My wife has been saving stupidly for a long time. $VWRL (-0,8%)
As the USA and tech share is very high there, we would now like to add 1-2 more ETFs to balance out the portfolio somewhat.
I was thinking of an emerging market ETF and a dividend ETF in order to be broadly diversified across everything.
More specifically, I was thinking of the emerging markets from $VFEM (-0,17%) in particular.
With the dividend ETF, I'm still wavering between the $TDIV (+0,02%) or $ZPRG (-0,21%) .
Your opinion or addition to the ETF?
