23H·

From electricity payer to investor: My BKW project goes live

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Hello everyone,

I have been running my balcony power plant (1.9 kWp east-west/south combination with 5.25 kWh battery) in test mode for the last few months.


The dynamic Tibber tariff has recently been added.


In order to make the success of the system in the depot really tangible, I want to visualize the savings completely separately and put them in a single position.


As my own solar dividend, so to speak.


The logic behind this is simple:

My old discount was €74. I use the refund from the old contract as starting capital for the first one-off purchase. From now on, the real difference goes into the deposit every month - i.e. €74 basic discount minus the current Tibber monthly bill. If the bill runs towards €0 in the summer, almost the full €74 will go into the share.

As my core portfolio (World ETF) is to remain untouched, I am currently wavering between two completely different approaches for this pure visualization project:


Option A: A classic Nasdaq-100 ETF.

This puts the money directly into the tech sector. Maximum growth potential in the long term, which somehow fits in quite well with the "future vibe" of the solar system.


Option B: A simple money market fund (e.g. $XEON (+0%) ).

The safe bank. The savings are parked virtually 1:1 as cash and take the current interest rates completely without price risk. The stable counterpart to fluctuating electricity prices.


What would you choose for such an experiment? The yield turbo or the interest storage?


@DividendenWaschbaer How are you doing it? Is your large investment already running?

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11 Comentários

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Would choose Rendite-Turbo.
At €500/year, I'm not even thinking about overnight money. You won't get 10€ out of it
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@Alpalaka If you're honest, you won't actually get anything out of it. The fact is the visualization that I can see when the costs are back in. When the €2000 position is deposited, I know that the thing is paid for 😂 . Yes, the nasdac actually tickles me a bit more than the money market fund
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Is this an app with the project or something else
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Nice idea. I actually don't know if I'll do anything with it. Maybe I'll just let it run and be done with it. It's not connected yet. Not until the end of June.

The experiment is interesting. But the NASDAQ (especially in the current situation) also has great potential to fall, which of course makes a savings plan attractive. But for it to really ("safely") pay off, you would definitely have to let it run for longer.

You could also invest the money in solar parks.
$HRPK
$UKW
$IBE

Or in infrastructure such as $EOAN or $RWE

Alternatively, of course, a solar etf. I'm sure there is one.
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Do you have Pulse or a smartmeter with gateway? If 2. who installed it?
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@Investor_in_Jogginghose I use the Pulse in an apartment building. It works very well. I received a new electricity meter from EnBW just over a month ago (but no smart meter gateway)
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@GoDividend I am with rabot Energy and already have a gateway which is finally working after 8 months. I would like to switch to Tibber, but I don't know if the switch will go smoothly. I'll give it a try this winter. Tibber has the better tariff, with rabot you always pay some commission.
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@Investor_in_Jogginghose Feel free to contact us again 😅 there should be something like customer advertising😂
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@GoDividend I'm trying to think about it. In any case, these tariffs are game changers. I only had €39 in electricity costs in April because I was able to charge my Taycan at negative prices. I earned €7.50 in one day of consumption.
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@Investor_in_Jogginghose I don't have an e-runabout yet, but never say never. Maybe one day when the old carrot no longer wants it
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