1D·

"Google Cloud Partner of the Year 2026" AI as a game changer for the entire business model

Hello my dears,

I will remain invested and look forward to the upcoming dividend.

For all GFT investors, or those who would like to become one.

Under the link you will find an interesting report on the transformation and realignment of the company.

At the center of this realignment is a technology that is considered a strategic game changer both internally and externally: the Wynxx platform

(@Dividendenopi , @Danicx13 , @opathomas
@1Chrischi1 )

full report under the link (no advertising)

⬇️

iNTELLiGENT iNVESTiEREN: Kissigs Nebenwerte-Analyse zu GFT Technologies: Vom IT-Dienstleister zur Plattform-Story

www.intelligent-investieren.netKissigs Nebenwerte-Analyse zu GFT Technologies: Vom IT-Dienstleister zur Plattform-Story

19 Comentários

Dividendenopi👴@Dividendenopi

Despite expensive purchases in January and the interim setback, the share has now worked its way up to the magnificant seven in the project

•

Tenbagger2024@Tenbagger2024

@Dividendenopi What is the magic word on the stock market: "patience"

•

Raketentoni@Raketentoni

Why I am currently NOT investing in GFT Technologies!

Anyone thinking of jumping on GFT Technologies (DE0005800601) now should take their foot off the gas pedal very quickly.

The current price fireworks conceal an unhealthy disparity between fantasy and reality.

Here are the unembellished reasons for a clear **"wait and see "**:

* **The illusion of the "game changer":**

Analysts and forums are currently celebrating GFT's in-house AI platform as the ultimate savior for banking transformation. This may sound technologically exciting, but hard facts count on the stock market.

My iron rule is: never get in if the story is bigger than the bare figures. As long as this supposed "game changer" does not have a massive impact on real sales growth, it will remain a pure PR tool that artificially inflates the share price.

* **Growth is lagging behind:**

Current sales growth is a meagre **3%** (5% adjusted for currency effects). For a company that is currently being celebrated as an "AI transformer", this is far too little momentum in operational terms. The market is currently paying massive advance praise for a future that does not even exist on the books yet.

**Consulting does not scale like pure software:**

GFT is not a pure tech company with infinite margins, but an IT service provider. Every new order requires expensive specialists and consultants. The operating margin (EBIT) is stuck at **7.0%** - that's solid, but a far cry from a highly profitable software money-printing machine.

** **Unfortunate entry point (FOMO trap):**

The share has staged a dynamic 30% rally in recent weeks. Anyone who buys now is chasing the hot momentum and runs the risk of entering directly at the local peak before the unexcited fundamental reality check sets in.

**Ice-cold conclusion

GFT is a classic case of "story beats substance" at the moment. As long as real sales growth does not pick up and the margin remains in the single digits, it is better to just watch from the sidelines.
If I were already invested, like @Dividendenopi for example, I would stay in, but I'm staying out of the stock 🤷

•

Tenbagger2024@Tenbagger2024

@Raketentoni Yes, you're right. Difficult to judge. And you're absolutely right. AI is changing the entire software industry. Nevertheless, I believe that a reliable partner is still needed, especially in such a sensitive business area as banking and insurance. And no bank or insurance company is likely to entrust their data to the large AI models alone. For most software companies, this is probably the biggest transformation in their history. This means uncertainty and perhaps even stomach pressure and more staff at the beginning. But those who invest in research now and can deliver the best models in the end will only be able to win this tough competition. As a family-owned company with many years of experience and short communication channels, GFT has a good chance here. And in the end, it may have been the right decision to give up a few percentage points in margins in order to survive in the end. What does the banking expert say @Get_Rich_or_Die_Tryin. Would the savings bank leave the data and IT to a large AI model?

•

Raketentoni@Raketentoni

@Tenbagger2024 oh well, I like it when the active people here discuss things sensibly and everyone has their own opinion. I just wouldn't invest, that's all. But I'll keep my fingers crossed for you. Just like you didn't want to invest in $MYO and I'm now up 20%. 😬
I'll introduce another nice share this evening, I haven't had time yet. Definitely something for you and @Get_Rich_or_Die_Tryin

•

Get_Rich_or_Die_Tryin@Get_Rich_or_Die_Tryin

@Tenbagger2024 No, the savings banks in the association use their own model. Everything on FI servers in Germany.

•

Tenbagger2024@Tenbagger2024

@Raketentoni Thank you, my dear, I am absolutely with you on the margins. But the dividend yield and the valuation are not uninteresting either. we'll see. In chart terms at least, not uninteresting at the moment either

••

Tenbagger2024@Tenbagger2024

@Raketentoni Well, what do you mean, I think it's an exciting company. But my depot is bursting at the seams. And as I've written before, we can't sit on every express train. There are often some really good gems among your and my ideas. But there are just too many to be everywhere

••

EugeneKrabs@Danicx13

You simply present great stocks - just as you did with Aixtron 📈👍🏼

•

Tenbagger2024@Tenbagger2024

@Danicx13 and if you buy them you have a good nose for them

•

Frank@schlimmschlimm

I already got in last year, and I'm staying invested for the time being at around €16. If only because of the dividend. I currently see no reason to stay invested for the time being. Even if you can't dismiss the arguments of @Raketentoni out of hand. I'll keep an eye on further developments.

•

Tenbagger2024@Tenbagger2024

@schlimmschlimm Yes, you are addressing something, Mr. Prompt criticizes the growth a little, but overlooks the very high dividend yield. This constellation is not very common, a growth stock with a good dividend yield. I could just think of $MUM. As far as growth is concerned, I also take a somewhat conservative view of the estimates. All we need is a few more orders from banks and insurance companies and we could be in for a surprise. The cooperation with $FICO should perhaps also be mentioned. The company is also involved in Neura Robotic. And is building up another foothold in the industry.

•

Frank@schlimmschlimm

22H

@Tenbagger2024 Exactly! The overall package is still right and I still find the prospects interesting. $MUM has been on my radar for some time, also with regard to dividends. It's definitely worth considering for the next reallocation into a dividend stock. But I'm still not sure what effect the Ki issue will have?

••

Tenbagger2024@Tenbagger2024

22H

@schlimmschlimm Yes, that's true, good question. M+M is just as much a family business as GFT. Also many years of experience, with a large customer base. My first opinion would be that the potential of AI has not yet been properly recognized in the industry. And people tend to talk about AI in administrative terms. But the full potential of AI is yet to be realized in industry. And here M+M is a company that is making it possible. Another beneficiary should also be $HMS. Of course, this is just my opinion and assessment

•

Frank@schlimmschlimm

21H

@Tenbagger2024 Basically, I'm pretty much with you on your assessment. With many business concepts, it is also really difficult to estimate how everything will develop.

•

Tenbagger2024@Tenbagger2024

21H

@schlimmschlimm as already written. Take a look at $HMS. These could be the key to making machines capable of AI

•

Frank@schlimmschlimm

21H

@Tenbagger2024 You've presented them before. I'll take a closer look at them again.

•

thomas@opathomas

Dear Tenbagger, thank you very much for your constant supply of helpful information🫶
I bought 200 shares in February of this year and am up 64% today. Thank you....
Best regards
Thomas

••

Tenbagger2024@Tenbagger2024

@opathomas Thank you for your great feedback. But we should also take @Raketentoni Mr. Prompt seriously, and stay on our guard a bit

•