8Mon·

How much gravel do I have to put in the $IWDA (-0.22%) or $VWRL (-0.33%) or $VWCE (-0.22%) or $HMWO (-0.27%) to be able to retire early?

Here is a link where you can calculate and set your goals :)

https://www.parqet.com/rechner/

Info: Haven't checked it for accuracy yet - if anyone reads this at all, competitors and all...

Maybe also something for @KevinE and @Epi

11 Comments

Kevin E.@KevinE

8Mon

The calculator is basically not bad. In my opinion, it is also perfectly adequate for a rough overview/planning. In the coming parts of my "Financial freedom" series, however, I will go into more detail on some points that are not insignificant for many people (including pension entitlements that you have already earned).

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View all 2 further answers

“Klaatu_Barada_Nikto!“@Ash

8Mon

Thank you! I love gimmicks like this 😍

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Pope Donkey XXI@DonkeyInvestor

8Mon

It's really ridiculous. I select the ETF calculator and have to enter the interest rate manually 🤦.

I might as well use the services of https://m.zinsen-berechnen.de/.

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Alpalaka@Alpalaka

8Mon

@DonkeyInvestor do i hear a mimimi?

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Pope Donkey XXI@DonkeyInvestor

8Mon

@Alpalaka one? Seven!

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Alfred E.@Papiertiger

8Mon

I can't realistically manage the 3 million (for a monthly withdrawal of €5,000) in ~ 20 years by being employed. So what the heck, as much as I can 🤓✅

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Kevin E.@KevinE

7Mon

@Papiertiger Is €5k your pension gap?

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Alfred E.@Papiertiger

7Mon

@KevinE for 2 (better half only part-time) roughly estimated with inflation 4-5k. You still have to roughly deduct 15-20% (full contribution AG/AN) for health insurance, if I'm not mistaken 🤯

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Kevin E.@KevinE

7Mon

@Papiertiger How many years would you have to pay KV yourself? Depending on the case, this is usually covered again when you retire.
At https://frugalisten.de/krankenversichert-als-privatier/

there are some clues. Sorry that I can't be more specific, but of course I don't know your individual situation.

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