To be fair, here is so much young people on the road, who experience for the first time that you get 2% interest on the account 😂. However, that some want to park big money now on the clearing account with TR and not invest 🤦🏻♂️, yes, Mr. Scholz would burst with pride. Some money on the clearing account is always with me at TR because of savings plans or spontaneous individual purchases. There I just take a little interest, why not 🤷🏻♂️? That some there now but extra money on the clearing account rüberschieben and it there to bunker because of the interest ... well, I think there are also accounts with even higher interest currently, if you are looking for something like that. But it's always funny 😎🍿🥤.
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@CashDividendGamer I share 100%.
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@CashDividendGamer right 2% is always better than 0.5%
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@CashDividendGamer It always depends a little on the individual situation of the person. In my case, I am currently investing a large sum gradually via a savings plan, as I did not want to invest "all at once" at time X. This means that a large part of the sum has so far been in a clearing account at just under 0% interest. This means that a large part of the sum has so far been in the clearing account at just under 0% interest. Until the full amount is invested, 18 months are currently planned. Investing it in another way was out of the question, because it has to be available in the short term to service the savings plans. And whether I now receive €30 in interest, as I did last year, or €1,000 p.a. through a simple transfer, makes a difference to me.
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@MilhouseVanHouten If the money is already earmarked for investments, it is wonderful to collect 2% interest in the meantime 👍. I'm talking about people shifting the nest egg from the call money account to the clearing account because of the 2%, but it simply has no place there. The temptation to invest with it will be too great for some. These people should rather look for a call money account with conditions that suit them better if they are currently dissatisfied.
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@BoersePG No question about it. I just think that the nest egg has no place in a clearing account. If you are unhappy with your current account, you should look for a current account with better conditions. Putting the nest egg into the clearing account is at best a stopgap solution in my opinion. This is money that is not primarily intended for investment and here the temptation is too great for many. But of course that's just my opinion, and in the end everyone has to know for themselves.
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•@CashDividendGamer I agree with you 100%. Only if dividends come in and these also earn interest at 2%, why not 🤣
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@CashDividendGamer Thank you! Absolutely! 👍
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