DonkeyInvestor great idea . But think before you send me your bitcoins. You won't need them anymore 😂
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@DonkeyInvestor don't panic, you'll be fine. And always remember to take a towel with you, you know, the bugs
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What's next? You understand the people who buy an expensive, gas-guzzling car even though a cheap one will get them from A to B! 😂
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@Wowa83 I will never understand that. I am a convinced cyclist
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Chantal now only works part-time because of the huge sums of money you make it rain in the club! And for a private dance she now simply charges twice as much... keeps talking about inflation, hodln and she has to protect herself financially with a 70/30 portfolio (70 $BTC / 30 $IWDA )

You ruined my Thursday night at the Pink Flamingo donkey !!! Now I have to spend time with my wife and child on Thursdays again 😡 You're due for that !!!
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@LarryLindt I could offer you to spend Thursday with your wife if you take the child. Deal?
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Invest in individual shares = never be bored again
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It's human
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@Investment4Life You seem to like to laugh. Do you know a good joke?
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If you had written "kiss on the depot", we would have deciphered your true identity too quickly...
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@Psychorex which would be?
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@Psychorex oh right... you've renamed yourself again... no one in this stable can keep up with you
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@Psychorex the @Weisswurstsepp has inspired me to do this.
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Oh well, you're right again 🙃
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@He-Man as always 😁
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@topicswithhead you wanted to give 0.1 the most 😬
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Here, take a few coins that you can count when you get bored.
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@Charmin I'll do it. I'll send you some statistics in a few days
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So Chantal lives in Paderborn...
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@Pezi that is correct 👍
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🥕 Not for Chantal 🥺
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Wonderful! Have a good trip and philosophical greetings! I really had to laugh. It was necessary today.
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For Chantal 😅 But don't spend it all at once ...
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That's why I parted with $BTC and bought $NOVO B 🤪
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I think that's good. How my single asset is treated like a fund for tax purposes. So it's not me who is being mocked (according to my interpretation, I hereby support this post 👍🏻
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Nice amusing post about us individual shareholders, and of course the statistics prove you right. I also enjoy finding the sure-fire stock that will make me rich ;-). But there is also a rational reason for not simply putting everything into the World ETF, and not even having a core ETF. In my stock selection, I simply concentrate on the top performers that are also in the World ETF and leave out the gray ones ... I should actually achieve a better return in the long term ... at least if it weren't for the statistics ... On that note: Merry Christmas to you too.
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I liked the article. I like individual stock picking. And I like to challenge myself. But just letting things run their course is also nice. Wish you happy holidays 🎄
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Thanks for the great contribution
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It's like pain. At some point, the body or brain represses the negative. But the one share with which you had a 10 bagger and knew exactly that it was going to happen, still gives you enthusiasm and euphoria years later 🤣😍

Simple logic from sport too.
When I was younger, I did an Alpine cross on my mountain bike. It was 90% agony and exertion. But 10% was absolutely awesome. And I still remember that 10% today. The 90% agony is gone🫣
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So for me, the costs for the "hobby" are currently negative.
Apart from $SBUX, the TTWROR of all my individual investments are via $XDWL where the majority of my assets are invested (~70/30 word/EM).

Does this mean that I can "beat" the index?
No, because I only buy individual stocks when they are a good deal.
These are hard to find and not that common - so it would simply cost me too much opportunity if I kept the money as cash only for 10/12 months.

Plus I work full time and don't have the time to do enough stock analysis to put together a sufficiently diversified portfolio (and while I use some YT to find stocks, I ALWAYS do my own independent analysis before I buy - and they're often too expensive by the time I find the time)
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So is it better to buy the VanEck Crypto Leaders ETN than to try your hand at crypto picking? 🤔🙈
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Are you still on the train? or did I miss the fun?
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