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Portfolio development and my further plans

Hello everyone,

This is my current portfolio. The aim is to achieve a ratio of 60% etf, 35% equities and 5% crypto (gold is physically held in the bank safe). The ACWI is saved via my custody account for my daughter and can be excluded from the overall view. The choice of the all world and gerd kommer ETFs is also a conscious one.

If the German dividends have been paid by May, my plan is as follows:

50% DHL sale

Sell 100% of VW, BMW and eON to minimize the German lump. The proceeds are to be redistributed as follows.

50 % $VWCE (+0,1%)

30 % to the msci urilities

10 % in the $DMAG (+2,04%)

And 10 % in $PNG (-0,87%)

This is followed by adjustments to the savings rates.....

Comprehensible plan? I think I'll be even safer or more diversified this way and have a bit more fun, but no chocolate ....

28Posições

€ 30.605,16

10,76%

2 Comentários

Julian@MoneyISnotREAL

1) Why do you want to wait for the dividend payment? The dividend is deducted from the share price.

2) I find the MSCI Utilities & $DMAG with 30% ... a little too heavily weighted as a sector bet. Worth considering as an admixture, e.g. 5%.

3) $PNG with 10% as an individual stock, or currently also somewhere as a "hype stock", mhh... Everyone has to decide for themselves whether they want to put so much of their assets into one stock.

Otherwise, I can understand the combination of $K0MR and $VWRL. Covering everything globally with two products and still cost-effective.

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Christian@Gebsen79

@MoneyISnotREAL Yes, you're absolutely right. I've been thinking about it for a while now and have come to the conclusion that I'm not going to wait and see.
I'm going to fundamentally reorganize everything tomorrow and set it up with a view to the future, without this factor that I've rarely been able to part with so far: "Oh, even if I don't have much of stock x yet, it's sure to become something at some point....and then you'll have a whole bunch of them" ....that just doesn't make enough sense structurally.
I'm parting with tomorrow:
$MSFT, $ISPA, $AMZN, $VOW3, $BMW, $DHL, $EOAN and my little riding....all together, minus taxes on winnings, that's about 11,000 euros.
These 11,000 euros are then
65 % in $VWRL
12 % $4901
10 % $PNG
8 % world urilities and
5 % $DMAG....

The steps now are intended to initiate a move away from cluster risk, a broad diversification in the core, traceable satellites and a few fast moons around them.

Once I've done all that, I'll rebalance my portfolio and report on my strategy and savings plans.

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