Greetings, I would be very pleased to hear your opinions and suggestions about my current portfolio.

I am aware that $NU (-0,81%) currently has too high a weighting in my portfolio (approx. € 1,587). I would therefore like to reduce the savings plan there to just €10 per month in order to further smooth out the average price, but not to overweight it even more.

I am basically pursuing a core strategy with a clear focus on individual stocks. My planned approach from August:

• Core S&P 500 ETF $CSPX (-0,06%) 200 € per month
• Individual stocks (e.g. $PYPL (+1,12%) , $GOOGL (+1,83%) , $PLTR (-0,98%) , $UNH (-0,42%) ): € 25 each per month
• $NU (-0,81%) 10 € per month

In the last 3-4 months, I unfortunately had to reduce my savings plans to around €200 per month (I had previously planned €450) as I had a few other things going on in my life. Fortunately, these have now been taken care of.

From August, I want to get back into full swing and adjust the savings rates as described above.

However, I'm also noticing that I've lost a bit of motivation and focus to get more involved with stocks and the stock market. Perhaps some of you are familiar with this. But now I want to bring more structure back into things and be more motivated.

Do you have any tips on allocation, or are there any stocks that you find critical or exciting?

I look forward to any input and your assessment! 🙏

Here is a clear overview of the quarterly figures due next week.

$NXPI (+1,41%)
$CLF (+11,15%)
$LOGN (-0,59%)
$KO (+0,07%)
$GM (+0,07%)
$LMT (-0,56%)
$NOC (-0,36%)
$PM (+0,34%)
$RYTT34
$UPS (-0,35%)
$V (+0,57%)
$T (+1,64%)
$FCX (+1,41%)
$GD (-1,51%)
$GOOGL (+1,83%)
$IBM (-0,33%)
$NOW (-0,51%)
$TSLA (-0,42%)
$DOW (+0,82%)
$HON (+0,38%)
$VLO (-0,63%)
$BMY (-1,84%)
$AON (-0,85%)
$CL (-0,54%)

350 € in Alphabet , oha now it's getting serious! 💸

Secure 2,339 shares before Google builds the next universe 🚀

Am I an investor now? 😅

Hello dear GQ'ers,

the company Google with the Alphabet share is not only very sustainable in terms of profit, innovation, subscriptions, etc..

Currently after a stabilization since April in the range 130-150, there has been increased buying, green candles upwards, the last few days.

If the 200 day line is sustainably broken upwards, this speaks for rising prices on the chart.

Bullish

$GOOGL (+1,83%)

$GOOG (+1,88%)

Here in the link my previous portfolio (unfortunately can no longer be updated here at the moment) and the train of thought of the last months briefly summarized:

https://getqu.in/4Kl605/

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This is my portfolio as of today.

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I probably won't manage to get rid of individual stocks completely.

But at least I could eliminate supposedly unnecessary overweightings and overlaps and focus more on second-tier stocks, such as $CALM (+0,53%)
$TXRH (-0,44%)
$SOFI (-2,06%)

In any case, I haven't reallocated much since the article linked above.

I'm taking it rather slowly, as it still feels wrong to me, although the opposite would be more accurate.

So far I have sold the following stocks:

Lotus $LOTB (-0,39%) -7,3 %

Hims $HIMS (-3,73%) +202 %

DE Telekom $DTE (-0,03%) +-0

Church&Dwight $CHD (-0,13%) -6 %

Ecolab $ECL (-0,79%) +1 %

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Below is the X-Ray, which illustrates overweightings and allocations. Nvidia and Apple are not in my portfolio as individual stocks, but are strongly represented due to the ETFs. However, I have $MSFT (-0,5%) and $GOOGL (+1,83%) shares in the portfolio, which leads to an overweighting. Alphabet convinces me in many ways, so the overweight could make sense here. But with Microsoft, the ETF share could actually be enough for me. I am therefore considering adding an SL to Microsoft, for example 7% below the current price level.

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Relatively recently I realized that when a company is massively large it is very affected by the movements of its benchmark index, in part it makes sense, but it is something that is more distant from companies with small market capitalization.

With which I have come to the conclusion that in the short term buying companies like Meta, Amazon, Google, at least in the short term is like buying a leveraged S&P500 the correlation is very high and "your hits" come more from macroeconomic variables rather than from your ability to value companies 😫

That is why I have decided to take a more active management of my stocks, and compensate the risks with a general management in mutual funds mixing different funds according to the financial situation (both personal and market) ⚠️📈

Like any investor who invests actively I will seek to outperform the benchmark index in my stock portfolio (although it is not the most advisable I want to dedicate myself to this sector and even if I do not overcome it serves me as learning), also maybe it is common but I have the feeling that I can do well :)

That is why I have opted to sell massive shares, to invest in companies with capacity for growth or recovery in the short term (who says short term says a couple of years or until my expectations are met or the company I buy cheap becomes too expensive or risky).

I will be sharing all my movements, hypotheses, ideas and progress with the Getquin community 🫶.

After my first 12 months investing seriously and long term in the markets I can say that I am quite satisfied 😁.

But there are always buts, and yes, I should have been more careful at the beginning of the year, around December I was blinded by the performance of my investments, I failed to see the risks which seen in hindsight were ENOUGH OBVIOUS let's review them:

• The S&P at 30x Earnings when its average is around 18-21x.

• Three years of growth well above its historical average of 10% with no justification other than the rising expectation of AI 🤖

• A 26% Return in just 6 months in my stock portfolio without much change in EPS simply a price increase due to growing demand.

• Almost 3 years of announced Crisis and many experts (Like Warren Buffet) walking away from the Markets and holding Cash positions.

• A Euro dollar rate among the lowest historically basically at par 1€/1.02$.

In all this context to have shares like $GOOGL (+1,83%)
$META (+0,92%) or others that I had at the time such as $AMZN (+0,86%) were not going to help much being the most affected by the correlation of the index and its high Per not to mention the currency effect.

But I went with a very aggressive portfolio and barely kept 5% in money funds or cash 😔 (which also if I had it was by chance not by planning 🤣).

The important thing Lesson Learned, you have to keep a cool head, and maintain a balanced management according to the risks and not be blinded by these situations of "easy money".

However the year has not ended not so bad many of my "bets" have gone fantastically well as well as. $HPE (-1,46%) (+30%) $SMSN (+1,21%) (+15%) $BFIT (+0,65%) (+10%)

And I have diversified into smaller stocks that are not so correlated to the indices and that according to my criteria have the potential to outperform the index

As well as other alternative investment vehicles such as BME Growth and Urbanitae projects.

And of course I keep a reserve but not too big for when opportunities like the ones we saw just a couple of months ago come along ;)

This is how things have been in the aggregate one year later, in the equity portfolio the profitability is somewhat higher, but still it is important to diversify as we said before, we continue working to improve and grow 🔝📈📈