After months again increased my position in $VHYL (-0,05%)

The next month I will stay $JEGP (+0,24%)
$VWRL (-0,05%) and $VHYL (-0,05%) buy

#investeren
#aandelen
#etf

https://youtube.com/@meneervermogen1?si=LZjb3JTBjzvDg6to

I started investing at the beginning of the month and have spent the last three weeks building up a portfolio with the aim of accumulating wealth over the long term. I am now relatively familiar with the topic, have analyzed many strategies and have decided on an approach based on two pillars:

1. growth portfolio:

I invest in broadly diversified ETFs such as the $VWCE (-0,05%)combined with thematic focuses such as $XAIX (+0,54%) and the healthcare sector. I also invest in individual stocks such as $NVDA (-0,13%), $BRK.B (-0,35%) or $TTWO (+0,95%) - the latter deliberately as a small position for the speculative component (GTA VI hype is realistically not entirely irrelevant).

2. distributing dividend portfolio:

Here I am betting on classic dividend stocks. These include the $VHYL (-0,05%), $SPYW, (-0,38%)
$SEDY (-0,1%) as well as individual stocks such as $KO (-0,13%) or $ALV (+0,19%). The aim is to generate a steady cash flow that can be reinvested in the long term.

I am aware that there is no perfect distribution. That's why I'm interested in your opinion:

• Which stocks would you weight higher or reduce?
• Is there anything that doesn't fit in at all from your point of view?
• How do you balance growth and dividends?

I am open to criticism, experience and other perspectives.

Hello everyone,

I have been thinking and considering for some time now. After my portfolio presentation, I looked again and thought about how and which strategy I want to pursue exactly.

Here is my first approach for the new strategy:

📊 60% Core - ETF savings plans

$IWDA (-0,08%) -> 25 %

$VHYL (-0,05%) -> 15 %

$DGIT (+0,25%) -> 20 %

🧭 30 % satellite savings plan

$MSFT (+0,12%) -> 10 %

$KO (-0,13%) -> 10%

$PEP (+0,51%) -> 5%

$ASML (+0,18%) ->5 %

🎯 10% opportunity satellites - savings plan

$NVO (-0,51%) -> 5%

$BTC (-0,87%) -> 2,5 %

$ARCA (-0,97%) -> 2,5%

What do you think of this setup? I would let the current shares continue to run and sell them at a profit when the opportunity arises.

This would be my second attempt to build a proper portfolio. My budget is not that big but I am making the best of it. I am open to suggestions and ideas. If you know a better setup then just post it in the comments. 😊

I'm still relatively at the beginning so please be forgiving 😅.

Hello, I am 33 years old and a fan of dividends. I would like to reduce my Allianz shares over the next few years and invest in ETFs in order to be more broadly diversified.

I currently have a choice:

Classics and very popular here $VWRL (-0,05%)

or $TDIV (-0,15%) I really like the performance, but the TER is relatively high. Is it worth it?

$VHYL (-0,05%)

The long-term goal is to be able to live off dividends.

Hi folks,

I am pursuing the dividend strategy and have as my mainstay the $VHYL (-0,05%) . I wanted to ask if anyone knows of a dividend ETF that trades like the Msci Emerging Markets, i.e. a dividend ETF for emerging markets.

Thanks in advance :)

Hi Dear GQ Community,

Today I wanted to share my portfolio with you and see what you think or say about it. You are welcome to make suggestions for improvement. 😃

First of all about me, I am 31 years old, father of 2 children and only work as a service technician 👷‍♂️unterwegs which is why I currently have no more than 100€ - 130€ per month available to invest. I always thought with your high sums that I would not divide my portfolio because it is so small. But today I'm just going to do it 😅.

I've only been investing since the end of May 2025. I'm looking for dividends that are partly reinvested and partly paid out. But I want to save for old age in the long term to possibly supplement my pension 🧓later on. 💰💸

Now to the portfolio. I don't currently have a plan for how much of my budget is going where. I'll look at it for a month and then decide who has performed best 📈 and who has performed less 📉.

I currently have:

ETF savings plans:

• $IWDA (-0,08%) with monthly 25€
• $VHYL (-0,05%) with monthly 15€
• $EIMI (-0,44%) with monthly 10€

Individual shares:

• $OXY (-0,95%)
• $PEP (+0,51%)
• 
  $KO (-0,13%)
• 
  $SHEL (-0,86%)
• 
  $RHM (+1,3%)
• 
  $BAC (-0,79%)

Crypto:

• $BTC (-0,87%)

The savings plans are saved every month and the individual shares are saved more or less depending on the month. Because $BTC (-0,87%) to be honest, I'm in it just for fun. I'd like to see where the journey takes me.

As I said, I'll decide exactly how it will be divided up next month when I see who has performed best by then. And then it will be adjusted monthly.

At the moment my portfolio is only in the red with the order fees from Trade Republic, if these weren't there I would already be slightly in the black. But I am investing for the long term and am not out for day trading.

Now I'm curious to hear what you have to say, and please don't completely tear me apart 😅.

The savings plan is executed monthly and I look forward to every payout. I'm sticking with it.

Hello everyone,

I would like to add a dividend ETF to my portfolio. At the moment I only have the $VWCE (-0,05%) with 3,597 positions (accumulating).

The first dividend ETF that came to my mind is the one $VHYL (-0,05%) from Vanguard (2,182 positions). 📈

Problem: The ETFs and many shares overlap.

Would you personally invest in the $VHYL (-0,05%) or do you have another suggestion.

Thank you! ✌🏽

Hi all guys!!!

I would like to share with you my ideal portfolio allocation, as read from the title it is still a work in progress, I am slowly adding positions as opportunities arise.

A little context: I am 24 years old, a final year medical student, and I am slowly putting money aside that I can invest both through my part time job (preparing for the medical test and tutoring for first year exams) and through the savings I already had set aside. The platform I currently use to invest is Directa.

Let's say that my goal at the moment is to reach over the years an invested amount of 50k euros in ETFs and distribution stocks, ideally distributed as follows:

CORE

-30k in growth-oriented developed markets etf (10k/30k)

Those selected are. $FGEQ (-0,04%) (10k/10k) , $TDIV (-0,15%) (0k/10k) and $HMWO (-0,08%) (0k/10k), so as to have income every month, as they distribute alternately;

SATELLITE

-5k in emerging markets etf (0k/5k)

I chose $IEEM (-0,38%) to diversify;

-5k in high-distribution etf (2.5k/5k)

In this category I own. $VHYL (-0,05%) ;

-5k in active option-based etf (5k/5k)

Here I have already completed my position in $JEGP (+0,24%) , which by the way distributes monthly ;

-5k in single Italian stocks (0k/5k)

In this category I have already selected some of the possible additions, such as. $PST (+0,3%) , $ISP (+0,09%) e $TRN (+1,1%) , but at the moment the prices are too high and I am not willing to buy now;

Considerations and Strategy Explanation: I start by saying that I know that at my age it would be better to buy accumulation instruments for the best taxation and growth over time, but personally the idea of receiving a monthly cash flow (albeit still small) without having to do anything at all has an important psychological impact, and seeing it grow slowly gives me a lot of satisfaction and motivates me to continue on this path. I started immediately by positioning myself on high-dividend etfs such as $JEGP (+0,24%) e $VHYL (-0,05%) so that I already had a small boost in the strategy; I hoarded $FGEQ (-0,04%) during the first week of April by taking advantage of the flash crash that took place, and now I am accumulating liquidity in anticipation of another possible reversal: ideally the next move will be to start accumulating shares of $TDIV (-0,15%) to diversify in currency as well: last note, the etfs chosen are also from different issuers so as to diversify in this aspect as well.

Let me know what you think!

Hi everyone,

I need your swarm intelligence.

I am currently in both the $TDIV (-0,15%) as well as in $VHYL (-0,05%) invested. I also have the core $IWDA (-0,08%) as accumulating.

I am considering whether I should transfer the $VHYL (-0,05%) into the Van Eck and increase my savings rate for the MSCI to keep my allocation more or less the same.

What do you think?