2024

Portfolio value (performance neutral)

Target 52 000€ -> +18 000€

Achieved 62 300€ -> +28 300€

Target 2025 -> 77 000€

Gross dividend

Target 1000€

Achieved 1018€

expected 2025 -> 1290€+

Daily allowance

Target 12 000€

Reached 13 300€

I would like to reach €15,000 by the end of 2025.

As I have an annual commute of 22,000 km, I'll have to buy a new car in 4 - 5 years' time if my current one no longer works.

In addition, several positions were sold in Q3 - Q4 ($O (+0,46%)
$BATS (+0,14%)
$SIX2 (+0,6%)
$ARCC (+0,15%)
$CVS (+0,98%)
$UNP (+0,28%)$NESN (-0,14%) ) and the focus was also placed on higher growth and dividend growth.

In principle, I have nothing against $UNP (+0,28%) but I see the growth opportunities at $CP (+0,34%) higher as well as a higher profit margin as soon as the acquisition of Kansas City has been optimally integrated into the company in order to work more efficiently.

Portfolio feedback requested

I (early 50s, so still a good 15 years to work on the portfolio) would like to hear your opinion. I've been with Trade Republic since January, mainly because of the 4%. But then I started saving a few ETFs, then buying and selling a few shares. So I played around. At the moment my portfolio has three or rather four different parts. Let's put it this way, the family treasury has given me around €10k to play with. The rest remains in call money.

Of this 10K I would like to have a part to play, individual stocks, §IWDA, other ETFs that are close to me because of my work, XRP.

But that's not my topic here.

I want to build a dividend portfolio. Reduce working hours or improve pension, we'll see where the journey takes me. For now, I would reinvest all payouts.

The composition from December would look like this:

$MCD (+0,06%) 15%

$EXSH (-0,3%) 9%

$MAIN (-0,07%) 9%

$ARCC (+0,15%) 9%

$HTGC (+0,21%) 9%

$O (+0,46%) 9%

$CSWC (+0,38%) 5%

$PFE (+0,26%) 5%

$KAP (+0,14%) 5%

$JEGP (+0,04%) 5%

$TGT (+0,5%) 3,5%

$GAIN (+0,45%) 5%

$QYLE (+0,6%) 5%

$VHYL (+0,03%) 1%

What do you think about the composition? Should something go in/out?

My aim would be to distribute the monthly distributions evenly. I'll have to play around with the ratios a bit.

My problem is that the months of January, February, April and May look too poor. What would you suggest that pays out in these months?

Roast me!

Hey @all

Would you rather sell volatile stocks in the current high phase to take the profit and buy later?

Specifically, for me $ARCC (+0,15%) (+12%), $MAIN (-0,07%) (+25%), $O (+0,46%) (+15%) are candidates that I am considering. None of them will hold these values, as they are much more volatile.

Or what do you think?

In fact, in the event of a decline, I would either put the profit back in with the proceeds or just the proceeds and the profit into an MSCI World.

Any ideas?

Verbio $VBK (-0,86%)

Bayer $BAYN (+0,32%)

Stock market darlings and stock market disappointments are close together.

Both stocks today -2 digit %

My condolences to the stock market players

😭

Alternative new all time highs (ATH)

Amazon $AMZN (+0,01%) and

Ares Capital $ARCC (+0,15%)

As some of you may know, a few weeks ago I started the battle to reduce my portfolio from 77 positions to 25-35.

At first it was quite easy to find stocks that I no longer wanted, but gradually it has become more and more difficult. In the meantime, I have already sold quality companies 🤦‍♀️ and often toyed with the idea of keeping the rest.

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However, in my opinion this would be a mistake, as there are still many positions in my portfolio that do not fit in with a growth strategy.

So today, I have added the obvious dividend stocks and placed an SL order on each of them.

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I proceeded as follows:

Agree Realty $ADC (-0,77%) SL set at 59,70€

National Retail $NNN (+0,47%) 40,-€

Hercules $HTGC (+0,21%) 16,07 €

Omega $OHI (+0%) 29,14€

Bats $BATS (+0,14%) 30,00€

Ares Cap. $ARCC (+0,15%) 17,- €

Main Street Cap. $MAIN (-0,07%) 43,43€

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I am open to suggestions for improvement and comments 🧘

Hi

Has anyone at TR already received the $ARCC (+0,15%) received the dividend? Everything comes on time except for this one, now overdue again.

Do you have the same problems at the moment?

Greetings