1Yr·

+++ Olaf is proud of you +++


Currently, all of Finfluencer Germany and getquin is going crazy... Wow! How great... where otherwise Sparbüchler and Sparbüchlerinnen are laughed at are suddenly all quite hyped the interest because of... "Great cinema". 🍿


#memefriday
#zinsen

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You mean Olaf is Scholz on me?
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Live and let live. There is always a discussion here about the "cash ratio" and anyone who holds one is not doing anything wrong with 2%. I am not hyped because of 2%. I come from a generation where there used to be much more for time deposits & Co. Nevertheless, 2% is great if you have money lying around and don't want to invest it. Maybe one or the other is also annoyed by the 100% in the market and can currently only dream of 2%😉 I'm now in my mid-40s and have unfortunately started too late with investing, but always good use of fixed deposits & Co. So the Olaf style...while living frugally and accelerated in the job. Now I have been highly invested for a few years in relation to my total assets, but still have the opportunity to take full advantage of the 2% at TR. And that's what I do. Yes, for me this is "Great Cinema"🍿 There is not only one way to let your capital work. I call it risk allocation.
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And when ING advertises 2.5% next month and DKB 3% the month after that, the herd follows the advertising gag. I'm not sure now  maybe I'm the only non-millionaire here. But I won't change banks for a temporary interest rate difference of 1-1.5% on overnight deposits   ...
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To be fair, here is so much young people on the road, who experience for the first time that you get 2% interest on the account 😂. However, that some want to park big money now on the clearing account with TR and not invest 🤦🏻‍♂️, yes, Mr. Scholz would burst with pride. Some money on the clearing account is always with me at TR because of savings plans or spontaneous individual purchases. There I just take a little interest, why not 🤷🏻‍♂️? That some there now but extra money on the clearing account rüberschieben and it there to bunker because of the interest ... well, I think there are also accounts with even higher interest currently, if you are looking for something like that. But it's always funny 😎🍿🥤.
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It may not even be about getting more by investing. The bottom line is that 2023 will once again not be a banner year, at least not in the first half. So it's all the better, if you have cash, to bunker it in TR rather than in a savings account, where you might get 0.0%. 👍😵‍💫
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Don't see it as an alternative to investing, but if I can leave my cash hedged there for 2% and wait for market opportunities, it's still better than leaving it in my checking or overnight money for 0.0%-0.2%.
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In the end, most Germans have a little Olaf in them and stash their money uninvested somewhere...
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Strong, mega meme 🔥🔥 I take the 2% with me, there is always something on it. Savings plan and individual purchases. I will do a devil and then put here purely the nest egg. Much too easy and much too dangerous that I will then but then at some point, somewhere reinbuttern..because there's always opportunity for it. So if's eh comes...Thank you nest egg - in any case
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My standard reaction to something like this: Chill your balls. We get it. You can stop cluttering up my timelines with this.
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Genius idea of the TR marketing department👍 Would not like to know how many new customers this will now bring🙉
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