I'm a 20years old portuguese student still learning along the jorney.
I’m in the process of rebalancing my portfolio—cutting it down from nearly 100 positions to 24 and shifting toward a more ETF-focused strategy. I’m considering making a lump sum investment on the next dip, mainly into $CSPX (+10,3%) , $GOOGL (+9,72%) , $VHYL (+5,77%) , and $AMZN (+11,65%) . What’s your take? I might also open a position in $UBER (+12,54%) .
A few days ago I sold all the units I held in the Amundi MSCI World SRI mutual fund. Amundi MSCI World SRI with a 7% profit. It is another transaction closed in positive, which I am very happy about, even if they are not large percentages.
I decided to rotate my capital towards ETFs because I consider that they have more advantages over Mutual Funds (although fiscally, here in Spain, it is sometimes more beneficial to operate with Mutual Funds).
The thing is that today I have made my first purchase in #vgwd and the plan is to make a monthly DCA with my contributions, with a view to the very long term. And what better time to start buying than in the middle of a correction?
Today I start the complete redistribution of my portfolio towards dividend distribution companies and ETFs. LETS GO
I am have some cash to spend (2.2K and 3K remaining savings which I am willing to spend might the market really crash). And are willing to scoop up three ETF's: $VUSA (+10,34%) $VWRL (+9,46%) and $VHYL (+5,77%) .
I am just feeling a bit anxious to buy now. That is an indicator to buy now, as the whole market is anxious, but I feel like we can and probably will go a lot lower this year. So I am not sure to buy now, buy in tranches or wait for a bigger dip, but missing out on possible returns and dividends.
Adding to it, I was wondering on what you guys would suggest for allocation. I was thinking about $VHYL (+5,77%) (40%) and $VWRL (+9,46%) $VUSA (+10,34%) (both 30%), what do you guys think?
i would never invest all at once when the market is dropping because you dont know how far it will drop. I would DCA my investments and when you are lucky one of them will catch the exact bottom. If not it is also not the end of the world :)
