From a rational point of view, ETFs make the most sense. Personally, however, I have to say that shares are more "fun". But if I were you, I would think carefully about what you want to invest in beforehand. Allianz, for example, is interesting if you want to collect dividends. Or a tech company like Microsoft or Alphabet (currently quite highly valued?) if you're not interested in dividends in the short term.
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@Alex_2001 agree with you, except for the point that $GOOGL is expensive. Despite the jump in the share price, they are still reasonably valued in a long-term comparison and in the tech sector.
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