1Semana·

Going all-in on Bitcoin—stupid or understandable? 🟧

I’m actually seriously considering turning my current investment strategy completely upside down.

Up until now, the MSCI World has basically always been my core investment. But lately, I’ve been toying more and more with the idea of selling almost all of it and shifting my portfolio heavily toward Bitcoin.

Of course, I’m aware that this involves significantly more risk and that I’m also taking on extreme concentration risk. At the same time, though, I’m finding myself wondering more and more often whether, in my mid-20s, I really want to be so defensive and diversified, or whether now isn’t actually the perfect time to consciously take on a little more risk.

So I’m just asking the group:

What would be the strongest arguments for and, above all, against this move?

I’m less interested in the typical “BTC 🚀” comments and more in how you actually see this playing out in the long term. #btc
#crypto
#longterm
#vermögensaufbau $BTC (+0,69%)

85 Comentários

Pinky and the Donkey@DonkeyInvestor

1Semana

Don't go "all in." My opinion hasn't changed over the past 4 years, and you can read it here:
https://getqu.in/0WFLWi/

If you like, you can certainly give Bitcoin a high weighting in your portfolio.

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Scorcer@Scorcer

1Semana

@DonkeyInvestor Perfect, thanks, dear donkey! I'll check it out right away 👍👍

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AI sagt@GoDividend

1Semana

@DonkeyInvestor Who actually elected you president in the meantime? 🤣

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Wealth-Accelerator@Wealth-Accelerator

1Semana

@GoDividend Since when do you need elections for that? 🤷‍♂️

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Pinky and the Donkey@DonkeyInvestor

1Semana

@GoDividend Manipulation and Fake News

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Korni@Korni1987

@DonkeyInvestor I totally agree—going all-in on BTC has obviously paid off big time in recent years. Diversification is still important, though. If you’re up for it, just allocate 15–30 percent to BTC. I’m currently looking to increase my allocation as well, but to a maximum of 15 percent—which, given my net worth, is already a pretty hefty sum....

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SharkAce@SharkAce

That opinion was stolen from Bitcoin Oli, after all!

(Does anyone even remember this guy anymore? 💀)

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Pinky and the Donkey@DonkeyInvestor

@SharkAce Yeah, me. But nobody here knows you anymore.

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SharkAce@SharkAce

@DonkeyInvestor But you—and that's what matters most 🤍

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Pinky and the Donkey@DonkeyInvestor

@SharkAce How are you? What have you been up to?

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SharkAce@SharkAce

@DonkeyInvestor So far, so good. Work and my personal life are going great.

How are you? How's the family? :D

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Ver todas as 11 restantes respostas

Stefan21@stefan_21

1Semana

I took the plunge in 2022 and shifted my entire stock portfolio into Bitcoin. I’ve never regretted it.

But I can’t say it’s easy when my entire net worth plummets by 50% yet again 😅 I’m so convinced of Bitcoin’s potential that I can weather these downturns, take advantage of them, and buy more. I do think, though, that this isn’t for everyone.

And I, too, would like to diversify a little again in the future. My ideal allocation would be about 70% BTC and 30% global ETF. That way, I’ll have some upside potential, but also some downside risk during bear markets.

Think this through carefully and don’t act on emotion just because BTC has risen sharply in recent days. Sleep on it for a few days and really think it through. That would be my advice😘

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Scorcer@Scorcer

1Semana

@stefan_21 Thanks for the advice 👍 In that case, I’ll let it all sink in for another week or two before I do anything.

And even if I do decide to go for it, it won’t happen overnight anyway 😄 My ETFs are still with Scalable. It can easily take 10 days for them to be sold, the taxes to be paid, the money to be deposited in my main bank account, and then transferred on to TR 😂

So I’ll inevitably have a little more time to think it over, haha

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Pinky and the Donkey@DonkeyInvestor

1Semana

@stefan_21 What? Sleep on it for a few nights? By then, Bitcoin will have easily broken the 150k mark.

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Scorcer@Scorcer

1Semana

@DonkeyInvestor Don't scare me like that😭

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Solitair@Solitair

1Semana

@DonkeyInvestor Yeah, it's about time—I was just about to ask you why it's taking so long.

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Pinky and the Donkey@DonkeyInvestor

1Semana

@Scorcer But I do enjoy spreading fear and terror

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Pinky and the Donkey@DonkeyInvestor

1Semana

@Solitair Sorry, as president, I have other responsibilities as well and can't take care of everything at once.

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Korni@Korni1987

@stefan_21 What amount does "all in" refer to?

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Stefan21@stefan_21

@Korni1987 I'm not going to talk about specific amounts or how much BTC I own here :)

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Korni@Korni1987

@stefan_21 🤦

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Stefan21@stefan_21

@Korni1987 Well, why do you care? What's the point of knowing how many BTC a stranger on the internet has?

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Ver todas as 3 restantes respostas

Powell@TheRealPowell

1Semana

I can't say it enough! As soon as it goes up 20 percent after a 50 percent correction, everyone gets hit by FOMO again. Don't rush into anything, or you'll be the next one to get taken out!

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Scorcer@Scorcer

1Semana

@TheRealPowell If my investment horizon is 10 years, feel free to “pick me up” the next time the market takes a dip. Just make sure you can still find me in 2035 😂

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TradingHase@TradingHase

1Semana

In my opinion, putting all your eggs in one basket is always a mistake unless you’re 100% certain—based on insider knowledge—of a stock’s direction. With Moderna, you could have nearly tripled your money, but those are usually just lucky breaks.
I’m firmly in favor of diversifying your investments.

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Solitair@Solitair

1Semana

Just go with a conservative 70/30 split.
So, 70% Bitcoin and 30% MSCI World.

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Scorcer@Scorcer

1Semana

@Solitair But calling a 70% Bitcoin allocation “conservative” is pretty bold, too 😂 I’ve always liked the 70/30 split, though. Thomas Kehl would be proud of me 🥹

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Chris@Psychedelic_Sunflower

1Semana

Just ask yourself honestly whether you would have taken this step if BTC had plummeted 20% last week instead of rising. If the answer is yes, go ahead and do what you can't help but do. If the answer is no, it's FOMO.

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Wealth-Accelerator@Wealth-Accelerator

1Semana

It's about time for this post again: https://getqu.in/17lw5e/ 😉

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Seventrader@7Trader

1Semana

You are!
You are!
You are!

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Pinky and the Donkey@DonkeyInvestor

1Semana

@7Trader You are!
You are!
You are!

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Wealth-Accelerator@Wealth-Accelerator

1Semana

@DonkeyInvestor Getquin claims you're having a conversation in French 😂😂😂

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Pinky and the Donkey@DonkeyInvestor

1Semana

@Wealth-Accelerator you are!
You are!
You are!

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Tothemoon99@Tothemoon99

1Semana

@Wealth-Accelerator If you hadn't written that, I really would have kept thinking it was French 🤣🤣

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InvestingJourney@InvestingJourney

1Semana

I’m also a fan of investing a portion in Bitcoin. But I also have to @stefan_21 that going “all in” on Bitcoin isn’t for everyone. For me, for example, it wouldn’t be the right choice, since I don’t want to take on that concentration risk. I tend to compare Bitcoin to a single stock. Even if it were Apple or Microsoft, I wouldn’t want to go “all in” on them.

The important thing about your decision is that you don’t end up saying later, “I wish I’d done it differently,” even if your plan doesn’t work out 100% the way you imagined. As long as you stand behind your decision, no matter how it turns out, stick with it.

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Scorcer@Scorcer

1Semana

@InvestingJourney Thanks for your opinion 👍 I definitely understand where you're coming from

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Mike U.@MikeUpegui

1Semana

In my opinion, Bitcoin is a must-have in any portfolio. But how much should you actually invest? I recommend that you familiarize yourself with Bitcoin and the various strategies for investing in it, if you haven't already. Then you'll be able to make the right decision.

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Fuzzi@Invest-Fuzzi

1Semana

I don't think you can give any general advice on this. It also depends on how much you want to invest.
In the long run, in my opinion, you can’t go wrong with BTC, but you probably shouldn’t put all your eggs in one basket...
You have to figure out what makes you feel comfortable and lets you sleep soundly.
I’ve been slowly rebalancing my portfolio over the last 8 weeks, but I’ve set a limit of about 25% of my portfolio (though, if things really take a nosedive again, you could always add a little more…—oh crap…).

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Scorcer@Scorcer

1Semana

@Invest-Fuzzi I currently own 1.59 BTC and would actually like to increase that to at least 2 whole BTC. At the current price, I’m roughly 27k short of that, which I’d have to pull from my MSCI World portfolio and reallocate accordingly.

That would mean Bitcoin would then make up about 62% of my portfolio. It’s obviously a significant concentration risk, but I think I could handle it🥲

Still, I’m going to let it sit with me for a few more weeks before I actually make any reallocations👍

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Scorcer@Scorcer

1Semana

@Invest-Fuzzi If things really hit rock bottom again, the limit will be blown anyway. We know that all too well😂

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Fuzzi@Invest-Fuzzi

1Semana

@Scorcer That’s a good starting point… Well, since my portfolio is about the same size, I can totally relate.
I have 1 BTC and actually considered increasing it to two, but then the price went up (too) quickly.
I’m going to wait for now. If it keeps going up, I’ll hold off; if BTC gets back into the 55k range, I’ll top up…
Since you’re quite a bit younger than I am and closer to having 2 BTC, I think you can easily go ahead and buy the remaining 0.41 BTC. It doesn’t have to be right away. I think there will still be (at least minor) pullbacks...

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Fuzzi@Invest-Fuzzi

1Semana

@Scorcer Yeah, I guess you're right😁

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Scorcer@Scorcer

1Semana

@Invest-Fuzzi Yeah, I noticed that too when I read your posts and looked at your portfolio allocation, haha. We’re basically in the same boat😂

Just like you described, I want to give it a shot, too. Hoping for some minor pullbacks, and if they don’t happen, oh well. Then my World will just have to take a bit more of a hit😂

Wishing you all the best on your journey, and hoping you still reach 2 BTC at your desired price! 🙌

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Fuzzi@Invest-Fuzzi

1Semana

@Scorcer Thank you 😊 and I wish you lots of success and a little luck, too 🍀
It's also nice to find two similar strategies and share ideas...

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Scorcer@Scorcer

1Semana

@Invest-Fuzzi I also think it's kind of funny how similar the priorities and the thinking behind them are 😂 It's nice to see that I'm not alone in this 🥹

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Kris@Mit44inRente

1Semana

You're a victim of FOMO. You're only having these thoughts now that the BTC price has gone up. That's what I'd think about first.

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Scorcer@Scorcer

1Semana

@Mit44inRente I've actually been thinking about this for at least a month. A week ago, I finally took the plunge and invested a relatively large sum in BTC. Since a trend reversal might be on the horizon, I'm naturally trying to jump on the bandwagon in the hope that this is the start of a new bull market. Obviously, FOMO is kicking in now 😂

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Kris@Mit44inRente

1Semana

@Scorcer My humble advice: You’re young and can—and should—take more risks. But only 10% manage to beat the market in the long run. What makes you think you’ll be among that 10%? I’d consider your All World ETF as your core holding—and keep it that way forever. It will always deliver the market’s return. Going “all in” on BTC could pay off, but would you be okay if all your money were gone tomorrow? You need to ask yourself that question seriously.

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Pazzzi@Pazzzi

1Semana

When you're young, it's perfectly fine to take on higher risks. In my opinion, however, this is better suited to investments like individual stocks, where you can identify value based on fundamentals or speculate on predictable trends. I’m a Bitcoin investor myself, but with Bitcoin, it’s impossible to assess fundamental trends or price movements. That’s much easier with individual stocks.

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Charmin@Charmin

1Semana

Bitcoin isn't an investment—it's gambling. I would never go all-in on it, especially since there are so many other assets with great potential right now.

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Scorcer@Scorcer

@Charmin Yeah, there's something to that. We're going through an exciting time with stocks right now, too.

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TheCashConcierge@TheCashConcierge

1Semana

I've done it before, but I wouldn't do it again. A profit of just under 100k plus 50% tax-free is all well and good, but I would have been better off with gold.

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Hodlinvestor@Hodlinvestor

1Semana

You’re young. If you think you should go all in on BTC,
then go for it.
Nothing’s worse than the feeling of not having done it when you were convinced it was the right thing to do back then!

If it goes well, you’ll be happy; if it goes wrong, your conscience will be clear.

A win-win situation. 🤣

Personally, I wouldn’t do it—I’d always have had way too much to lose.
And I’m not that young anymore, either.
It would have been really hard to make up for those losses.

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Scorcer@Scorcer

@Hodlinvestor I'll keep that "win-win" thing in mind 😂💪 Thanks for your honest opinion!

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Maximilian@Maximilian_GHG

That's stupid

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Yehuda@YehudaDoggo

1Semana

we are humans,we make mistakes. Give yourself place to be wrong at,diversify slightly,going all is a gamble,regardless on what you do it on.

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Ver todas as 8 restantes respostas

D.S.@Crash-Propheteus

1Semana

Everyone here suddenly has FOMO—it's crazy! Six months of nothing but complaining, and now that things are picking up a bit, everyone's freaking out........🙈

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Ver todas as 2 restantes respostas

Thoranos@Thoranos

Even if it sounds tempting, don't do it. Diversify across multiple asset classes.

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GX-SWZ@gx-swz

In my personal opinion, I love Bitcoin, 10/10, but I also think it’s important to maintain some liquidity. That’s why I’m being cautious with US investments right now. I don’t know exactly when it will happen, but I feel there’s a lot of FOMO in the US market, and I wouldn’t be surprised if we saw a significant correction or even a financial crisis at some point.
That said, I definitely wouldn’t go 100% into Bitcoin either. Personally, I think it makes more sense to diversify globally. Whether that’s 50/50 or 80/20, whatever you’re most comfortable with.
I want exposure to Bitcoin’s upside potential, but I also want productive assets and geographical diversification, in case the US economy faces significant problems at some point.
For me, it’s not about choosing between Bitcoin and traditional investments, but about having both: a portfolio that can remain solid and resilient even in uncertain scenarios.

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wealth_maximizer_bqlwz@wealth_maximizer_bqlwz

Stupid

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Sunblocker@Sunblocker

It’s better to invest more actively in growth stocks and build a solid foundation in value and dividend stocks… Building a strong long-term portfolio takes many years, but recently, for example, Microsoft, Amazon, and Alphabet have shown historical weakness, driven by the market, creating an opportunity to buy in at a low price… An MSCI World portfolio might be slowly becoming outdated without establishing a second pillar in emerging markets. But fundamentally, as a young investor in the global stock market, you’re following a sound strategy that simply requires time... Having a position in Bitcoin or a bit of P2P lending with good interest rates rounds everything out a bit better.

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