4Mês·

The 18 U.S. Stocks that I intend to purchase in the near future with some charts...

$MAIN (+0,71%) - Main Street Capital
$ARCC (+1,27%) - Ares Capital
$CWT (+0,49%) - Ca Water Serv
$TGT (+1,75%) - Target
$SBUX (+3,37%) - Starbucks
$MKC (+1,22%) - McCormick
$ABM (-0,44%) - ABM Industries
$SYY (+1,15%) - Sysco
$ED (-0,39%) - Consolidated Edison
$VZ (-0,33%) - Verizon Communications
$SO (-0,36%) - The Southern Co.
$MDLZ (-0,04%) - Mondelez International, Inc.
$MO (+0,54%) - Altria Group, Inc.
$PEP (-1,21%) - PepsiCo, Inc.
$KO (-0,55%) - The Coca-Cola Co.
$PG (-0,21%) - Procter & Gamble Co.
$ABBV (-0,81%) - AbbVie, Inc.
$MCD (+1,19%) - McDonald's Corp.

A portfolio more oriented to resilience the long-term growth of the dividend and to have a part of my total portfolio (consisting to date of +90% from ETFs) also a more "defensive" part and with companies that tend to increase their dividend or give an already high dividend, even if the majority is less than 4%

Staggered payments ensure a steady cash flow...

Estimated gross monthly income...

Edit: Here are the monthly distributions minus the -15% at source in the US and then the -26% Italian.

11 Comentários

Kurama@Kurama01

4Mês

According to the chart you would have an average dividend of about 3.8% gross, taking out 15% and then 26% you would have 2.39% net, with the $SPYD you would have 2.23% gross (Distribution of 2025) so 1, 65% net, a difference of 0.74.

However, in the count there are Main and Ares which are not dividend aristocrats, you could get the same dividend by dividing the sum into 78% ETF, 11% Main and 11% Ares, this way you would have only 3 items to track instead of 20 (I asked chatgpt how much you need to have in Main and Ares to reach 2.39% net by taking the 2025 distribution as dividend yield).

Regarding the message earlier where you said the dividends had decreased, that is all because of the exchange rate effect, which you would also have by buying the 20 individual stocks, in fact an ETF having only dividend aristocrat the dividend has to necessarily increase from year to year, otherwise they would not be what they are.

The point of the whole argument is that you took stocks with the only discriminant being the dividend, try backtesting or asking the AI to compare this basket of stocks of yours with the benchmark index, if you notice an outperformance over time of what you selected then fine, if not, it was all wasted effort that you could have avoided with an ETF that has an annual yield of almost 12 percent

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MrDividend_108@MrDividend_108

4Mês

I guess I will discard this idea of 20 individual stocks for now and go for a strategy that gives me a higher immediate entry...

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Simone B.@TheRealSimone

4Mês

Beware that you don't actually just take away 26% Italian taxation.... At best you take away another 15% taxation at source (and at worst this can rise to 30-40% if you can't enforce bilateral agreements)

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MrDividend_108@MrDividend_108

4Mês

@TheRealSimone with the appropriate form it becomes a -15% at source + the Italian -26%... I had been doing the math of 43-47€ average remaining... more to less than we should be there if the gross travels towards 55€ average, I already have Realty Income in my portfolio... now I'm waiting to see what percentage of dividend I get.

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Simone B.@TheRealSimone

4Mês

@MrDividend_108 if you start with a gross of 60, take away 15% you are left with 51, take away 26% you are left with 38 (this is if you use an Italian intermediary and if you fill out the form and send it in). If you use a foreign account, on the other hand, you are left with less because you have to apply 26% on the gross and not the net frontier

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Simone B.@TheRealSimone

4Mês

@MrDividend_108 ah by default if you use trade republic or scalable capital it seems to me they don't apply the bilateral agreements (so no 15% at source by default)

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MrDividend_108@MrDividend_108

4Mês

@TheRealSimone that table IA created it and I don't know if he based it on the gross without considering the withholding already... I in one question had asked him to calculate both one and the other and he gave me yes about 43/47€ but now you make me doubt...

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MrDividend_108@MrDividend_108

4Mês

@TheRealSimone you were right 😅 there remains about 37€ per month 🤔 it becomes a somewhat low average but in the long run the growth of the dividend should partly compensate...

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Simone B.@TheRealSimone

4Mês

@MrDividend_108 do the math well (I'm only telling you this because I experienced it on my own skin) :) and keep in mind that Italian intermediaries don't deliver the form for you if the amount of money you are talking about is small

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MrDividend_108@MrDividend_108

4Mês

@TheRealSimone I have Mediolanum and the family banker is an acquaintance next time I see him I ask him about the form thank you 🙏

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MrDividend_108@MrDividend_108

4Mês

@TheRealSimone From the IA I had a corrected graph made for the monthly net distributions. I put it in the post.

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