14H·

Example securities account

Hi Hi everyone, what does the swarm intelligence say about this fictitious portfolio? Focus on (dividend) growth + some high income players. High income is cool, but I don't want to leave any returns over this very long investment period. That's why the high-yield stocks are weighted quite low.

Half classically in Invesco's FTSE, where the dividends would be reinvested for the next few decades. Boost S&P to US + tech share. Otherwise it would be a bit too little for me. Otherwise of course a bit of Bitcoin, my favorite blue chips for exposure (incl. good divi growth :D)+ steady income stuff. Overall, I think the sector distribution + the country distribution are okay. Investment horizon is >40 years, so I can take the US cluster risk for now. The only thing that gives me a bit of food for thought is the weighting of the top 10 positions. That's a good 35%. Of course the Mag7 (well rather Mag6, Tesla falls a bit) + other blue chips and $BTC (-0,35%) . You can see the exact allocation by clicking on it below.

What do you think? Too much of a good thing? Too big a lump? I look forward to any feedback. :)

23Posições

€ 1.008.325,94

0,74%

4 Comentários

Golden Boy@randomdude

10H

Wouldn't be for me, and I would have said that three years ago. The FTSE All World, Bitcoin and the small savers' income favorites: why not. But I find it difficult to overweight the US and tech in particular in the long term. You're only betting on what has done well over the last 10 years. Classic recency bias.
Instead of going into the race with certain stocks for the next 40 years, I would define rules for what I buy. And I would be inspired by the classic factors.

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Olli@Olli68

10H

It would be too much dollar for me. I would take a EUR-hedged Nasdaq (e.g. $EQEU ) instead of the S&P500. The rest is then ok.

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Epi@Epi

In terms of portfolio size, I would diversify more. Sectors, currencies, asset classes, strategies.

If the USD and S&P500 drop by 30% each (this happens all the time and can happen at any time), you're half a million poorer. That would cause me stress. 🥶

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Kochi@K0chi

@Epi I only took the Mio as a reference value to make it easier for me to do the math xD. Otherwise you have a good point, at least I wapped the S&P and swapped it for a € hedged. I wrote a little comment about it.

https://getqu.in/HXGfMU/

Otherwise: I still have gold in my portfolio anyway, I won't sell it either. I might have to add it to the new portfolio. Regarding strategies: of course, we can't predict what the growth stocks will look like this morning. I decided against divi etfs like $TDIV because I don't want to leave any growth lying around, after all I still have 46 years until retirement (as of today). That's why I have 65% of the portfolio in growth etfs via all World and the S&P. I also considered bonds, money market etfs, etc., but then decided against them for the same reasons as $TDIV.
With my investment horizon + my (well, bad :D) experience as a retired shitcoin trader, I can take a certain amount of risk. We'll see what the future brings. Thanks for your opinion anyway :))

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