Just in $AXP (-2,31%) pure
CRV of 1.8 which is still okay.
Could still double when the last high is reached
Ek: 1.04€
Take profit 1: 2,06€
Take profit 2: 2.60€ (if we go through TP1 cleanly)
American Express
Ação
Ação
ISIN: US0258161092
Ticker: AXP
US0258161092
AXP
Price
Discussão sobre AXP
Postos
51
1Semana·
BTIG über Sofi’s (Galileo) entrance into the co-brand space
$WH (-3,72%)
$AXP (-2,31%)
$AFRM (-7,35%)
$BFH (-4,21%)
$DAL (-5,42%)
BTIG reiterated $SOFI (-4,68%) Neutral, says "we think $SOFI (-4,68%) shares being up 5% on this news is fair"
$SOFI (-4,68%) entrance into the co-brand space is a very interesting development, and winning one of the largest global hotel brand chains hints at what could potentially be a very large market for SoFi's growth.
The debit-card angle is also unique, in our view, with most of the other competitors only offering rewards and loyalty funded via credit card interchange fees.
For the rest of our coverage group, we think $SOFI (-4,68%) entrance into the space is a negative on $AXP (-2,31%) (AXP, Sell, $272), $AFRM (-7,35%) (AFRM, Buy, $81), $BFH (-4,21%) (BFH, Neutral) and Synchrony (SYF, Neutral).
While we don't think $SOFI (-4,68%) ’s entrance will have a material near-term impact on these competitors, it does add a potentially sizable player into a market that is already biased toward merchant pricing power.
For instance, we've noted several times in the past that American Express appears to be paying Delta Airlines (DAL, Not Rated) at a faster growth rate compared to the growth of the premium traveler
spend on their co-brand card.
We expect the Wyndham win will be a topic of conversation when we host CEO Anthony Noto for
investor meetings in Boston on February 18."
Who is BTIG and why is SoFi meeting with them on Wednesday?
BTIG is a global financial services firm specializing in investment banking, institutional trading, research, and related brokerage services. According to recent information, SoFi Technologies, Inc. is scheduled to meet with BTIG on February 18, 2025. This meeting could be significant for several reasons:
1. **Investment and Analysis**: BTIG is known for its research and analysis capabilities. They have previously initiated coverage on SoFi with a Buy rating, which suggests they see potential in SoFi's growth or strategic direction. This meeting could involve discussions about SoFi's performance, future plans, or specific investment opportunities.
2. **Strategic Guidance**: Investment banks like BTIG often provide strategic advice to companies like SoFi. They might be discussing potential mergers, acquisitions, or strategic partnerships that could enhance SoFi's market position or expand its service offerings.
3. **Capital Markets Activities**: SoFi could be exploring capital raising activities, like issuing new equity or debt, where BTIG could assist in underwriting or advising on the structure and timing of such transactions, especially considering SoFi's growth trajectory and its need for capital to fund expansion.
4. **Market Sentiment and Positioning**: The meeting might also aim at understanding current market sentiment towards SoFi, especially given BTIG's previous positive outlook on the company. This could help SoFi in fine-tuning its investor relations strategy or preparing for upcoming financial disclosures or events.
5. **Networking and Relationships**: Given that BTIG is partially owned by Goldman Sachs, and considering past connections like SoFi's CEO Anthony Noto's history with Goldman, the meeting could also reinforce business relationships or explore new avenues for collaboration or investment.
In summary, SoFi's meeting with BTIG likely focuses on strategic discussions, investment opportunities, market positioning, and strengthening business relationships, all of which are crucial for a company looking to navigate the financial markets effectively.
1Semana·
Sofi (Galileo) - WYNDHAM Hotels & Resorts
Galileo secures a major partnership with Wyndham Hotels, which has 114 million members worldwide! This is a great success for $SOFI (-4,68%) & Galileo, extending its reach in the hospitality industry.
Wyndham is the second largest hotel chain in the world (after Jin Jiang) and the largest in North America in terms of number of hotels (although their revenue is lower than other chains).
Geoffrey A. Ballotti
CEO, Wyndham Hotels & Resorts:
55
1Semana·
Uber position opened
Since I have been toying with the idea of $VICI (+2,65%) out of the portfolio and replace it with $UBER (-2,45%) I finally made the trade today. The fact that Bill Ackman has now also built up a larger Uber position has reinforced my analysis.
I think the future for Uber as an aggregator in the transportation and delivery service sector is greener than it is estimated today and I do not believe that self-driving cars (Waymo, Tesla) will permanently weaken Uber's business and platform.
I have also trimmed my $AXP (-2,31%) trimmed my position and invested the capital in Uber.
4Semana·
American Express Q4'24 Earnings Highlights
🔹 Total Revenue: $17.2B (Est. $17.199B) 🟢; UP +9% YoY
🔹 EPS: $3.04 (Est. $3.04) 🟡; UP +16% YoY
FY25 Guidance:
🔹 Revenue Growth: +8% to +10%
🔹 EPS: $15.00 to $15.50 (Est. $15.22) 😐
🔹 Planned Quarterly Dividend Increase: +17%, raising to $0.82 per share
Key Q4 Operating Metrics:
🔹 Billed Business: $408.4B in Q4 (UP +8% YoY); $1.55T for FY (UP +6% YoY; +7% FX-adjusted)
🔹 Net Card Fee Revenue: Record growth driven by 13M new card acquisitions and increased merchant locations globally.
🔹 Net Write-Off Rate: 1.9% in Q4 (DOWN from 2.0% YoY)
🔹 Net Income: $2.2B (UP +12% YoY)
🔹 Provisions for Credit Losses: $1.3B (DOWN YoY from $1.4B)
🔹 Consolidated Expenses: $13.1B; UP +11% YoY
Segment Highlights:
Consumer Spending
🔹 Record annual card member spending driven by strong holiday season demand in Q4.
Credit Performance
🔹 Maintained best-in-class credit performance with disciplined risk management.
Marketing Investments
🔹 Continued high-level investments in customer engagement, travel-related benefits, and global expansion.
CEO Commentary:
🔸 "2024 was another record year for American Express, reflecting our strong momentum and disciplined execution. With 13 million new card acquisitions, record revenues, and expanding customer engagement, we are well-positioned to deliver strong growth in 2025 as we celebrate our 175th anniversary." – Stephen J. Squeri, Chairman and CEO
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1 Comentar
2Semana
I worked between 2019-2024 for Amex and in these 5 years Steve never got it wrong. If at the start of the year he says EPS will be between 10-12$, then this is what it was or even better exactly 12 months later. He worked his whole life at Amex, he lives this company and knows the business very well.
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1Mês·
American Express Platinum Card: 75,000 points welcome bonus - Is it worth it? + My experience.
First of all: This post is not intended to persuade or "promote" anyone. My aim is to share my personal experiences with the American Express Platinum Card and to give you an honest insight into whether this credit card might be worthwhile - especially now that the welcome bonus of 75,000 points with a turnover of 13,000 euros within 6 months$AXP (-2,31%)
i am someone who is very interested in credit cards, points and travel hacks. i find it exciting how the right strategy can make travel more affordable or even more luxurious. American Express cards in particular piqued my interest some time ago, and after a few months of using them, I'd like to share my experiences with you - including, of course, whether the current welcome bonus of 75,000 points is really worth it.
The advantages of the American Express Platinum Card at a glance (source: Reisetopia)
Before I go into my experiences, here is a brief overview of the benefits offered by the Amex Platinum card:
- 200 euros online travel credit per yearFor flights, hotels and more.
- 200 Euro SIXT ride creditPerfect for trips with SIXT ride.
- 150 euro restaurant credit per year: Redeemable at selected restaurants.
- 120 euro entertainment credit: For streaming services such as Netflix or Spotify.
- 90 euro shopping creditFor purchases with selected partners.
- Up to 200 euros discount and Priority benefits on Condor flights.
- Exclusive metal credit card: Looks really good.
- Collect points with every euro spentMembership Rewards points that can be redeemed flexibly.
- Free Platinum partner card: A card for your partner or family.
- Comprehensive insurance packageFrom trip cancellation to rental car insurance.
- Free lounge accessAccess to over 1,500 lounges worldwide, including one guest.
- Hotel upgrades, breakfast and status benefits: In a large number of hotels.
My personal experience with the card
For me personally, the card has proven its value in the first few months. Last summer, thanks to the Membership Rewards points I collected through the card, I was able to fly Business Class to Hong Kong for four people. The cost? Just 128 euros in taxes and fees - the rest was paid with points.
Lounge access also made our trip noticeably more enjoyable. Instead of waiting in crowded terminals, we were able to relax in lounges with snacks and drinks.
Another highlight was the hotel booking: the Platinum benefits not only gave us a free breakfast, but also a room upgrade, which made our stay even more enjoyable.
In addition to my experience with the business class flight to Hong Kong, there were many other situations in which the American Express Platinum Card brought me real benefits. Another highlight was last fall in London. There I visited the restaurant "Gymkhana" - one of the best Indian restaurants in the world with two Michelin stars. Thanks to the 200 euro restaurant creditthat the card offers, I was able to pay just under half the bill.
The best thing about it: as the card is also a free partner card card, my partner also benefited from this advantage the next day. We went to Gordon Ramsay's famous "Hell's Kitchen" together and used another 200 euros of the credit there. This meant we could dine in luxury without having to worry about high restaurant bills.
But for whom is the card really worthwhile?
The American Express Platinum Card is definitely not a card for occasional users. With an annual fee of around 660 euros, it is intended more for those who:
- Travel a lot and want to benefit from lounge access, hotel upgrades and insurance cover.
- Actively use the included credit (e.g. for travel, restaurants or SIXT ride).
- Collect points in a targeted manner and use them for rewards such as flights or hotel stays.
If you use these benefits regularly, the card can really pay off. For me, the welcome bonus alone was a great incentive, but the real added value lies in the long-term benefits I get from the card.
Interested? You can apply for the card here
If you apply for the card via this link, you would be supporting me - at no extra cost to you, of course. I would be very happy if you would consider it.
44
2 ComentáriosThanks for the article. I've also been using the BMW version of the Amex card for what feels like 20 years.
I think it's a bit of a shame that there are no longer such great rewards for Membership Rewards as there used to be, as there were still categories such as technology, outdoor, household, etc. ....
Now I only use them for refueling because of the cashback and once a year for our Herz rental car where I redeem the points.
I also often use it to book trips because of the international health insurance.
The customer service and the mobile app are also positive.
I think it's a bit of a shame that there are no longer such great rewards for Membership Rewards as there used to be, as there were still categories such as technology, outdoor, household, etc. ....
Now I only use them for refueling because of the cashback and once a year for our Herz rental car where I redeem the points.
I also often use it to book trips because of the international health insurance.
The customer service and the mobile app are also positive.
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1Mês·
New 52-week highs
The following shares, among others, reached a 52-week high during the course of Friday:
JPMorgan: $JPM (-0,57%)
Goldman Sachs: $GS (-2,21%)
Robinhood: $HOOD (-7,16%)
American Express: $AXP (-2,31%)
3M: $MMM (-2,37%)
Morgan Stanley: $MS (-1,6%)
Intuitive Surgical: $ISRG (-1,15%)
Congratulations to all shareholders who benefit from the new high!
44
4 Comentários
I also think it's brilliant that the dividend dinosaur 3M is coming back up. And the old rule still applies: The stock market is a marathon, not a sprint. 🤓
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1Mês·
Reflecting Superior Profitability
$AXP (-2,31%) benefits from a premium customer base, resulting in low delinquency rates and stable revenue even during economic uncertainty.
Revenue grew 8% YoY, driven by international expansion, premium card fees, and disciplined cost management. And the company's return on equity (ROE) of 33.9% (5-yr avg 28.2%) far outpaces competitors, reflecting superior profitability and operational efficiency.
55
1Mês·
Pinned post, Close Watch:
$BATS (-1,84%)
https://www.tradingview.com/x/z3rRyfl7
Current trades:
$GOOGL (-2,28%)
https://www.tradingview.com/x/XOlpzCuu Entry 14.02
$APD (-1%)
https://www.tradingview.com/x/Om7wzNuq
Entry 14.02
$AXP (-2,31%)
https://www.tradingview.com/x/zMEzxQga
Entry 18.02
Closed trades:
08.01 $AD (+0,12%)
https://www.tradingview.com/x/jWgHkMO8 🟢
$NOVO B (+5,32%) Yolo trade 20.01 / closed 22.01 🟢+47%
31.1 $COST (+0,22%)
https://www.tradingview.com/x/rjRs5UU0 +175%🟢
$NU (-11,11%) +85% 🟢 https://www.tradingview.com/x/m1Vq6dAQ
14.02 $CPRT (-2,4%) closed due to the quarterly figures on 19.02 / +20%🟢https://www.tradingview.com/x/k5xe1w71
www.tradingview.comEURONEXT:AD Chart Image by Dividenden_Monteur
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13 Comentários
That you are all so motivated to start the new year 😉 I'll sit down at the PC tomorrow evening and see which trades I can still fuck up at the beginning of the year 😀
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•3Mês·
From a business perspective, $AXP' (-2,31%)s total loans and receivables have remained strong.
The company's share price nearly doubled YoY, and it continues to offer substantial shareholder returns through dividends, share repurchases, and revenue growth.
77
1 Comentar
Top company. The Ulcer Index value is low and the chart looks good (breakout soon?).
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