I'm happy to join this illustrious group. At the end of 2021, I decided to focus my portfolio on dividends. You can see the result in the attached screenshots. The snowball is just starting to roll. ⛷️
The new updates are really fun, a great result @getquin . If you can now show the net dividend across the board and the data scope expands (I had to manually enter the dividend of the alliance fund), there is no reason to use competing products anymore.
#3h
#howsyshaussehedge
#cashflowisking
3H - Howsy's Hausse Hedge - Quarterly report
Quarter IV 2023 (01.10.2023-31.12.2023)
🗄️Overall performance in the period indicated
🟢 +5,3%
🔴 October -2.5%
🟢 November +4.4%
December +3.5%
🧭 Performance of the benchmark indices in the specified period
iShares Nasdaq 100 ETF +9.58%
iShares Core Dax +8.59%
iShares Core S&P500 +6.19%
Despite a bumpy start in October, my stock market year ended on a very conciliatory note. Although I was once again unable to outperform the tech-heavy indices such as the Nasdaq and the S&P, I won the competition against the old men from Omaha (now unfortunately just an old man ☹️) and the FTSE All-World High Dividend. With regard to the strong DAX, I hope that we have reached the bottom in Germany, both politically and economically. As we all know, the future is traded on the stock market and it obviously looks bright!
📈 Top stocks in the period mentioned
🥇 Bitcoin +48.99%
🥈 Ethereum +31.26%
🥉 Blackrock +19.74%
📉 Flop values in the specified period
Bayer -26.01%
Exxon Mobil -17.91%
Medical Properties -9.91%
💸 Dividend distributions (net)
705.90€ (+61% compared to the same quarter of the previous year)
Top dividend payers
🥇 Vanguard FTSE All-World
🥈 Realty Income
🥉 iShares Stoxx Global Select Dividend
I used my savings rate in the previous quarters to build up equity for a solar system. The PV system has been in operation since November. I was therefore able to add my savings installment to my custody account as usual. This time, however, I opted for larger one-off investments rather than savings plans. In the past quarter, I bought Deere, Phillip Morris, BAT, P&G, Allianz and Siemens. I am not yet sure about my future buying strategy. The (successful) one-off investments require much more time than I am able to sacrifice. On the other hand, savings plans are too rigid to react to extraordinary events.
The annual financial statements and outlook for 2024 will follow in the next few days.
Enjoy the holidays, recharge your batteries and then head into the new year full of energy!
#3H
#howsyshaussehedge
#quartalsbericht
3H - Howsy's bull hedge - quarterly report
Quarter II 2023 (01.04.2023-30.06.2023)
🗄️Gesamtperformance during the period indicated
🟢 +3,08%
🟢 April +0.6%
🔴 May -0.1%
🟢 June +2.6%
Performance of the benchmark indices in the period under review
Nasdaq100 +15.56%
Berkshire Hathaway +10.08%
S&P500 +8.62%
Never bet against America! This or something similar could be the headline of the past quarter. The US indices, above all the large tech stocks, were able to convince with strong price gains. Since my tech exposure is limited, my portfolio could only benefit from the comeback to a limited extent. Nevertheless, I was able to beat the DAX (+2.81%) and the FTSE All Word High Div (1.51%). "Sail away in May" would have been silly.
📈 Top values in named period
🥇 Amazon +25.61%
🥈 Microsoft +19.31%
🥉 Hercules Capital +17.57%
📉 Flop stocks in named period
AT&T -15.95%
BioNTech -12.85%
Walt Disney -10.72%
💸 Dividend payments (net)
1,183.49€ (+167% compared to the same quarter of the previous year)
The first time my dividend income is in four figures! This is how it should continue.
Top dividend payers
🥇 VermögensManagement Growth
🥈 BASF
🥉 Vanguard FSTE All-World
Since the middle of the second quarter, I have unfortunately had to cut back sharply on my monthly investments in the stock market. The reason: building equity for a PV system on the roof of the family's craft business. I play my own bank, so to speak. At the moment, there is also a lot going on in the business, so I can drop by Getquin less than I would like.
Enjoy the sun and be busy, the BIP needs you.
#3H
#howsyshaussehedge
#quartalsbericht
3H - Howsy's Hausse Hedge - Annual report
Annual summary 2022 (01.01.2022-31.12.2022)
🗄️Overall performance for the period indicated
🔴 -12,75%
Q1
🔴 January -5.4%
🔴 February -1.9%
🟢 March +3.4%
Q2
April -2.3%
🔴 May -1.9%
🔴 June -6.0%
Q3
🟢 July +8.1
August -2.0%
🔴 September -6.1%
Q4
🟢 October +6.1%
🟡 November ±0.0%
🔴 December -4.4%
🧭 Performance of the benchmark indices in the period under review
Berkshire Hathaway +8.56%
Vanguard FTSE All-World High Dividend +0.18%
Over the year, I was able to beat the DAX (-12.79%), MSCI World (-13.67%), S&P 500 (-14.31%) and the Nasdaq100 (-30.05%), although in some cases only just. In the end, I am very satisfied with this result.😀
📈 Top values in named period
🥇 Exxon Mobil +67.58%
🥈 Shell +35.34%
🥉 Lockheed Martin +34.54%
Unsurprisingly, this year's top stocks. It ran what was in demand this year: commodities or energy suppliers and unfortunately also weapons systems.
📉 Flop stocks in the period under review
Netflix -68.37%
Ethereum -68.54%
Bitcoin -62.11%
Unfortunately, I threw the Netflix stock out of my portfolio at the completely wrong time: pretty much exactly at the low point after the Q2 numbers. Nevertheless, I do not mourn the stock, as it does not fit into my investment concept at all anymore. The crypto winter has also caught me. Although the crypto exposure of my portfolio is in the low single-digit percentage range, I still intend to hold the stocks as a speculative admixture. I am particularly attracted by the idea of freedom and the independence from fiscally controlled central banks.
💸 Dividend payouts (net)
1702,03€
∅ 141.83€ per month
I exceeded my annual target of 1,980€ gross by making payments of 2,055.26€. A very good result for me! I have only at the beginning of this year my portfolio on dividend stocks and am therefore very satisfied with the target achievement. Since I missed some ex-dates at the beginning of 2022, the dividend income in Q1 should also increase without further action. Nevertheless, distributions as well as fresh capital are constantly reinvested. The snowball is growing.
Top dividend payers
🥇 Realty Income
BASF
🥉 Altria
The 2022 stock market year was tough. At the beginning of the year, I made my portfolio much more defensive on the dividend strategy. In total, I invested €25,815. My portfolio "earned" an annual delta of -13,380.74€. Capital gains tax in the amount of 1.225,40€ as well as order fees in the amount of 191,30€ did the rest. As of 31.12.2022, the value of the securities account amounted to €103,629.19. The increase in the value of my securities account is therefore solely due to my deposits. This circumstance is frightening at first sight, because there was no tailwind from the stock market. However, the future recovery (whenever it may come) should also have an effect on my deposit. At least I was able to reach and maintain my big goal this year - the 100K. Knowing that you are 1/10th stock millionaire on paper feels great! But the year 2023 may make it a little easier for us shareholders.
A short report on this year's and future financial goals will follow tomorrow.
#3h
#howsyshaussehedge
#jahresbericht
3H - Howsy's Hausse Hedge - Quarterly report
Quarter I 2024 (01.01.2024-31.03.2024)
🗄️Gesamtperformance in the specified period
🟢 +8,7%
🟢 January +2.2%
February +2.3%
🟢 March +4.0%
🧭 Performance of the benchmark indices in the specified period
Berkshire Hathaway +19.67%
iShares Core S&P500 +12.32%
HSBC MSCI World +10.86%
What a brilliant start to the new year. You could actually bag everything now and enjoy your returns until the end of the year. But we all know that "time in the market" is what counts. The major indices, with Mr. Buffett leading the way, have even been able to make a big gain. It's just as well that he is also a small part of my portfolio. I was once again able to outperform the All-World High Dividend, albeit only just (+8.06%).
📈 Top stocks in the period mentioned
🥇 Bitcoin +69.11%
🥈 Ethereum +56.67%
🥉 Walt Disney +39.25%
📉 Flop stocks in the named period
Orion Office Reit -37.28%
Medical Properties Trust -29.76%
3M -16,98%
💸 Dividend distributions (net)
754.73€ (+12% compared to the same quarter of the previous year)
Top dividend payers
🥇 Vanguard FTSE All-World
🥈 Realty Income
🥉 iShares Stoxx Global Select Dividend
Lots of green stocks in the portfolio, spring is awakening, the sun is shining, what more could you want? Things are also going really well at work. You could almost call it stress. That's not necessarily a given, as I work on interior construction sites. So I'd rather be exhausted than poor.
The photovoltaic system on our company roof in conjunction with the heat pump is also fun. In the month of March, we only drew 0.98 kWh from the public grid, so we're virtually self-sufficient at the moment.
I have held a TR Visa since the end of March. Any purchases are now rewarded with 1% save-back. The only downside: increased booking effort at PP, as the debits are made from the clearing account. The 4% is of course (partially) lost, but as already mentioned, these are purchases anyway. Why shouldn't I take the 1% with me? At the end of each month, I plan to transfer the amount of my expenses from my current account back to the TR clearing account so that no liquidity is lost here. Nevertheless, I hope that TR will soon introduce a sub-account so that the clearing account is spared from credit card debits.
I also purchased shares worth €4,979.83 in the first quarter. These included major one-off purchases in Ares, Hercules, J&J, Starbucks, Shell, Realty Income, 3M, Lockheed and Deere.
All with one goal, of course: to increase cash flow!
