3D·

Portfolio performance in May

Absolute midfield in the GetQuin community (but you're good too!🫡😬)


I still have a cash quota of about 20%, from which I make weekly $VWRL (+1,44%) and $VEUR (+0,55%) (to specifically increase my European weighting).


US markets are still historically expensive and a further depreciation of the USD could put additional pressure on the US portion of the portfolio.

I would use larger setbacks for one-off investments.


The 2.25% overnight interest rate at TR, or ~2.157% (thanks @Epi) at $XEON (+0%) I am currently still happy to take it.


That's it already.

Keep going! 👍🚀

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16 Comentários

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Better than 3xGTAA! 😅

Incidentally, the ECB's overnight rate is 2.25%. A $XEON doesn't yield any more than that.
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@Epi $XEON yields more because it reflects the market-based short-term interest rate.

The ECB interest rate is a theoretical reference interest rate for banks.

Better than 3xGTAA... in the month 😬
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@BigMo "The current €STR, as of June 03, 2025, is 2.17%." 🤷
Plus the 8 basis points equals the 2.25% mentioned above. TR simply passes this on. Where else would 3.5% come from?
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@Epi indeed! 😭
"Despite the current €STR of 2.172% (as of June 3, 2025) and the premium of 8.5 basis points, this results in an index return of around 2.257%. After deducting the TER, the expected net return of the ETF is approximately 2.157%"

😅 So even less than the current TR call money...
Still the best cash alternative for my second custody account.
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@BigMo Believe Unit Plus with CashPlus yields more than TR 🤔
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@BigMo Exactly. Better than call money, giro money or cash. The good old $XEON.
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@mami_goes_boerse Maybe, but I won't open another account for this minimal additional return 😀
If they're currently paying more overnight money, it's guaranteed not to last long.
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@mami_goes_boerse Less 0.6%pa fee. Then you end up with TR and Xeon again.
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@Epi You're right again 🙄
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@BigMo And whoops... down to 2%. 😬
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@Epi Aaaaaand it's gone 😐
Ver todas as 2 restantes respostas
How will you deal with your cash quota in the near future? Do you have a specific size that you want to achieve in a certain period of time?
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@Option-Wan-Kenobi If the market doesn't make any major setbacks where I would buy extra, the cash ratio with the current savings rate is sufficient for a few years.

My high cash ratio is also a counterbalance to my disproportionately large Bitcoin position.
I will also shift some of this to $VWRL.
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Hensoldt 450€ dividend? Do you have a 2.6 million portfolio?
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